BankBazaar
Credit Cards
Home Loans
Personal Loans
Other Loans
Calculators
Investments

Credit Score

FREE
Govt. Utility Documents
Download App

Download Mobile App

Badge
Insurance
Resources
BankBazaar

YES Bank First Business Credit Card

YES Bank First Business credit card is designed for self-employed customers looking for travel benefits. This card is a perfect choice if you are looking for benefits like low foreign currency, lounge access, and reward points. Moreover, this card also comes with benefits like insurance cover, fuel surcharge waiver and complimentary golf lessons.

credit card CTA button

Features and Benefits of the YES Bank First Business Credit Card

The features and benefits of the YES Bank First Business Credit Card are as follows:

  1. Complimentary golf lessons: Get one complimentary golf lesson every calendar month and up to four green fees waived golf sessions at select golf courses across India.
  2. Lounge access: Get up to six complimentary international airport lounge access on cards issued on VISA and MasterCard. Get up eight complimentary domestic lounge access, two every quarter, across 30+ lounges across India.
  3. Insurance coverage: Coverage of up to Rs.8 lakhs for accidental death of the primary cardholder and lost card liability protection of up to Rs.8 lakhs.
  4. Fuel surcharge waiver: Enjoy a 1% fuel surcharge waiver on transactions ranging from Rs.400 to Rs.5,000 at fuel stations across India.
  5. Reward Points: You can earn the following reward benefits with this card:
    1. Earn 16 reward points per Rs. 200 spent on air, hotel, travel and dining expenses.
    2. Earn 8 reward points per Rs. 200 spent on select categories. 
    3. Earn 4 reward points on every Rs. 200 spent on other categories
    4. Earn 20,000 reward points each anniversary year by spending Rs.12 lakh or more. Do note that the anniversary year is defined as the 12 months from the date your card was issued or last renewed.
  6. Low Foreign Currency Markup Fee: Get a foreign currency markup fee as low as 1.75%
  7. Easy EMI: With this credit card, you get the option to convert your transaction as low as Rs.1,500 into easy EMIs.
  8. Quick Loan: You can also avail yourself of a loan up to the credit limit instantly with this credit card.

Eligibility Criteria for YES First Business Credit Card

The eligibility criteria to get a YES First Business Credit Card are as follows:

  1. You should be between 21 years and 70 years of age.
  2. You should be self-employed, a proprietor, or a partner in a partnership firm.
  3. Your minimum income tax return is Rs.10 lakh.

Note: If you already hold a YES BANK Credit Card, you are not eligible for this card. However, existing Mastercard or Visa cardholders can apply for a Virtual RuPay Card if they wish to switch to the RuPay variant.

credit card CTA button

Documents Required for YES First Business Credit Card

The below listed documents are required to apply for YES First Business Credit Card:

Address proof

  1. Passport
  2. Telephone bill
  3. Electricity bill
  4. Passport
  5. Voter ID card
  6. Ration card
  7. Aadhaar card

Identity Proof

  1. Passport
  2. PAN Card
  3. Ration Card
  4. Aadhaar card
  5. Voter's ID card
  6. Driving Licence

Income proof (For salaried)

  1. Recent pay slips
  2. Last 6 months bank statements

Income proof (For self-employed)

  1. Recent ITR (Income Tax Returns)
  2. Audited profit and loss statement
  3. Balance sheet

Other documents

  1. Duly-filed application form
  2. Passport size photographs

Note: These are the general documents you should keep handy when you apply for a credit card. However, YES Bank can request additional documents if required.

Other YES Bank Credit Cards
  1. FinBooster: YES BANK - BankBazaar Co-branded Credit Card
  2. YES Bank FinBooster RuPay Credit Card
  3. YES Bank BYOC Credit Card
  4. YES Bank RESERV Credit Card
  5. YES Bank ELITE+ Credit Card
  6. YES Bank ACE Credit Card
  7. Yes Bank Marquee Credit Card
  8. YES Bank POP-CLUB Credit Card
  9. YES Bank Rio RuPay Credit Card

YES First Business Credit Card Fees and Charges

The fees and charges of YES First Business credit card are as follows:

Type of Fee 

Amount 

First Year Fee 

Rs.999 (waived if you spend Rs.20,000 within the first month from the date the card was set up) 

Renewal Fee 

Rs.999 (waived if you spend Rs.3 lakh within 12 months of the renewal date) 

Revolving credit charges 

3.99% per month 

Fuel transaction charges 

1% fee + applicable GST for fuel transaction worth Rs.10,000 and above 

Education fee payment charges 

1% fee + applicable GST on education payments done through third party websites 

credit card CTA button

Yes Bank Customer Care/ Complaints

FAQs on YES First Business Credit Card

  • Can I convert a transaction I made on my YES First Business Credit Card into EMI?

