Credit Cards for Airport Lounge Access In India

HDFC Credit Cards With Airport Lounge Access Feature

HDFC Bank is a prominent bank in the country and offers an array of products and services. One of the most popular products offered by HDFC bank is credit cards and one of its attractive features is lounge access. Below listed are some of the popular credit cards offered by HDFC bank and the lounge access benefits offered by them.

HDFC Bank Diners Club Black Credit Card

1. Get unlimited access to more than 1000 airport lounges across India for both primary as well as add-on card holder. 
2. Enjoy complimentary annual memberships of Club Marriott, Amazon Prime, Swiggy One (three months), and MMT BLACK, within the first 90 days of card issuance.
   
3. Earn five Reward Points for spending every Rs. 150.
4. Get up to 10X Rewards Points via SmartBuy and 2X on weekend dining that is capped at 1000 reward points per day.
5. Enjoy complimentary Golf games across the finest courses in the world, with up to six games per quarter.
6. Book flight tickets and hotels across 150+ airlines and a variety of hotels (Domestic & International) at https://offers.smartbuy.hdfcbank.com/diners.
   

1. The card offers credit liability cover of Rs.9 lakh.
2. The card charges foreign currency markup by 2.00% and offers an interest-free period of 50 days.
3. Revolving credit will be offered at nominal interest rates and Smart EMI facility.
4. Travel Insurance Cover, Air accident insurance cover, and Emergency overseas hospitalisation coverage of Rs.55,000, Rs.2 crore, and Rs.50 lakh, respectively.
5. Under Good Food Trail program, the card offers dining benefits of 25% discount on restaurant bill for payments via Swiggy Dineout.

HDFC Bank Tata Neu Infinity Credit Card

With effect from 10 June 2025, the domestic lounge access benefits will be a milestone-based program. The details are as listed below: 

1. Get 2 complimentary domestic lounge vouchers per quarter (max 8 per year) on spends of Rs.50,000 and above in a calendar quarter. 

1. Lounge access will be via Lounge Vouchers, not direct card swipes. 

1. Once eligible, you’ll receive an SMS/Email with a link. Log in using your registered mobile number and claim your voucher within 120 days. 

Other features are:

1. On Non-EMI Spends on Tata Neu and partner Tata Brands, the card offers 5.00%cashback a s NeuCoins.
2. On UPI spends (including spends on partner Tata Brands), the card offers 1.50% back as NeuCoins.
3. On Non-Tata Brand Spends and any Merchant EMI Spends, the card also offers 1.50% back as NeuCoins, up to a maximum of 500 coins in a month. 
   

SBI Credit Cards With Airport Lounge Access Feature

SBI Card, the credit card division of State Bank of India (SBI), offers more than a few credit cards with the airport lounge access facility. While a few cards provide membership to the International Priority Pass programme, others provide Visa Lounge Access membership that allows cardholders to get both complimentary and paid access to airport lounges. Below is a list of SBI credit cards that offer airport lounge access.

SBI Elite Credit Card

• International Lounge
  • Get a complimentary membership worth US Dollars 99 to the Priority Pass Program.
  • Enjoy six complimentary airport lounge visits per calendar year outside India, with a maximum of two visits per quarter, starting 1 July 2017.
  • Gain access to over 1000 airport lounges worldwide.
  • Contact our customer helpline at 1860 180 1290 or 39020202 (prefix Local STD code) to receive your Priority Pass.
  • A usage fee of up to US Dollars 27 plus taxes will be charged on your SBI Card ELITE for visits to Priority Pass member lounges after the complimentary visits.
  • Only primary cardholders are eligible for Priority Pass, and the complimentary membership will be valid for two years.
• Domestic Lounge
  • Get two complimentary domestic airport lounge visits every quarter in India by using your SBI Card ELITE at the respective lounges.
  • This is a limited period offer brought to you by VISA/MasterCard/American Express. 
    

