HDFC Bank Infinia Credit Card

The Infinia credit card by HDFC Bank is an all-around substitute for all cash transactions. The card comes with no spending limit and offers you limitless benefits, offers, and privileges amongst a wide range of categories.

Updated On - 06 Sep 2025

Key Highlights of the HDFC Bank Infinia Credit Card

  1. Complimentary airport lounge access with Priority Pass Membership and MasterCard Lounge Access Program.
  2. Best-in-class dining privileges.
  3. 5 reward points on every Rs.150 spent.
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Features and Benefits of the HDFC Bank Infinia Credit Card

Milestone benefits

  1. When you spend Rs.10 lakh lor more in the on year, you the get renewal membership fee waived off for next year.

Travel Privileges

  1. Preferential access to more than 1,000 airport lounges in India and abroad with the complimentary Priority Pass Membership
  2. Primary and add-on cardholders can have access to facilities like refreshments and the business center.
  3. Cardholders get 4 complimentary lounge visits in domestic lounges per quarter with the MasterCard/Visa Lounge Access Program.
  4. The card comes with the lowest foreign currency markup of 2% on all spends made outside the country.

Lifestyle Benefits

  1. Customized hotel bookings, dining reservations, movie ticket bookings and much more can be done with access to your personal concierge service.
  2. To contact the service, cardholders can call 1800 118 887 or 022 4232022
  3. Enjoy complimentary gold games at some of the best golf courses in India and the world with the Infinia credit card.
  4. To get a list of the domestic and international golf courses, it is advised to visit the website of HDFC Bank.
  5. With the card, get access to exclusive restaurants at select golf courses in the country.
  6. The primary cardholder will receive a 100% green fee waiver during the visit.
  7. Infinia cardholders receive complimentary Club Marriott membership.
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Dining Benefits

  1. With the HDFC Infinia credit card, get exclusive offers and discounts of up to 15% at more than 3,000 participating restaurants.
  2. Enjoy a discount of up to 20% on the food and beverage bill at restaurants in Marriott Hotels.
  3. Make the most of the membership with up to 20% off on 'Best Available Rates' on rooms at Marriott Hotels in India and on 'Weekend Rates' in Marriott Hotels in the Asia Pacific.

Financial Benefits

  1. HDFC Bank's Infinia credit card offers the lowest foreign currency markup fee at 2% plus GST on all foreign transactions.
  2. The Convenience fee of 1% is waived off on all fuel transaction. The minimum transaction value is Rs.400 and the maximum waiver offered is Rs.1,000 per statement cycle.
  3. This HDFC Bank Credit Card comes with an interest-free period of up to 50 days.
  4. The primary cardholder can also withdraw up to 40% of the credit limit without any cash withdrawal charges.

Insurance Benefits

  1. In case of death in an air accident, the nominated next of kin will receive insurance compensation of Rs.3 crore.
  2. The primary cardholder will also be covered with medical insurance worth Rs.50 lakh while travelling abroad.
  3. The extending amount on HDFC Bank's Infinia credit card will be covered to an extent of Rs.9 lakh in the case of permanent disability of the primary cardholder or accidental death.

Reward Point Benefits

  1. With this card, you will have access to one of the best rewards programs offered by the bank.
  2. Get 5 reward points for every Rs.150 spent on the card with no conditions attached.
  3. Earn up to 10 times Reward Points on travel and shopping spends on Smartbuy.
  4. Enjoy 2X reward points on every spend of Rs.150 on bookings made on the infinia website, dining and flight bookings on the website of Air Vistara.
  5. Make the most of your reward points and convert them to Air Miles. These miles can be exchanged for tickets and services at leading domestic and international airlines.
  6. The reward points have a lifetime of 3 years from the date of accumulation.
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HDFC Bank Infinia Credit Card Limit

There is no pre-set card limit on the HDFC Bank Infinia credit card. To know more about the credit limit, you can visit the bank branch or call the HDFC credit card toll free number.

Other HDFC Bank Credit Cards
  1. HDFC Infinia Credit Card Metal Edition
  2. HDFC Bank Regalia Credit Card
  3. HDFC Bank Solitaire Credit Card
  4. HDFC Bank Superia Credit Card
  5. HDFC Bank Titanium Edge Credit Card
  6. HDFC Business Regalia First Credit Card
  7. HDFC Bank Platinum Times Credit Card
  8. HDFC Bank Titanium Times Credit Card
  9. HDFC Bank Business Platinum Credit Card
  10. HDFC Bank Visa Signature Credit Card
  11. HDFC Bank MoneyBack Credit Card
  12. HDFC Bank Platinum Edge Credit Card
  13. HDFC Bank Platinum Plus Credit Card
  14. HDFC Bank All Miles Credit Card
  15. HDFC Bank Diners Club Black Credit Card
  16. HDFC Diners Club Privilege Credit Card
  17. HDFC Bank Millenia Credit Card
  18. HDFC Regalia First Credit Card
  19. HDFC Bank Diners ClubMiles Card
  20. HDFC Bank Freedom Credit Card
  21. 6E Rewards IndiGo HDFC Bank Credit Card
  22. 6E Rewards XL Indigo HDFC Bank Credit Card
  23. IndianOil HDFC Bank Credit Card
  24. HDFC Bank Easy EMI Card
  25. HDFC Business Regalia Credit Card
  26. HDFC Best Price Save Max Credit Card
  27. HDFC Business MoneyBack Credit Card
  28. HDFC Best Price Save Smart Credit Card
  29. HDFC Bank Diners Club Premium Credit Card
  30. HDFC Diners Club Rewardz Credit Card
  31. HDFC Bank Doctor's Regalia Credit Card
  32. HDFC Bank Doctor's Superia Credit Card
  33. HDFC Bank Teacher's Platinum Credit Card
  34. HDFC Bank World MasterCard Credit Card
  35. HDFC Bharat Credit Card
  36. HDFC Bank Business Gold Credit Card
  37. HDFC Bank Corporate Platinum Credit Card
  38. HDFC Bank Corporate Premium Credit Card
  39. HDFC SAP Concur Solutions Black Corporate Credit Card
  40. HDFC SAP Concur Solutions Prime Corporate Credit Card
  41. HDFC Business Corporate Regalia Credit Card
  42. HDFC Business Corporate MoneyBack Credit Card
  43. HDFC Bank Corporate World MasterCard Credit Card
  44. HDFC Bank Corporate Visa Signature Credit Card
  45. HDFC Bank Purchase Credit Card
  46. HDFC Bank Central Travel Account Credit Card
  47. HDFC Bank Distributor Credit Card
  48. MakeMyTrip HDFC Bank ForexPlus Card
  49. HDFC Bank Regalia ForexPlus Card
  50. HDFC Bank Multicurrency Platinum ForexPlus Chip Card
  51. HDFC Bank ISIC Student ForexPlus Card
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How to Redeem Reward Points Earned on HDFC Bank Infinia Credit Card?

