HDFC Business MoneyBack Credit Card

1. Spend Rs.50,000 or above in a membership year and avail membership fee waiver on the next year's annual fee.

Spend-based benefits:

1. On annual spends of Rs.1.8 lakh, you will earn 2,500 reward points each anniversary year.
2. By conducting minimum 4 transactions each of Rs.100 and above on your MoneyBack Credit Card in a calendar month, you will be eligible:
   1. For a complimentary accident insurance cover.
   2. For a purchase protection cover against fire and burglary for items worth above Rs.5,000 purchased using the credit card.

Waiver on fuel surcharge:

1. Every fuel transaction made within the range of Rs.400 to Rs.5,000 entitles you to a waiver of up to Rs.250 per statement.

Balance Transfer:

1. Transfer outstanding balance on your existing credit card to MoneyBack Credit Card and enjoy low interest rate offered by HDFC. Balance transfer is applicable to a minimum transfer amount of Rs.2,500 and maximum of Rs.1 lakh.

Avail a loan on credit card:

1. You can also apply for loans against your HDFC Business MoneyBack Credit Card.

Easy EMIs:

1. Convert purchases made at partner outlets into easy monthly instalments (EMIs) instantly. No documentation required. A one-time processing fee will be charged at the prevailing rate.

Interest-free credit:

1. Cardholders can enjoy up to 50 days of interest-free credit period from the purchase date.

No liability on lost card:

1. In case, your Business MoneyBack card is misplaced, you must inform HDFC Bank credit card call centre immediately. Following the complaint, you will have zero liability on any fraudulent transactions made using your credit card.

Security:

1. The HDFC Business MoneyBack Credit Card is a chip enabled card and can be used at any chip enabled POS or swiped at any regular POS (non-chip POS).

MoneyBack Reward Points

You can earn up to 2 reward points for every Rs.150 spent on your HDFC Business MoneyBack Credit Card except for fuel purchases, cash withdrawals, eWallet loading, etc.

Accelerated Reward Points:

1. With every Rs.150 spent on flight bookings, hotel reservations, travel bookings, restaurants, and online purchases using the card, you can get 4 reward points.
2. Get up to 20 reward points on spends at participating merchant stores. Maximum reward points are capped at 2,500 per statement cycle.

Reward points redemption:

1. The accrued reward points on Business MoneyBack Credit Card can be redeemed for cash back against the outstanding amount on your credit card.
2. Every 100 reward points will give you Rs.20. Minimum number of points required for cashback redemption is 2,500.
3. Reward points can also be redeemed for air miles as well as attractive gifts that can be chosen from an exclusive rewards catalogue.
4. Accumulated reward points should be redeemed within two years from the date of accumulation.
5. A reward redemption fee of Rs.99 will be applicable for every redemption request.

Fees And Charges on HDFC Business Moneyback Credit Card

HDFC Business MoneyBack Credit Card Eligibility Criteria

1. Applicant must be self-employed businessman or professional
2. Should be in the age group of 21 to 65 years
3. Should have filed minimum income tax returns of Rs.2.5 lakh in a year.

Documents Required for HDFC Business MoneyBack Credit Card

1. KYC documents such as PAN card, address proof, and ID proof
2. Income tax returns with computation sheet
3. One photograph

How to Apply for HDFC Business Moneyback Credit Card Online?

You can apply for HDFC Business MoneyBack Credit Card online.

To apply through HDFC website

1. Visit Business MoneyBack Credit Card at www.hdfcbank.com/personal/credit_card/business-moneyback
2. Click on the 'Apply Online' button
3. Fill the 'Credit Card Application Form' with the required details
4. Click on 'Submit'

Once the application is successfully submitted, you will receive a call from HDFC representative, who would guide your through the further application process.

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