Indian Bank Credit Card Eligibility

Updated On - 07 Sep 2025

To get a credit card approved by Indian Bank, you have to meet all the eligibility criteria that has been established by the bank. The eligibility criteria for Indian Bank will differ for every bank. If you are applying for Indian bank credit card, the bank will look into your credit history and your annual income.

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Indian Bank Credit Card Eligibility Criteria

Age

21 to 65 years

Interest-Free Period

Up to 50 days

Employment

Salaried or self-employed

ATM Cash Withdrawal Charges

2.50% of the amount that has been withdrawn or Rs.250

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Documents Required to Apply for Indian Bank Credit Card

Address proof

  1. Passport
  2. Driving Licence
  3. Voters ID card

Identity proof

  1. Bank statement
  2. Voter ID card
  3. Driving licence
  4. Pension book

Income Proof

  1. Bank statement
  2. Pay slip
  3. Income Tax return

Indian Bank Credit Card Application Online for New Customers

  1. You should visit the 'Credit Cards' page of the bank's website and type in your contact details.
  2. Once the verification has been completed, a representative will get in touch with you and guide you through the process of application.
  3. You will have to also submit a few KYC documents.
  4. Please note that you can also visit an Indian Bank branch in order to apply for a credit card.
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FAQs on Indian Bank Credit Card Eligibility

  • Who is eligible for a credit card from Indian Bank?

    If you are a salaried and self-employed person and meet the criteria, you can apply for an Indian Bank credit card.

  • What is the Indian Bank customer care number?

    You can contact the Indian Bank credit card customer care at 1800 425 00000.

  • What are the different types of credit cards that Indian Bank offers?

    Indian Bank offers the following credit cards: Indian Bank Bharat Credit Card, Indian Bank Gold Credit Card and Indian Bank Platinum Credit Card.

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