HDFC Bank Easy EMI Card

Features and Benefits of the HDFC Bank Easy EMI Card

The important features and benefits of HDFC Bank Easy EMI credit card are listed below:

Welcome Benefits

1. Waiver of first year membership fee if transactions worth Rs. 20,000 is made in the first 3 months
2. Waiver of renewal membership fee if Rs. 50,000 worth is spent in the first year
3. On payment of membership fee, get 500 CashPoints as welcome or renewal benefit

Milestone Benefits

1. Get Rs.1,000 worth gift vouchers on spends of Rs.1 lakh and above in each calendar quarter, for the first year only.

Fuel Benefits

1. Fuel surcharge waiver of 1% for minimum Rs.400 transactions, maximum Rs.250 cashback per statement cycle.

Cashback Benefits

1. 1% Cashback on offline spends, wallet reloads, POS spends, etc., up to Rs.750 per month
2. 2.5% Cashback on online spends (on apps other than SmartBuy and PayZapp) up to Rs.750 per month
3. 5% Cashback on spends via SmartBuy and PayZapp up to Rs.750 per month (for minimum Rs.2000 transactions)

HDFC Bank Easy EMI Card Limit

The credit card limit for HDFC Bank Easy EMI credit card will be decided by the bank. There are number of factors which are taken into consideration to decide the credit limit which will be offered to an individual. Some of these factors are credit score, credit history, and annual income of the applicant. The credit limit differs from customer to customer.

HDFC Bank Easy EMI Card Fees and Charges

Eligibility Criteria for HDFC Bank Easy EMI Card

The eligibility criteria for the HDFC Bank Easy EMI credit card is as follows:

Documents Required to Apply for HDFC Bank Easy EMI Card

The following documents will be required to be produced in order to apply for an HDFC Bank Easy EMI Card:

1. Proof of identity: Driving licence, PAN card, passport, voter's ID card, Aadhar card
2. Photograph: Recent passport-sized photograph of the applicant
3. Proof of address: Electricity bill, driving licence, post-paid mobile phone bill, passport, PAN card, Aadhar card, telephone bill, voter's ID card
   1. Proof of income: Income tax returns (ITR), latest salary slips, Form 16
4. Proof of age: Birth certificate, voter's ID card, passport, school certificate (10th standard)

The list of documents is subject to the bank's requirement. You might be required to provide additional documents as per the requirement of the bank.

How to Apply for the HDFC Bank Easy EMI Card

You can apply for a HDFC Bank Easy EMI Card by following the steps mentioned below:

• Visit the official website of HDFC Bank www.hdfcbank.com
• Click on the 'Apply Now' tab from the top menu.
• Click on the 'Credit Card' option from the drop-down menu.
• You will be required to fill up your personal details such as first name, last name, mobile number, and PAN number on the next page.
• Fill up the Captcha code and tick the box to authorise the bank and its representatives to get in touch with you.
• Click on the 'Submit' button.

The representatives of the bank will get in touch with you shortly.

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