Overseas Citizen of India (OCI)

The Indian government has historically used the phrases Overseas Citizen of India (OCI) and Person of Indian Origin (PIO) to refer to Indians (people of Indian origin) who reside all over the world (PIO).

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In order to grant people of Indian heritage who also hold foreign nationalities citizenship advantages comparable to those enjoyed by the entire Indian community, the PIO system was created in 2002.

Overseas Citizens of India (OCI), a new program introduced in 2006, gave Indian-origin foreign nationals living abroad more benefits than the PIO program did. The PIO and OCI schemes were finally combined by the Indian government in 2015 to offer a single, more efficient option that serves as the government's outreach to persons of Indian origin. 

What is a PIO Card?

A Person of Indian Descent (PIO) card is a kind of identification that identifies the holder as a citizen of Indian origin who lives outside of India. This enables the Indian government to provide said individuals with a range of privileges that are only available to citizens of India. In 2002, the PIO card program went into force.

Salient Features of PIO Cards                                                                                                                                                                                                                                  

The various features of PIO Cards are mentioned below - 

  1. Allows holders of PIO cards to remain in India for a period of 15 years without the need for a visa  
  2. They are not required to register with the FRRO during their first 180 days in the country; after that, they must do so within 30 days  
  3. They are eligible for all of the economic, educational, and financial benefits typically provided to NRIs.    

Why was PIO Card Discontinued? 

Technically, the PIO card hasn't been discontinued; rather, it has been amalgamated with the 2006-launched Overseas Citizen of India (OCI) scheme, a program that is identical to PIO. The term "Overseas Citizen of India" is preferred by the Indian government over the obviously foreign-sounding phrase "Person of Indian Origin."

Since the OCI scheme offered more features than the PIO program, it was clearly more appealing to foreign nationals of Indian descent, and a merger between the two programs was therefore inescapable. Existing PIO cards were offered the option to apply for an OCI card in addition to being automatically moved to the OCI system. 

What is an OCI Card?

As mentioned above, the Overseas Citizen of India (OCI) card is bestowed upon people of Indian origin who also own a foreign citizenship. To qualify for an OCI status, the applicant must satisfy the following criteria:

  • Foreign nationals who earned the eligibility for Indian citizenship as of 26 January 1950.
  • Foreign nationals who were designated as Indian citizens at any point after 26 January 1950.
  • Foreigners of Indian origin who previously were residing in a territory that seceded to the Indian sovereign Government after India’s independence on 15 August 1947.
  • Minor children with parents/guardians who qualify per any of the conditions listed above.
  • However, OCI Application forms can never be processed for foreign nationals from Pakistan and Bangladesh.

If you are a foreign national of Indian descent, the OCI card might be regarded as a crucial identifying document. The process for applying for an OCI card is straightforward and has been fully described in the section below. 

Overseas Citizen of India (OCI)

Eligibility for OCI Card

Before you can fill up the OCI application form, consider the following criteria that must be satisfied for your application to be successful. You must either be a,

Foreign national:

  1. Who was a citizen of India at any point since the Indian constitution was formed (26 January 1950)
  2. Who held eligibility for Indian citizenship when the constitution of India was conceived
  3. Who was a citizen of territories that joined India after her independence on 15 August 1947

Children:

  1. Children, grand-children or great grand-children of people who were citizens of India at any point since the Indian constitution came into being on 26th January 1950.
  2. At least one of the parents in an Indian citizen.

Spouses:

  1. Wife/husband of an OCI/PIO cardholder or Indian citizen. Provided the marriage was legally registered and subsisted for at least 2 continuous years before application.

Exceptions:

  1. Citizens of Bangladesh and Pakistan cannot apply for the new OCI cards. The restriction also extends to the parents, grandparents or great-grandparents of such citizens.
  2. OCI cardholders below 21 years and above the age of 50 must apply for the new OCI card along with any new passport.

OCI Card Application Process

The Indian Government has simplified the entire OCI card application process, rendering it quick, timely and minus too much red-tape. The actual OCI application form can be segregated into two parts:

Part A- The applicant must fill and submit this form online.

Part B- This OCI card application must be submitted in-person, alongside 4 recent photographs of the applicant.

These photos must be of the dimensions of 35mm x 35mm in light non-white background.

Alongside the actual OCI application form, the following documents must also be submitted:

  • Previous Indian passport. If unavailable, India-issued documents such as nativity certificate, birth certificate etc. can be submitted.
  • Birth Certificate
  • Valid foreign and current passport
  • Proof of relationship is applicant applies on the basis of parents’ Indian citizenship
  • Fee of US$275 to be paid in cash

Photocopies of the above documents need to be submitted. However, at the time of submission of the OCI Application form, the originals must be presented for verification.

