Oriental Bike Insurance Policy Online

Oriental Insurance Two-Wheeler Insurance Benefits

Oriental Bike Insurance offers insurance offers both liability-only plan and a comprehensive insurance plan. Both the plans have their benefits. Pick the one you want after knowing the advantages based on your insurance needs. Oriental Bike Insurance offers insurance offers both liability-only plan and a comprehensive insurance plan. Both the plans have their benefits. Pick the one you want after knowing the advantages based on your insurance needs.

Coverage Under Oriental Bike Insurance Package Policy

1. Loss or damage caused to the vehicle
2. Personal accident cover for the driver/owner of the vehicle.
3. Loss or damage caused to the vehicle due to burglary, theft, housebreaking, and more.
4. Loss or damage to the vehicle due to fire, explosion, lightening, and self-ignition.
5. Loss or damage caused to the vehicle due to a natural disaster such as landslide, rockslide, earthquake, etc.
6. Man-made malicious acts, strikes, riots, terrorism.
7. Loss or damage to the vehicle while in transit.

Factors Affecting Premium Calculation

The premium for a two-wheeler insurance policy is determined based on multiple factors. Some of which are listed below:

1. Insured Declared Value of the vehicle
2. Vehicle registration zone
3. Cubic capacity of the vehicle
4. Age of the vehicle
5. Add-on covers opted for
6. Electrical and electronic items installed to the vehicle

Exclusions Under The Policy

1. Damage or loss caused to the vehicle by a person driving the vehicle without a valid driving license
2. Damage or loss caused to the vehicle by a person driving under the influence any intoxicating substance
3. Mechanical or Electrical breakdown
4. Consequential loss
5. Depreciation in the value of the vehicle
6. Loss or damage to the vehicle due to war/mutiny/nuclear risk
7. Damage or loss of consumable items unless the vehicle is damaged at the same time. The liability of the insurer is limited to 50% in such cases.
8. Damage caused outside the geographic area outside India.
9. Claims made for an insured vehicle being used against the limitations specified in the policy.
10. Loss or damage to the vehicle accessories unless the vehicle is stolen at the same time.

Available Discounts on Premium

A policyholder may avail certain discounts on their two-wheeler insurance policies in the following ways:

1. Opting for a higher voluntary excess
2. By installing an ARAI approved anti-theft device
3. Availing No Claim Bonus (NCB)
4. By becoming a member of a recognised automobile association.

Oriental Insurance Company Two Wheeler Insurance Customer Care Numbers

In case you have queries or concerns regarding the products offered by Oriental Insurance Company or need information on claims processing and settlement, you may get in touch with the customer care department at Oriental Insurance Company by calling on 1800118485 (toll-free number). You may also call on 011- 33208485 (Charges applicable).

Oriental Insurance Company Branch Offices

Customers may also get the needed information and buy insurance products by visiting the nearest Oriental Insurance Branch. The branch offices can be located through the official website of the insurer. Below mentioned is the address of the registered office of Oriental Insurance Company:

Check for - oriental two wheeler insurance customer care

Oriental Two Wheeler Insurance Registered Office Details

Oriental House, A-25/27, Asaf Ali Road,

New Delhi - 110002

Phone No.s: 011-43659595

CIN: U66010DL1947GOI007158