SBI IRCTC Platinum Credit Card

Features of IRCTC IRCTC SBI Platinum Credit Card

The features of IRCTC SBI Platinum card are as follows:

Eligibility criteria for SBI IRCTC Platinum Credit Card

The eligibility criteria for SBI IRCTC Platinum credit card are as follows:

You must be between 21 years to 70 years of age

1. You must either salaried employee or self-employed
2. You must have a good credit score

Documents required for SBI IRCTC Platinum Credit Card

The documents required for SBI IRCTC Platinum Credit Card are as follows:

How to Apply for SBI Credit Card Online?

Follow the steps mentioned below to apply for SBI:

Step 1: Visit https://www.sbicard.com

Step 2: Choose the card you wish to apply for and click on the 'Apply now' button.

Step 3: Fill up the required details and submit the application.

If you application is approved, you will receive a call from SBI card team for verification purposes.

BankBazaar offers on IRCTC SBI Platinum Credit Card

1. You can save yourself from the hassles of applying for the card offline if you opt for the paperless and rapid application process on BankBazaar.
2. Additionally, you enjoy other benefits like checking your credit score, checking your eligibility for the credit card, an instant approval, etc.

Fees and Charges SBI IRCTC Platinum Credit Card

The fees and charges of SBI IRCTC Platinum credit card are as follows:

Late Payment Charges

How to redeem reward points of IRCTC SBI Platinum credit card

Accrued rewards points can be redeemed by SBI customers using the following process explained below.

Step 1: Login into IRCTC using the registered username and password linked to your loyalty number.

Step 2: Choose the reward points option to pay for your new railway ticket at the payment gateway.

Step 3: Rewards redemption can be done only on confirmed or RAC railway tickets booked for 1st Class AC, Executive Chair Car, AC 2 Tier, AC 2 Tier, and AC Chair Car.

Note: Reward points can also be redeemed at Rs.1/reward point.

Rules for Rewards Redemption

1. The reward points can be redeemed only against the total ticket fare, service charges levied by IRCTC included.
2. For individual passenger fares, the cardholder cannot redeem reward points.
3. For more than one passenger, one has to redeem points equivalent to total fare. Part payment cannot be made for such transactions.
4. In case you fall short of reward points, you can purchase them at Rs.1.50/reward point (plus taxes).
5. If you cancel the redeemed tickets, only reward points would be credited back (SBI Reward Points, SBI Travel Reward Points, and Purchase Points) and not cash.

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