SBI Prime Credit Card

1. Receive four complimentary visits per calendar year to International Priority Pass Lounges outside India, with a maximum of two visits per quarter.
2. Enjoy eight complimentary visits per calendar year to domestic lounges in India, with a maximum of two visits per quarter.
3. Contact our customer helpline number at 39020202 or 1860 180 1290 (Prefix Local STD code) to receive your Priority Pass.
4. This offer is only valid for Primary Cardholders.

SBI Club Vistara Prime Credit Card

• Domestic Airport Lounges
  • Enjoy four complimentary visits per year to domestic airport lounges, subject to a maximum of two visits per quarter.
  • Cardholders are entitled to one complimentary domestic lounge visit in a quarter. Unused access will expire at the end of the quarter and
  • If a Cardholder exceeds the complimentary visits and accesses the airport lounge, regular access rates prescribed by the lounge will apply.
  • Any accompanying guests (including children) with the Cardholder will be subject to a charge, payable at the time of entry.
• Complimentary Priority Pass Membership
  • Earn complimentary membership to the Priority Pass Program worth US Dollars 99 for a period of 24 months from date of issue. 
  • You will be charged a usage fee of USD 27 plus taxes. 
    

Axis Bank Credit Cards Offering Airport Lounge Access

Axis Bank Credit Cards with airport lounge access will provide both complimentary and paid access to airport lounges in and outside India. Any guests accompanying the primary cardholder should pay for their visit to the lounge. There are also other cards that offer complimentary lounge visits to the family and friends of the primary cardholder.

Axis Bank Magnus Credit Card

1. You can select one voucher valued at Rs. 12,500 from the following options: Luxe gift card, Yatra gift voucher, or The Postcard Hotels gift voucher.
   
2. Benefit from unlimited complimentary international lounge visits and four additional guest visits per year with the Priority Pass card.
3. Experience unlimited visits to select airport lounges in India. 
4. Receive up to 15% off on stays at International & Domestic Oberoi & Trident Hotels. 
   
5. Customers holding the new Magnus Credit Card for Burgundy can choose any one voucher valued at Rs. 5,000 from the following options: Luxe gift card, PostCard Hotels gift voucher, or Yatra gift voucher.

Axis Bank Vistara Signature Credit Card

• Complimentary Premium Economy Ticket
  • Receive a complimentary premium economy class ticket voucher as a welcome gift upon fee payment. Enjoy this benefit every year upon renewal of your Credit Card membership.
• Complimentary Maharaja Vistara Membership
  • Enjoy the special privileges of complimentary Maharaja Club Silver Membership, including priority check-in and additional baggage allowance, upon fee payment. The Club Vistara Silver Membership will be issued within ten working days of joining fee payment or annual fee payment.
• Accrue Club Vistara Points on Every Swipe
  • Earn four Club Vistara (CV) Points for every Rs. 200 spent on the Axis Bank Vistara Signature Credit Card and redeem for award flights & upgrades.
• Rewards On Achieving Milestone Spends
  • Receive bonus CV Points and up to four complimentary premium economy tickets on achieving milestone spends.
• Lifestyle Privileges
  • Enjoy two complimentary lounge access at select airports within India.
  • Explore curated experiences worldwide with extraordinary weekends.
  • Avail discounts on dining at partner restaurants with Axis Bank EazyDiner across the country. Visit dining.eazydiner.com/axisbank for more details.
  • Get three complimentary rounds of golf at picturesque destinations in India.

