Standard Chartered Credit Card

Enjoy a range of benefits with Standard Chartered Bank (SCB) credit cards. From cash back to reward points, each card is designed to help you make the most of your expenses.

You must choose a card that rewards you according to your spending habits. Look at the different cards and find the ideal one for you.

Key Benefits of Standard Chartered Credit Cards

Standard Chartered Credit Card Features

Standard Chartered Credit Cards offer a range of features and benefits to suit different needs. Some of the key features include discounts on travel bookings, such as hotels, flights, and bus tickets. There are annual fee waivers based on spending thresholds, rewards on various categories of spending, access to airport lounges, and cashback on specific purchases like supermarket and department store transactions.

Customers can also enjoy discounts and offers on online platforms, cashback on cab bookings, and rewards on fuel spends. The Standard Chartered credit cards provide flexibility and convenience, making them a valuable choice for individuals looking to maximize their rewards and enjoy additional benefits.

Standard Chartered Smart Credit Card

The following are the key features of Standard Chartered Smart Credit Card:

1. Cashback: Enjoy cashback up to Rs. 18,000 in a year. Get 2% cashback on online spends up to a maximum of Rs.1,000 and 1% cashback on offline spends up to a maximum of Rs.500. Do note that fuel transactions are not eligible for this cashback.
2. Zero Joining Fee: Get your joining fee of Rs.499 waived off on spending Rs.120,000 in the preceding year
3. Quick EMIs: Get easy EMIs on eligible transactions for rate of interest as low as 0.99% per month and zero processing fee.
4. Credit period: Enjoy an interest-free credit period for the initial 90 days of the credit card issuance by paying only the minimum due amount.

Standard Chartered Rewards Credit Card

The following are the key features of Standard Chartered Rewards Credit Card:

1. 4X Rewards: 4 points per Rs.150 on retail spends (except Government, Insurance, and Fuel)
2. Bonus Rewards: Extra 4 points per Rs.150 on monthly spends over Rs.20,000
3. First Year Free Card: No joining fees, annual fees waived on spends over Rs.1,50,000 or receive 4000 reward points
4. Lounge Access: Complimentary domestic lounge visit per quarter (4 per year)
5. 1X rewards: 1 point per Rs.150 on Government and Insurance categories
6. Fuel Surcharge Waiver: 1% waiver on all fuel spends

Standard Chartered EaseMyTrip Credit Card

The following are the key features of Standard Chartered EaseMyTrip Credit Card:

1. 10x Rewards: Earn 10x rewards on every Rs.100 spent at standalone hotel and airline websites/apps/outlets.
2. Instant Discounts: Enjoy flat 20% and 10% instant discount on hotel and flight bookings respectively at EaseMyTrip website/app.
3. Complimentary Lounge Access: Get two free domestic lounge access every year.
4. Assured Discounts: Avail assured discounts on all travel bookings at EaseMyTrip website/app using promo code 'EMTSCB'.
5. Annual Fee Waiver: Have your annual fee of Rs.350 waived off on spends of Rs.50,000 or more on the card in the previous year.
6. Additional Rewards: Get 2x reward points* for every Rs.100 spent on all other categories of retail spends.

Standard Chartered Ultimate Credit Card

The following are the key features of Standard Chartered Ultimate Credit Card:

1. Reward Points: Earn 6000 Reward Points worth Rs.6000 on payment of joining fee. Earn 5 Reward points for every Rs.150 spent, where 1 Reward point equals Rs.1.
2. Cashback: Enjoy 5% cashback on duty-free spends.
3. Travel perks: Access over 1000 airport lounges worldwide and get 5% cashback on duty-free spends.
4. Foreign Currency Markup: Enjoy reduced foreign currency markup fee of 2% on all foreign currency transactions.
5. Lifestyle privileges: Access premier golf courses in the country with complimentary membership.

https://www.bankbazaar.com/credit-card.html?variant=slide&WT.mc_id=CROSS_SELL_IL_CCBUTTON_bluesvg_89644&utm_source=bb&utm_medium=seo&utm_campaign=CROSS_SELL_IL_CCBUTTON_bluesvg_89644

Standard Chartered Super Value Titanium Credit Card

Here are the main features of Standard Chartered Super Value Titanium Credit Card:

1. 5% Cashback: Enjoy 5% cashback on fuel, telephone, and utility bills.
2. Fuel Cashback: You can enjoy a 5% cashback on fuel expenses at all fuel stations, capped at Rs.200 per month, with a maximum cashback of ₹100 per transaction. Cashback is applicable on transactions of Rs.2,000 or less.
3. Phone Bills Cashback: Get 5% cashback on telephone bills above INR 750, with a monthly cap of Rs.200. Enjoy a 5% cashback on your telephone bill payments for transactions above Rs.750. Cashback is capped at Rs.100 per transaction, with a maximum limit of Rs.200 per month.
4. Utility Bills Cashback: Enjoy 5% cashback on utility bill payments with a minimum transaction amount of Rs.750. Cashback is capped at Rs.100 per transaction, with a maximum of Rs.100 per month.
5. Rewards: Earn 1 reward point per Rs.150 spent on all other expenses, redeemable for vouchers, discounts, and more.
6. Premium Banking: Premium Banking Customers enjoy a complimentary Super Value Titanium Credit Card, along with a complimentary Priority Pass membership.
7. Instant Approval: Get instant approval on your application, with no physical interaction required. Complete your KYC online through a video.