You can redeem reward points through offline and online methods. If you wish to do so offline, you will need to visit the website and download the reward points redemption form. After filling the form, it needs to be sent to the following address:

Rewards Helpdesk,

HDFC Bank Cards Division,

P.O. Box No. 8654,

Thiruvanmiyur, P.O.,

Chennai - 600041.

To redeem the reward points online, here are the steps which need to be followed:

  1. Log in to your HDFC credit card net banking.
  2. Click on the 'Credit Cards' tab.
  3. You will need to register your credit card.
  4. Once you do, click on 'Redeem reward points'
  5. Select your card and then click on 'Continue'.
  6. The website will redirect you to a different page.
  7. Select your 'point range' and 'item category' from the range of different categories.
  8. Click on the items to be purchased and it will be added to your cart.
  9. Once done, click on the option 'view shopping cart' to check the items.
  10. Check on the box to indicate that you have read the terms and conditions.
  11. Click on 'redeem' and submit.
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Fees and Charges on HDFC Bank Infinia Credit Card

Type of Charge

Amount

Joining fee

Rs.12,500

Renewal fee

Rs.5,000

Minimum repayment amount

5% or a maximum of Rs.200

Cash withdrawal fee

2.5% of the withdrawn amount (Minimum Rs.500)

Cash advance limit

40% of the credit limit

Rewards redemption fee

Rs.99

Add-on cards charges

NIL

Foreign currency mark-up fee

2%

Late payment charges

  1. Less than equal to Rs.100 - Nil
  2. Rs.101 to Rs.500 - Rs.100
  3. Rs.501 to Rs.1,000 - Rs.500
  4. Rs.1,001 to Rs.5,000 - Rs.600
  5. Rs.5,001 to Rs.10,000 - Rs.750
  6. Rs.10,001 to Rs.25,000 - Rs.900
  7. Rs.25,001 to Rs.50,000 - Rs.1100
  8. More than Rs.50,000 Rs.1300

Over limit charges

2.5% of the over the limit amount (Min. of Rs.550)

Cash processing fee

Rs.100 per transaction

Payment return charges

2% of the payment amount (Minimum of Rs.450)

Card re-issuance charges

Rs.100 per instance

Duplicate statement

Rs.10

Eligibility Criteria for HDFC Bank Infinia Credit Card

  1. The primary cardholder can be a resident or a non-resident of India.
  2. The applicant must be between the ages of 18 and 70 years.
  3. The add-on cardholder must be at least 15 years of age.

Documents Required for HDFC Bank Infinia Credit Card

  1. Duly filled application form.
  2. A copy of your PAN card or Form 60.
  3. Identity proof such as Aadhaar card, Passport or driving licence.
  4. Proof of income such as a copy of your IT returns, latest pay slips and Form 16.
  5. Address proof such as Aadhaar card or Passport.
  6. 2 coloured passport size photographs.

How to Apply for HDFC Bank Infinia Credit Card Online?

You can apply for the HDFC Bank Infinia credit card through offline as well as through online methods. If you wish to apply offline, you will need to visit the bank branch and fill the application form or call the customer care of the bank.

Through online methods, you can either apply directly from the HDFC Bank website or through BankBazaar. To apply from BankBazaar, here are the steps you need to follow:

  1. Click on the 'check eligibility' tab on the HDFC Bank Infinia credit card page on BankBazaar.
  2. Add the information which is required on the form.
  3. You will need to upload the documents which are required for the application procedure.
  4. After you click on 'submit', you will receive a tracking ID. You can use this ID to track the status of your application.
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FAQs on HDFC Bank Infinia Credit Card

  • Is there a limit on the amount of cash I can withdraw?

    You can withdraw up to 40% of the credit limit with your Infinia Credit Card.

  • What is the interest-free period on my card?

    You enjoy an interest-free period up to 50 days.

  • Will I earn Reward Points for EasyEMI transactions?

    No. EasyEMI transactions and any transaction related to the loading of your e-wallet will not earn any Reward Points.

  • How do I get access to my Priority Pass Membership?

    You will receive your Priority Pass Membership card as part of the welcome kit along with your Infinia Credit Card. Follow the instructions to activate your membership and present the card at any participating airport lounge to get access.

Disclaimer
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