HDFC MoneyBack Credit Card

1. Apply for the MoneyBack credit card and earn 500 reward points as joining bonus. If you renew your card, you will get 500 more reward points.

Milestone rewards:

1. Spend Rs.50,000 or more on retail purchases in a quarter and get an e-voucher worth Rs.500. The voucher has a validity of 60 days.

Cashback Benefits

1. 2 reward points on retail spends. 2 times more points on online spends.
2. Redeem reward points for cash (100 reward points = Rs.20).

Save on fuel purchases:

1. With the fuel surcharge waiver facility, you can save up to Rs.1,800 every year on your fuel purchases at stations across India. Offer valid on minimum transaction value of Rs.400.

Zero liability on lost card:

1. After reporting the loss of your credit card, you have zero liability on any fraudulent transactions made using your card.

Reward points program

1. Earn 2 reward points on every Rs.150 spent on the card.
2. 2X more reward points on online spends.
3. Redeem earned reward points for cash back against the card outstanding (100 reward points = Rs.20).
4. Also redeemable for air miles and gifts from exclusive rewards catalogue.
5. Minimum 2,500 points are required for redemption. The accrued points are valid for 2 years from the date of accumulation.

HDFC Bank Moneyback Credit Card Limit

The credit limit on HDFC Moneyback Credit Card will be varying for each applicant. The bank will determine the credit limit, as well as cash limit on the card, separately for each applicant. The credit limit for a cardholder will be based on the credit score of the primary applicant, the credit report along with the repayment habit of past and ongoing debts.

HDFC Moneyback Credit Card Fees & Charges

Eligibility Criteria for HDFC Bank Moneyback Credit Card

1. Applicant should be either self-employed or salaried.
2. For salaried the age range is 21 to 60 years.
3. For self-employed, it is 21 to 65 years.
4. The applicant should have a good credit history and a stable flow of income.

Documents Required for HDFC Bank Moneyback Credit Card

The exact documentation to apply for the MoneyBack credit card is not available on the official website.

Listed below are the basic documents required to process any credit card application.

1. KYC documents
2. PAN card
3. Income proof such as salary slip or income tax returns
4. Bank statements and others.

How to Apply for HDFC MoneyBack Credit Card online?

You can apply for HDFC MoneyBack Credit Card directly from HDFC official website. Follow the steps to apply now:

1. Navigate to the top of the page to find 'Check Eligibility' button.
2. Click on it, fill the required details to know your eligibility for the card.
3. If you're eligible, you will find an option to apply for the card.
4. Click on it, submit the required details and documents and press 'Submit'

On successful submission of required documents and details, you will receive an acknowledgement message carrying the application ID. You can use the same to track your credit card application status in the later stage.

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