Step-by-Step Guide to Filling the OCI Form Online 

  1. Go to the official OCI portal, https://ociservices.gov.in/. 
  1. Click on ‘New OCI Registration’ 
  1. Read the instructions and guidelines and click ‘ok’. 
  1. Fill in the CAPTCHA code and hit ‘enter’. 
  1. Select the ‘Fresh Application’ option to start Part A of the application process. 
  1. For the place of submission, select India, and for Mission, select the FRRO (Foreigners Regional Registration Office) nearest to you. 
  1. Fill out pages I and II of the OCI registration form with your details and click on ‘save’. 
  1. Note the file reference number displayed on the screen. 
  1. Verify the information provided and click on ‘submit’. You can select modify to make any changes. 
  1. Upload the signature and photo of the applicant with the appropriate file form. 
  1. Click on ‘Proceed to Part B’. 
  1. Mark the boxes for the questions under ‘Other Details of Applicant’ and submit. 
  1. Click on ‘Upload Documents’ and upload the required documents in PDF format. 
  1. Click on the ‘Final Submit’ option. 
  1. Select ‘Generate Registration Form’ and print it out. 
  1. Submit the application form and supporting documents to your nearest FRRO. 
  1. To check the application status, you can click on ‘Status Enquiry’ on the home page. 

Things to Note While Filling the OCI Application Form 

There are some things to note while filling out the application form to avoid any mistakes that could result in rejection. They are: 

  1. The fields should be filled using BLOCK LETTERS. 
  1. Any applicant below the age of 18 must place their left thumb impression in the signature box, as they cannot sign. 
  1. Use only blue or black ink for signing and thumb impressions. 
  1. The photographs should not be older than 6 months and should be of good quality. 
  1. The applicant must have photocopies of the relevant documents. 
  1. Ensure all supporting documents are uploaded online. 

Documents Needed for OCI Card Application 

The mandatory documents needed to apply for an OCI card are as follows: 

  1. Printed application form 
  1. Copy of foreign passport 
  1. Two photographs as per the specifications 
  1. Copy of Naturalisation certificate, if needed 
  1. Birth certificate 
  1. Proof of address 

OCI Cards and PIO Cards: Legal Differences 

The OCI card (Overseas Citizen of India Card) and PIO (Person of Indian Origin Card) cards are two legal documents issued by the Government of India for Indian nationals residing abroad. There are some notable differences between these two cards. They are: 

OCI Card 

  1. OCI cards have a lifelong validity 
  1. OCI cardholders can own property except agricultural land/plantations. 
  1. Provides more rights to the cardholders compared to PIO cards, excluding voting and political rights. 

PIO Card 

  1. PIO cards offer validity for only 15 years. 
  1. PIO cardholders can own non-agricultural property and make investments in India. 
  1. Provides fewer rights compared to OCI cards. 

How to Convert PIO Cards into OCI Cards?

As previously mentioned, the Indian Government used two distinct card schemes that performed essentially identical roles as a way to identify and assist international nationals of Indian descent. Since PIO cards and OCI cards are nearly identical, it is logical to combine the two and simplify the process. This was accomplished in 2015 by amending the Citizenship Act. In addition, specific instructions were provided on the state of the PIO cards that were already in use. The Citizenship (Amendment) Act, 2015, which was approved by both chambers of parliament on March 4th, 2015, went into force on January 6th (the day it was initially suggested), and its main points are as follows: 

  1. Existing owners of PIO cards will automatically be considered as OCI cardholders. They may obtain a separate, dedicated OCI card if required. 
  1. People whose PIO application forms are being processed and accepted will automatically be transferred to the OCI system, where the former will be designated as the OCI application form. 
  2. Applicants whose submitted PIO application forms have not yet been approved must reapply with a fresh OCI application form. 

As can be gauged, maximum efforts have been made to ensure that existing PIO cardholders aren't side lined or subject to difficult procedures to join the OCI fold. In summary, the PIO card is now completely discontinued and the OCI card takes its place for all intents and purposes.

OCI Cardholders versus Indian Citizens

As coveted as the status of an OCI cardholder is, there are certain restrictions applicable alongside the plethora of privileges. All individuals who are seeking out the OCI card application form must be aware of the following limitations:

  • He/she cannot stand in an election for the position of Vice President or President of India.
  • The OCI cardholder is denied voting rights for elections.
  • He/she cannot be appointed as a judge in Indian High Courts or Supreme Court.
  • He/she cannot become the member of Rajya Sabha or Lok Sabha. Also, he/she is denied membership into any Legislative Council or Legislative Assembly pertaining to any Indian state.
  • He/she cannot be appointed as a member of any public service initiative/posts that concern themselves with the affairs of the center or any state.
  • The OCI cardholder cannot work for any public enterprise.

As most of these limitations are specific to law-making and public sector job opportunities in India, an average OCI cardholder will not be severely impacted. Afterall, the OCI status equates to earning a livelihood and residing abroad.

