Canara Bank provides a diverse range of credit cards to cater to the different lifestyles of its customers. These credit cards come with a variety of benefits and features such as cashback and reward points across various categories like dining, lifestyle, entertainment, travel, etc. Canara Bank offers Classic and Gold credit cards in collaboration with VISA. Learn more about the top credit cards offered by Canara Bank.
Credit Card | Annual Fee |
Nil | |
MasterCard World Individual Credit Card | Nil |
Nil | |
Nil | |
Nil | |
Nil | |
VISA Secured Credit Card | Nil |
Rs.250 |
The Classic VISA Individual Credit Card has been designed to offer cashback and reward points offers to customers.
The MasterCard World Individual Credit Card comes with a host of benefits like lounge access, discounts, and more.
The Rupay Platinum Individual Credit Card provides various perks including access to lounges, discounts, and more.
The Rupay Select Individual Credit Card comes with various benefits like exclusive merchant offers, insurance coverage, lounge access, etc.
The Standard MasterCard Individual Credit Card is suitable for those who wish to enjoy discounts on their purchases.
The VISA Corporate Credit Card offered by Canara Bank comes with attractive discounts and is accepted globally.
With the VISA Gold Individual Credit Card, customers can avail reward points and discounts on all their transactions.
Customers that use the VISA Secured Credit Card can receive discounts and reward points for every purchase they make.
Canara Bank issues a variety of cards designed to meet your requirements and in turn, requires very little from you. To avail of a credit card from Canara Bank, the minimum income is Rs. 1 lakh per annum. Get generous credit limits, interest-free periods and revolving credit facilities, and earn reward points as you spend and cash advances with your Canara Bank credit card.
Card Variant | Joining fee |
Classic/Standard | Nil |
Gold | Rs. 250 for EMV chip and PIN card |
Secured | Nil |
World | Rs. 250 for EMV chip and PIN card |
Corporate | Rs. 250 for EMV chip and PIN card |
Reward Points | For every Rs.100 spent, 2 reward points will be given. |
To register for reward points, you need to log into www.canararewardz.com and active your reward point account. Get your login credentials and then you can view and redeem your points. Earn even more rewards under the Maxgetmore rewards scheme.
Redemption:
Each reward point you earn is worth Rs. 0.25. You can redeem your points from an array of options that range across apparels, electronics and more. Get movie tickets and mobile or DTH recharges. You can also redeem your points at select merchant outlets.
Please note that disputed or cancelled transactions, balance transfer, cash withdrawals, foreign currency transactions, interest and card charges are not eligible for reward points.
The eligibility criteria set by Canara Bank to avail of its credit cards differs from card to card. The following is the general criteria for all credit cards offered.
Domestic and Global Cards:
Corporate Card:
To complete the process of applying for a Canara Bank credit card, you need to submit the following documents.
The bank may require more documentation at its own discretion.
You can get upto 50 days interest-free with a Canara Bank credit card. So you have up to 50 days to make payments for your purchases in that billing month. The period will be determined according to the date of your transaction and the billing date.
Canara Bank charges a minimum of Rs. 100 as the minimum due on any credit card bill. Your minimum due is calculated as 5% of the total billed amount. This must be paid by the due date to avoid penalties and other corrective actions.
2% of the missed payment amount will be charged plus GST as applicable. Your card will be temporarily suspended till you clear your bill in full.
Always spend only as much as you can afford on your credit card. Credit cards should not be misused. If you cannot pay back your bill, contact the bank and communicate your case with them.
Canara Bank will send your credit card statement well before the due date through email or post. You can choose which method you would prefer. The bank will also send you SMS alerts regarding the amount due and the payment due date.
The Mastercard credit cards are billed on the last working day of every calendar month. The credit card payment due date will be the 20th of the following month. The VISA credit cards are billed on the 20th of every month. The credit card payment due date will be the 10th of the next month.
Yes, with a Canara Bank Credit Card, you can earn two reward points for each Rs.100 you spend. One reward point is worth Rs.0.25. The accrued rewards can be redeemed through the product catalogue or as cashback against your statement balance. After the date of accrual, the reward points remain valid for three years.
Credit Card:
Credit Score:
Personal Loan:
Home Loan:
Fixed Deposit:
Copyright © 2025 BankBazaar.com.