    Yes, you can convert a transaction into EMI without processing fees. Please get in touch with YES Bank for more details.

Types of Credit Card
  1. Top 10 Credit Cards in India
  2. Fuel Credit Cards
  3. Lifetime Free Credit Cards
  4. Kisan Credit Card
  5. Student Credit Cards in India
  6. Shopping Credit Cards
  7. Contactless Credit Cards
  8. Travel Credit Cards
  9. Co-Branded Credit Cards
  10. Lifestyle Credit Cards
  11. Rewards Credit Cards
  12. Business Credit Cards
  13. NRI Credit Cards
  14. Cashback Credit Cards
  15. Lounge Access Credit Cards
Credit Card by Banks
  1. Axis Bank Credit Card
  2. HDFC Bank Credit Card
  3. Kotak Bank Credit Card
  4. Federal Bank Credit Card
  5. SBI Credit Cards
  6. HSBC Credit Card
  7. IndusInd Bank Credit Card
  8. RBL Bank Credit Card
  9. Standard Chartered Credit Card
  10. YES Bank Credit Card
  11. Canara Bank Credit Card
  12. Punjab National Bank Credit Card
  13. Bank of Baroda Credit Card
  14. IDBI Credit Card
  15. Union Bank of India Credit Card
  16. Bank of India Credit Card
Articles on Credit Card
  1. How to Check Credit Card Status
  2. How to Manage Multiple Credit Cards
  3. Best Credit Card for Poor Credit
  4. How to get Credit Card without Job
  5. Credit Card Insurance Benefits
  6. How to Apply for Lost Credit Card
  7. Reasons for Credit Card Rejection
  8. Advantages & Disadvantages of Credit Card
  9. Difference between Credit Card & Debit Card
Credit Card Customer Care
  1. SBI Credit Card Customer Care
  2. HDFC Bank Credit Card Customer Care
  3. Axis Bank Credit Card Customer Care
  4. Federal Bank Credit Card Customer Care
  5. IndusInd Bank Credit Card Customer Care
  6. PNB Credit Card Customer Care
  7. RBL Bank Credit Card Customer Care
  8. Kotak Credit Card Customer Care
  9. Yes Bank Credit Card Customer Care
  10. Standard Chartered Credit Card Customer Care
  11. Canara Bank Credit Card Customer Care
  12. HSBC Credit Card Customer Care
  13. Indian Bank Credit Card Customer Care
  14. Bank of Baroda Credit Card Customer Care
  15. Bank of India Credit Card Customer Care
  16. Union Bank of India Credit Card Customer Care
Credit Card Bill Payment
  1. Credit Card Bill Payment
  2. SBI Credit Card Bill Payment
  3. HDFC Credit Card Bill Payment
  4. Federal Bank Credit Card Bill Payment
  5. Axis Bank Credit Card Bill Payment
  6. IndusInd Credit Card Bill Payment
  7. Kotak Credit Card Bill Payment
  8. Standard Chartered Credit Card Bill Payment
  9. RBL Bank Credit Card Bill Payment
  10. HSBC Credit Card Bill Payment
  11. PNB Credit Card Bill Payment
  12. Canara Bank Credit Card Bill Payment
  13. Bank of Baroda Credit Card Bill Payment
  14. Bank of India Credit Card Bill Payment
  15. Union Bank Credit Card Bill Payment
Credit Card Eligibility
  1. Credit Card Eligibility
  2. SBI Credit Card Eligibility
  3. HDFC Credit Card Eligibility
  4. Federal Bank Credit Card Eligibility
  5. Axis Bank Credit Card Eligibility
  6. Yes Bank Credit Card Eligibility
  7. IndusInd Bank Credit Card Eligibility
  8. HSBC Credit Card Eligibility
  9. Kotak Credit Card Eligibility
  10. Canara Bank Credit Card Eligibility
  11. Standard Chartered Credit Card Eligibility
  12. RBL Bank Credit Card Eligibility
  13. Bank of Baroda Credit Card Eligibility
  14. Union Bank Credit Card Eligibility
Disclaimer
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

Explore More:

Credit Card:

Credit Score:

Personal Loan:

Home Loan:

Fixed Deposit:

Calculator:

Learn More:

Others:

Mobile Apps:

  • Google play
  • Apple Store

Contact Us:

Follow Us:

Copyright © 2025 BankBazaar.com.