Advantages of OCI Card over PIO Card

Subject

PIO card

OCI Card

Exclusions

Citizens of Afghanistan, Bangladesh, Bhutan, China, Nepal, Pakistan or Sri Lanka at any point of time

Citizens of Pakistan and Bangladesh at any time

Visa Validity

15 years from date of issue

Lifelong

FFRO/FFO registration

After 180 days of stay

Not required

Indian Citizenship application

Minimum 7 years of regular stay in India

Minimum 1 year of residence in India after completion of 5 years of OCI card holding

Restricted locations

Permissions required to visit

No permissions required

Fee

US$ 388 (US $180 for minors)

US$ 275US$ 25 for PIO cardholdersUS$ 25 as miscellaneous charges

Application process

Offline only and single step

Online for Part A and offline for Part B, multiple steps

Processing times

2-4 weeks

3-4 months

Education

Under NRI quota

Under NRI quota

Plantation or agriculture properties (inheritance only)

Yes

Yes

Adoption

Similar to foreign nationals

Similar to NRIs

Domestic airfares

Similar to foreign nationals

Similar to NRIs

FAQs on OCI & PIO Cards

  • Who is eligible to apply for an Overseas Citizens of India (OCI) card?

    A foreign national who was eligible to become a citizen of India on 26.01.1950 or was a citizen of India on or after 26.01.1950 or belonged to a territory that became part of India after 15.08.1947, as well as his/her children and grandchildren, is eligible for registration as an Overseas Citizen of India (OCI), provided his/her country of citizenship allows dual citizenship in some form or another under local laws. Minor children of such individuals are also eligible for OCI. If the applicant has previously been a citizen of Pakistan or Bangladesh, he or she will be ineligible for OCI.

  • Can the eligible person's spouse apply for OCI?

    Yes, if he or she is eligible in his or her own right. 

  • Is it possible for minor children to apply for OCI?

    Yes, provided both parents are qualified for OCI. 

  • What form should someone use to apply for an OCI, and where can they find it?

    A family of up to two minor children can apply in the same form, Form XIX, which can be filed online or downloaded from our website www.mha.nic.in.   

  • Is it possible to fill out and submit an application form online?

    Yes. Part A of the application form is available online. Part B can be downloaded and printed in Block letters on a computer or by hand. Part A and Part B of the application form must be printed and presented to the Indian Mission/Post/Office. 

  • Where should the application be sent?

    To the Indian Mission/Post of the applicant's country of citizenship. If the applicant is not in his country of citizenship, he should apply to the Indian Mission/Post in the country where he is normally resident. If the applicant is in India, the application should be sent to the FRRO in Delhi, Mumbai, Kolkata, or Amritsar, or to the FRRO in Chennai, or to the Under Secretary, OCI Cell, Citizenship Section, Foreigners Division, Ministry of Home Affairs (MHA), Jaisalmer House, 26, Mansingh Road, New Delhi-110011. 

  • What are the ramifications of providing incorrect information or withholding material facts?

    Whether or not any adverse information is voluntarily revealed in the application, all applications will be subject to pre or post-enquiry. If the government learns that incorrect information was provided or material information was hidden, the registration as OCI previously granted will be revoked by an order issued under Section 7D of the Citizenship Act, 1955. The individuals would also be blacklisted, preventing them from entering India. 

  • How long does it take to become an OCI?

    If no adverse information is available against the applicant, the decision will be made within 30 days after the application. If there is any negative information available against the applicant, the decision to grant or deny is made within 120 days. 

  • Who is an overseas citizen of India OCI card holder?

    People of Indian Origin (PIO) are persons of Indian origin who are not citizens of India but are citizens of other countries. PIOs who have obtained Overseas Citizenship of India status through the OCI card are referred to as Overseas Citizens of India (OCI). 

  • What is the difference between OCI and NRI?

    An OCI cardholder is granted the right to live in Indian territory for an unlimited period of time. An NRI, on the other hand, does not have these advantages and must rely on a visa for a set length of time. 

  • What is the benefit of OCI card in India?

    OCIs have the right to a multifunctional, multiple entry, lifelong visa that allows them to visit India at any moment, for any length of time, and for any reason. They are immune from police reporting for the duration of their stay in the nation. 

  • Can OCI card holders apply for Aadhaar card?

    OCI Cardholders who have lived in India for an extended period of time (more than 182 days in the twelve months before the date of application for enrolment) and have an Indian address can also apply for an Aadhaar Card in India. 

  • Is OCI cardholder be considered a permanent resident in India?

    Yes, OCI cardholders and their spouses are considered a permanent resident in India. 

  • Can an OCI cardholder apply for Indian citizenship?

    According to Section 5(1)(g) of the Citizenship Act, 1955, a person who has been registered as an OCI for 5 years and has lived in India for 1 year of the previous 5 years is eligible to apply for Indian citizenship. 

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