HDFC Bank Regalia Credit Card

1. Complimentary airport lounge visits: With a complimentary Priority Pass membership, enjoy access to more than 1,000 airport lounges across the globe. The primary member along with the add-on credit cards will get 6 complimentary visits to lounges outside India in a calendar year.
2. Cardholders can also enjoy complimentary access to domestic airport lounges, through the Regalia Visa Credit Card Lounge program. The programme provides 12 free visits to domestic airport lounges in a calendar year.
3. Travel concierge services: HDFC Bank provides travel concierge assistance service to all its Regalia Credit Card users helping them to customise their travel experience.
4. Insurance: Cardholders are eligible for air accident death cover of Rs.1 crore, emergency overseas hospitalisation cover of up to Rs.15 lakh, and credit liability cover of up to Rs.9 lakh.
5. Comprehensive air travel cover: Cardholders are eligible for air accident death cover of Rs.1 crore, emergency overseas hospitalisation cover of Rs.15 lakh and credit liability cover worth Rs.9 lakh.
6. Airport privileges: Enjoy priority check-in and waitlist clearance, additional baggage allowance and an option to earn 9 Club Vistara points on every Rs.100 spent on the card.

Fuel Benefits

1. Get flat 25% off at over 2,000 partner restaurants
2. Get a 1+1 on buffet at more than 200 restaurants
3. You get an additional 5% off and Zero convenience fee.
4. You get early access to festivals and events like Gourmetlicious.

Dining Benefits

1. Complimentary Zomato Gold membership: Enjoy Zomato Gold membership for 1 year at no charge with your card. Also, enjoy up to 2 drinks at no extra fee when you dine at participating restaurants.

Note: Zomato Gold membership is valid only for Regalia cards issued after 20 March 2019 and is limited to the primary cardholder.

Renewal benefits

1. The renewal fee is waived off if you spend over Rs.3 lakh during the previous year.

HDFC Regalia Credit Card Lounge Benefits

1. Effective from 1 December 2023, changes have been made to the Lounge Access Program for the Regalia Credit Card.
2. Lounge access eligibility is now determined by your credit card spending.
3. Spending Rs. 1 Lakh or more within a calendar quarter (Jan-Mar), (Apr-June), (Jul-Sept), (Oct-Dec) qualifies you for the program.
4. Once the spending criteria are met, visit the Regalia SmartBuy page, navigate to Lounge Benefits, and claim your lounge access voucher.
5. Each quarter, cardholders can receive up to 2 complimentary lounge access vouchers as part of the milestone benefit.

How to Avail the Lounge Access Voucher with HDFC Regalia Credit Card?

Revised Lounge Access Program for HDFC Bank Regalia Credit Card

1. Spend Rs. 1 Lakh or more in a calendar quarter (Jan-Mar), (Apr-June), (Jul-Sept), (Oct-Dec) to qualify.
2. Upon meeting the spending criteria, visit the Regalia SmartBuy page, navigate to Lounge Benefits, and generate your lounge access voucher.
3. Receive your voucher via SMS/email and open the e-voucher in PDF format, containing a QR code for lounge access.
4. Contact the helpline mentioned in your e-vouchers for any concerns while accessing lounge facilities.

Redeeming Voucher Steps:

1. Visit the Smartbuy Regalia portal and log in.
2. Click on the Regalia Benefits tab, then select Airport Benefit.
3. Track your spending in the current quarter under the milestone tab.
4. Once the milestone is reached, generate your voucher.

Lounge Access Outside India Using Priority Pass:

1. Priority Pass access outside India is not based on spends.
2. Apply for Priority Pass after completing a minimum of 4 retail transactions on your HDFC Bank Regalia Credit Card.
3. With Priority Pass, you and your add-on member can enjoy up to 6 complimentary lounge accesses per calendar year outside India.
4. Exceeding the 6 complimentary visits will incur a charge of US $27 + GST per visit.

Accessing Lounge Outside India Using Priority Pass:

1. Present your Priority Pass card upon entering the lounge.
2. The lounge staff will process your access and issue a 'Record of Visit' voucher or receipt.
3. Ensure the correct usage and guest count on the 'Record of Visit' document.
4. Customers exceeding the 6 complimentary visits will be charged US $27 + GST per visit.
5. Charges for lounge access within India and for accompanying guests apply accordingly.
6. These charges will be billed on your statement post the visit date and won't accrue Reward Points.
7. Currency conversion rates apply as per the day's exchange rate.

HDFC Regalia Credit Card Limit

The card limit is at the discretion of the bank and dependent on factors such as your credit score and credit history.

HDFC Regalia Reward Point Benefits

1. Earn 4 reward points on every Rs.150 you spend on your card.
2. Get 10,000 Reward Points on spending Rs.5 lakhs in a year.
3. Earn additional 5,000 Reward Points on annual spends of Rs.8 lakhs.

HDFC Regalia Reward Point Redemption

Reward points earned on your Regalia card expire within 2 years of accumulation. You can redeem your existing points by following the steps below:

1. Visit the dedicated HDFC Regalia portal and choose from the list of redemption options.
2. Alternatively, you can also choose from the options listed under the 'SmartBuy' section on the HDFC Bank website or on NetBanking.
3. Select the voucher/reward and confirm your selection, after which the points stand redeemed.

Fees and Charges of the HDFC Bank Regalia Credit Card

Some of the fees and charges associated with your card can be found below:

HDFC Regalia Credit Card Eligibility Criteria

The eligibility criteria, as well as documents to be submitted, are listed below:

1. Salaried professionals should be aged 21 years and above but below 60 years. Income should be more than Rs.1 lakh per month.
2. Self-employed applicants should be aged 21 years and above but below 65 years. Annual income should be more than Rs.12 lakh.
3. Income proof, address proof and identity proof documents are to be submitted as per the bank's request.

Documents Required to Apply for HDFC Bank Regalia Credit Card

• Proof of Identity
  • Driving License
  • Passport
  • Aadhaar card
• Address Proof
  • Passport
  • Ration Card
  • Voter ID
  • Aadhaar card
• Income Proof
  • Salary Slip
  • IT Returns
  • Form 16

How to Apply for HDFC Bank Regalia Credit Card Online?

Apply for an HDFC Regalia credit card online by following the steps below:

1. Visit the HDFC Bank website and choose the 'Regalia' card.
2. Click on the 'Apply Online' button.
3. You will be redirected to an online form. Fill in the required details such as name, mobile number, e-mail ID, company name, monthly income, etc.
4. Click on 'Submit'.
5. Once HDFC receives your application, you will receive a phone call or SMS on your registered mobile number.

If you're eligible for the card, the application process will be informed to you over the call and the further procedure will follow.

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