Standard Chartered Priority Visa Infinite Credit Card

The following are the key features of Standard Chartered Priority Visa Infinite Credit Card:

1. Personalised Services: Designed for Priority Banking customers, enjoy tailored privileges matching your lifestyle.
2. Complimentary: No extra cost for Priority Banking clients.
3. Rewards Programme: Earn 5x reward points for every Rs.150 spent overseas or on retail fashion, and 2x points on all other purchases.
4. Airport Lounge Access: Enjoy four free domestic airport lounge visits every quarter.
5. Priority Pass Membership: Access international airport lounges worldwide for a small fee.
6. Complimentary Insurance: Stay protected with Rs.1 crore overseas air accident cover and USD 25,000 medical insurance.

Standard Chartered Platinum Reward Credit Card

The key features of Standard Chartered Platinum Reward Credit Card are as follows:

1. 5x Reward Points: Earn 5x reward points for every Rs.150 spent at fine-dining outlets and on fuel, with no monthly cap on rewards earned.
2. 1x Reward Points: Get 1x reward point for every Rs.150 spent on all other categories.
3. Instant Approval: Get instant approval on your application without any documentation.
4. Zero Annual and Joining Fees: Avoid the one-time fee of Rs.250 + GST by spending Rs.500 or more within 30 days from card issuance.

Comparison of Top Credit Cards by Standard Chartered Bank

Standard Chartered Bank Credit Card Fees and Charges

Credit Score Required to Apply for a Standard Chartered Credit Card

The exact score required to be eligible for a card is based solely at the bank's discretion. However, a score of 700 and above is considered to be good if you want to apply for an SCB card.

Eligibility Criteria for Standard Chartered Bank Credit Card

The eligibility conditions to apply for a Standard Chartered credit card online are as follows:

1. You must be aged between 18 years and 65 years.

1. You should be a part of the bank's credit card sourcing cities or locations.
2. You should earn a regular monthly income.
3. You consent to the bank checking your credit history and other policies on all applications.

How to Apply for a Standard Chartered Bank Credit Card?

To apply for a Standard Chartered credit card online, follow these simple steps:

Step 1: Visit the official website of Standard Chartered Bank.

Step 2: Navigate to the 'Our Products' section and click on 'Credit Cards'.

Step 3: Choose from the available Standard Chartered credit cards in the Reward, Cashback, and Travel categories.

Step 4: Complete and submit your credit card application.

Step 5: A bank representative will contact you to confirm the approval of your credit card.

Step 6: You may be required to upload necessary documents as part of the application process.

Step 7: Once submitted, your Standard Chartered credit card application will undergo final policy and verification checks by the bank.

Step 8: Upon successful completion of these checks, you can expect to receive your Standard Chartered credit card within 7-15 days.

Documents Required for a Standard Chartered Credit Card

Standard Chartered Credit Card Balance Transfer

Transfer an outstanding balance of up to Rs.5 lakhs from any other bank's credit card to your Standard Chartered credit card and enjoy the convenience of paying just 5% of the balance each month.

Loan on your Standard Chartered Credit Card

Avail yourself of a credit card loan of up to Rs.10,00,000 with no documentation required. Enjoy competitive interest rates starting at just 0.99% per month, with funds transferred to any bank account within 2 days via NEFT.

Standard Chartered Credit Card Bill Payment

Listed below are the various methods through which you can pay your Standard Chartered Bank credit card bill.

1. NEFT/IBFT
2. Bill desk
3. Online banking
4. National Automated Clearing House (NACH)
5. Visa payment
6. Phone banking
7. Auto debt
8. Cheque and cash payment
9. Payment apportionment

How to Contact Standard Chartered Bank Credit Card Customer Care?

To ensure quick grievance resolution and smooth customer interaction, the bank offers various Standard Chartered Credit Card Customer Care channels. You can choose from the following options to post your queries to the bank.

1. Personal banking helpline
2. Premium banking helpline
3. Priority banking helpline
4. International toll-free number
5. Banking centres
6. Post
7. Email
8. Audio, video, and text chat
9. SMS and Facebook
10. Online complaint form

How to Earn and Redeem Reward Points

With the 360-degree Rewards programme, you can earn reward points with your Standard Chartered credit card on specific spend categories. The points you accumulate can be redeemed for a variety of items such as vouchers, gifts, and air miles.

Standard Chartered Credit Card Offers

The bank offers exclusive discounts, deals, and offers to help you make the most of your credit card. Check Standard Chartered Credit Card offers and discounts on travel and dining to cashback on online purchases, you can save more with these promotional offers.

How to Close Your Standard Chartered Credit Card?

If you wish to close your Standard Chartered credit card, then you must call the client care centre. The helpline is open 24x7. You will be required to clear any outstanding balance before closing the card. Once your account is closed, the card must be returned to the bank, preferably rendered unusable by cutting into two.

If your card has been issued against a deposit, then the bank can use funds from it to clear the dues if you fail to make your payment.

Credit cards make payments easy for all expenses online and offline while offering various benefits

Find a Card >>