Axis Home Loan

For information on other fees and charges such as switching fees, CERSAI charges, and issuance of duplicate documents, to name a few, visit the Axis Bank Home Loan Processing Fees & Charges

Axis Bank Home Loan Interest Rates 2025

Find below the interest rates for different home loan schemes offered by Axis. The rates offered on the loan depend on whether are a salaried employee or self-employed individual and what type of interest rate package you have chosen.

 [KM1]https://www.axisbank.com/retail/loans/home-loan

Note: For a Credit Bureau score of 751 and above.

Axis Bank Home Loan MCLR Rates 

The rate of interest disbursed for fixed rate or floating rate home loans based on the MCLR, effective from 18 March 2025 ranged from 9.20% p.a. to 9.55% p.a.

Axis Bank Home Loan Calculator

BankBazaar Axis Bank Home Loan EMI Calculator lets you calculate your EMI within a few minutes. This easy-to-use financial calculator gives you 100% accurate results every time. All you need to do is enter the loan amount, interest rate, tenure, and processing fee. Click on "Calculate" to view your EMI. You can also check a detailed breakdown of your repayment schedule through an amortisation table.

*Lowest interest rate of 8.75% p.a. has been taken into consideration for this loan EMI illustration. Your final EMI amount can vary based on the rate offered to you by the bank.

Compare: Home Loan Interest Rate all Banks

Calculating your EMI (equated monthly instalment) will help you plan your finances once you take the loan. In order to calculate, you can use the home Loan EMI Calculator.

This easy-to-use online tool lets you calculate your monthly instalments in a quick manner. All you need to do is enter all your loan-related details, including the loan amount, tenure, applicable rate, and processing fee. After that, hit the button "calculate" to view the EMI amount.

This will be followed by an amortisation table where you can view a detailed breakdown of your payment schedule.

Axis Bank Home Loan Schemes

Axis Bank offers home financing schemes for both salaried and self-employed individuals. Attractive rates and flexible tenures are some of the major highlights of Axis Bank home financing schemes.

1. Minimum financing of Rs.3 lakh
2. Option to choose fixed or floating rate of interest
3. Loans available for both salaried and self-employed individuals
4. Financing of up to 90% of the total property cost

1. Axis Bank Shubh Aarambh Home Loan*  - The above-mentioned interest rates will vary depending on the individual's creditworthiness and the type of home loan.
   1. Interest subsidy under Pradhan Mantri Awas Yojana (PMAY) available
   2. EMI waived for 12 EMIs if you have a clean repayment record
   3. Loans of up to Rs.30 lakh
   4. Balance transfer facility available
2. Axis Bank Fast Forward Home Loan*  - The above-mentioned interest rates will vary depending on the individual's creditworthiness and the type of home loan.
   1. 12 EMIs waived upon regular repayments made to the loan
   2. No prepayment charges
   3. Minimum financing of Rs.30 lakh
   4. Tenure up to 30 years
3. Axis Bank Asha Home Loan*  - The above-mentioned interest rates will vary depending on the individual's creditworthiness and the type of home loan.
   1. Maximum loan amount of Rs.28 lakh
   2. 12 EMIs waived depending on your banking history
   3. Financing of up to 90% of the total property cost
4. Axis Bank Super Saver Home Loan*  - The above-mentioned interest rates will vary depending on the individual's creditworthiness and the type of home loan.
   1. Minimum loan amount of Rs.50 lakh
   2. No prepayment charges
   3. Save on the total interest payable
   4. Tenure of up to 22 years
5. Axis Bank QuikPay Home Loan*  - The above-mentioned interest rates will vary depending on the individual's creditworthiness and the type of home loan.
   1. Save more on interest
   2. Pay higher amount of principal earlier in the tenure
   3. No prepayment charges
   4. Option to avail balance transfer facility
6. Axis Bank Power Advantage Home Loan*  - The above-mentioned interest rates will vary depending on the individual's creditworthiness and the type of home loan.
   1. Fixed rate of interest for the initial two years of the loan
   2. Interest subsidy under Pradhan Mantri Aws Yojana (PMAY) available
   3. Avail balance transfer facility
   4. Hassle-free documental and quick loan disbursal
7. Pradhan Mantri Awas Yojana (PMAY) scheme - You can get the benefits of the Pradhan Mantri Awas Yojana (PMAY) scheme through Shubh Aarambh and Power Advantage schemes. The benefits of PMAY include:
   1. Interest subsidy on loans
   2. Benefits for NRIs as well
   3. Subsidy for tenures up to 20 years

Axis Bank Home Loan Eligibility Criteria

Documents Required for Axis Bank Home Loan

The following is the list of documents required for Axis Bank Home Loan:

1. Proof of address:

o Aadhar

o Passport

o Utility bills

1. Proof of identity (any one of the following):

o PAN

o Passport

o Voter ID

o Or, Aadhar

1. Employment details:

o Income Tax return

o Employment certificate

1. Income proof:

o Salaried: Form 16, Last three months’ salary slip

o Self-employed: Last six months’ bank statement, Income Tax Return (ITR)

1. Property documents:

o Approved building plan

o Title deed

o Sales agreement

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