How can Union Bank customers check the points balance available in their accounts?

In order to the number of rewards points available in their accounts, customers have to login to their account on UnionRewardz.com .

Can customers combine cash and Union Points while making redemptions?

No, Union Bank customers do not have the option of combining rewards points and cash to make a redemption.

Can Union Bank customers get a monthly statement for their Union Points redemption activities?

Yes, Union Bank will send a monthly statement via email to customers with details related to their redemption activities. Customers can also login to the Union Rewardz site or contact the Union Bank credit card customer care to know their account activities.

Can Union Bank credit card customers unsubscribe from the Union Rewardz program?

Union Bank credit card customers are automatically enrolled into the Union Rewardz program. If they choose not to participate in the program, they do not have to activate their membership accounts. If they want to discontinue after activating their membership accounts, then they can get in touch with the customer care to unsubscribe from the program.

Union Bank of India Credit Card Reward Points

Union Bank of India offers the "Union Rewardz" loyalty program to all its credit card holders. Under the program, you can earn gifts and rewards on every purchase. Every Union Bank of India credit card holder who is an Indian resident will be automatically enrolled into the Union Rewardz loyalty program. However, the registration process must be completed before you can redeem the points.

Updated On - 06 Sep 2025

How to Earn Union Bank of India Credit Card Reward Points?

Union Bank of India credit card holders can earn Union Points for every Rs. 100 they spend at a merchant outlet or any PoS terminal. Union Points can be earned on transactions done within India and abroad using a Union Bank credit card.

Accrued Union Points come with a validity of three years, excluding the month of the purchase/accrual. Union Points that are earned by customers will be credited to the customer's account within seven working days.

How to Redeem Union Bank of India Credit Card Reward Points?

In order to redeem the Reward Points, you will need visit https://www.unionrewardz.com and log in to your account. In order to make the first redemption, a minimum of 100 Union Points must be accumulated. You can redeem the points for various items such as gift vouchers, air tickets, bus tickets, and movie tickets.

Conversion of Union Points to Air Miles

You must log in to your Union Rewardz account in order to convert the Union Points to Air Miles. A minimum of 100 Union Points must be accumulated in order to redeem the points.

Conversion of Union Points to Cash

You can convert your Union Points to cash by call Union Bank of India's customer care or visiting https://www.unionrewardz.com and logging in to your account.

Union Bank of India Credit Card Rewards Catalogue

Union Bank customers can redeem accrued rewards points for various gifts and vouchers from online Rewards catalogue. The available categories are given below.

Accessories
Apparels
Automotive Accessories
Books
Charity
Devotional
Education & Knowledge
Electronics & Computers
Experiences
Games & Toys
General Merchandise
Gift Vouchers & Cards
Gifts
Groceries & Specialty Food
Home & Décor
Jewellery
Kids
Kitchen
Mobile Phones
Personal Care & Beauty
Stationery
Travel Gears

Complete List of Union Bank of India Credit Cards Available with Rewards Benefits

Types of Union Bank of India Credit Cards	Name of the Rewards Program	Rewards Redemption Benefits
Union Bank VISA International Credit Card	Union Rewardz	Mobile Recharge Bus Ticket Bookings DTH Recharge Movie Ticket Bookings Airline Ticket Bookings Credit Card Payments Merchandise from the online rewards catalogue
Union Bank Usecure Credit Card	Union Rewardz	Mobile Recharge Bus Ticket Bookings DTH Recharge Movie Ticket Bookings Airline Ticket Bookings Credit Card Payments Merchandise from the online rewards catalogue
Union Bank Signature Credit Card	Union Rewardz	Mobile Recharge Bus Ticket Bookings DTH Recharge Movie Ticket Bookings Airline Ticket Bookings Credit Card Payments Merchandise from the online rewards catalogue

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FAQs on Union Bank Credit Card Reward Points

How can Union Bank customers check the points balance available in their accounts?
In order to the number of rewards points available in their accounts, customers have to login to their account on UnionRewardz.com.
Can customers combine cash and Union Points while making redemptions?
No, Union Bank customers do not have the option of combining rewards points and cash to make a redemption.
Can Union Bank customers get a monthly statement for their Union Points redemption activities?
Yes, Union Bank will send a monthly statement via email to customers with details related to their redemption activities. Customers can also login to the Union Rewardz site or contact the Union Bank credit card customer care to know their account activities.
Can Union Bank credit card customers unsubscribe from the Union Rewardz program?
Union Bank credit card customers are automatically enrolled into the Union Rewardz program. If they choose not to participate in the program, they do not have to activate their membership accounts. If they want to discontinue after activating their membership accounts, then they can get in touch with the customer care to unsubscribe from the program.

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