YES Bank RESERV Credit Card

1. Renewal Benefits: On the paying the renewal fee of RESERVE credit card, you earn 8000 YES Rewardz points. 

1. Lounge Access: This credit card offers up to three complimentary domestic lounge access every quarter. You also get access to international airport lounge with this credit card.  

1. Fuel Surcharge Waiver: You also get 1% waiver on fuel surcharge on all fuel transactions ranging between Rs.400 to Rs.5000 at all fuel station across the country with RESERVE credit card. 

1. Credit Card Sheild: The RESERVE credit card also offers a credit card shield worth Rs.15 lakh and lost card liability cover worth Rs.15 lakh to Rs.30 lakh. 

1. Reward Points: You earn accelerated reward points on transactions done through YES Bank RESERVE credit card. The card offers 24 YES Rewardz points for every Rs.200 on online shopping on selected categories, 12 YES Rewardz point for every Rs.200 on offline shopping on selected categories, and 6 YES Rewardz point for every Rs.200 on other selected categories. 

1. Complimentary Golf Lessons: You get 1 complimentary golf lesson and 4 green fee waiver at certain golf courses in the country with this credit card. 

1. Contactless Transactions: This credit card comes with NBFC-enabled technology, that allows you to complete contactless transactions. 

1. Easy EMI Conversions: You can easily convert your transactions worth Rs.1500 and above into EMIs. 

1. Instant Loan: You can also avail yourself of an instant loan up to the credit limit with the RESERVE credit card. 

1. YES PayNow: You can use the YES PayNow feature with this credit card to settle your dues on time. 

1. Low Foreign Currency Markup: The foreign currency markup fee is up 1.75% for YES Bank RESERVE credit card. 

Eligibility Criteria

The eligibility criteria that must be met to avail the YES Bank RESERV Credit Card are as mentioned below: 

1. You must be between the ages of 21 years and 60 years.
2. Self-employed individuals and salaried employees can apply for the card.
   

1. You must open an a NRE/NRO fixed deposit worth Rs.10 lakhs or above with YES Bank. 

1. You must agree and allow the Bank to deduct the total amount due from your NRE/NRO savings account for your card statement.

Documents Required to Apply for YES Bank RESERVE Credit Card

The documents required to apply for YES Bank RESERVE credit card are as listed below: 

1. Valid Identity Proof: Aadhaar card, PAN card, Passport, etc. 

1. Valid Address Proof: Aadhaar card, PAN card, Passport, etc. 

1. Valid Income Proof: Salary Slips (not more than three months old), Bank Statements, etc. 

1. PAN Card 

1. Multiple copies of passport-sized photographs. 

Note: The documents listed above are general requirements. The bank may request additional documents based on its internal policies and specific case requirements. 

Fees and Charges for YES Bank RESERVE Credit Card

The fees and charges for YES Bank RESERVE credit card are as listed below:

Note: The above listed fees and charges are as on 11 August 2025 and are subject to change at the discretion of the bank. 

YES Bank RESERVE Credit Card Customer Care:

If you have any issues or grievances related to the YES bank credit card, you can reach out the below listed numbers: 

1. For general queries (within India): 1860 210 1200  and 1800 1200 (toll-free, available between 8 a.m. to 8 p.m.) 

1. You can also mark a mail on yestouch@yesbank.in  

1. For credit card specific concerns, you can mark a mail on yestouchcc@yesbank.in 

1. For issues related to mis-selling or harassment by a bank representative, call on 022-68937300 (Between 8 a.m to 8 p.m.) 

1. You can also mark a mail on ccsalescompliants@yesbank.in 

1. For credit card closure, you can mark a mail on creditcard.closure@yesbank.in 

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