AU Bank Credit Card with Airport Lounge Access

AU Small Finance Bank Zenith Credit Card

• Airport Lounges
  • Enjoy two complimentary lounge accesses per calendar quarter within India using your AU Small Finance Bank Credit Card.
  • Get two complimentary lounge accesses per calendar quarter using Priority Pass at all participating lounges. Usage of Priority Pass within India incurs charges.
• Railway Lounges
  • Avail of two complimentary lounge accesses per calendar quarter using your AU Credit Card at railway stations.
  • Add-on cardholders can also enjoy these Railway lounge benefits within the mentioned complimentary number of visits.
• Dedicated Concierge Services
  • Customise your travel, entertainment, and leisure experiences with our Global Concierge Assistance. Whether it's booking your travel, arranging a golf session, or planning a perfect anniversary dinner, you can call the AU Small Finance Bank's 24/7 toll-free number at 1800 210 0298 or 022-42320298 and get it done.

HSBC LIVE+ Credit Card

1. Get 10% cashback on grocery spends 
2. Enjoy 1.5% unlimited cashback on all other spends, with some exclusions.
3. Receive four complimentary domestic lounge visits per year, limited to one visit per quarter.
4. Annual membership fees of Rs.999 will be reversed if your total annual spend exceeds Rs.2 lakh.
   

Standard Chartered EaseMyTrip Credit Card

1. Avail discounts on all travel bookings made on the EaseMyTrip website or app using promo code 'EMTSCB'.
2. Enjoy a flat 20% instant discount on both domestic and international hotel bookings, with a maximum discount of Rs.5,000 and Rs.10,000, respectively.
3. Get a flat 10% off on domestic and international flight bookings, with a maximum discount of Rs.1,000 and Rs.5,000, respectively.
4. Receive Rs.125 off on bus ticket bookings, applicable on a minimum ticket booking of Rs.500.
5. Benefit from an annual fee waiver. The annual fee of Rs.350 will be waived on spending Rs.50,000 or more with the Standard Chartered EaseMyTrip Credit Card in the previous year.
6. Earn 10x rewards on every Rs.100 spent for booking tickets at standalone hotel and airline websites or apps or outlets. 
7. Enjoy two domestic lounge access per calendar year. 
   
8. Earn 2x reward points for spending every Rs.100 on all other categories of retail spending (2 reward points = Rs. 0.50).

IDFC First Bank Select Credit Card

1. Receive a welcome voucher worth Rs.500 on spending Rs.5000 or more within 30 days of card activation.
2. For cards issued before 9 October 2023, a welcome voucher worth Rs. 500 is offered upon spending Rs. 15,000 or more within 90 days of card activation.
3. Get 5% cashback (up to Rs. 1,000) on the transaction value of the first EMI done within 30 days of card activation. 
4. Avail a ‘Buy One Get One’ offer on movie tickets up to Rs.125 on the Paytm mobile app (valid twice per month). 
5. Get 1% waiver on fuel surcharge up to Rs.300 in a statement cycle for transactions ranging between Rs.200 up to Rs.5000 
6. Access 300+ merchant offers all year round, including up to 20% discount at 1500+ restaurants and up to 15% discount at 3000+ Health & Wellness outlets.
7. Enjoy two complimentary domestic airport lounge visits per quarter with a minimum monthly spend of Rs.20,000.
8. Benefit from four complimentary railway lounge visits per quarter.
9. Receive Cancellation for Any Reason (CFAR) insurance, providing cancellation cover for two claims up to Rs. 10,000 each for hotel and flight booking cancellations.
10. Get personal accident insurance cover of Rs. 5 lakh and a lost card liability cover of up to Rs.50,000 with this credit card.  
    
11. Enjoy four complimentary golf rounds and 12 complimentary golf lessons per calendar year (not more than one round or lesson in a single calendar month).

How to Apply for a Credit Card with Complimentary Lounge Access

Follow the steps given below to apply for credit cards with complimentary lounge access:

1. Visit the official website of the card issuer.
2. Go to the 'Cards' section to check if you are eligible for a travel card. If you are eligible, apply for the same. If not, move ahead to the next step.
3. Choose a card which offers airport lounge access and click on 'Apply'.
4. Check your eligibility.
5. If you are eligible, your credit card application will be approved and the bank will dispatch the credit card to your registered address within two to three working days.

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