Reliance Two-Wheeler Insurance

1. Get a quick quote with minimum paperwork
2. Motorcycle insurance for as low as Rs.3/day
3. Hassle-free and convenient claim settlement process
4. A network of over 8,700 cashless garages in India
5. Customised add-on covers to enhance the scope of your insurance policy
6. Long-term insurance policy for a period of 3 years

Two-Wheeler Insurance Policies Offered by Reliance General Insurance Company

Reliance General Insurance Company offers a third-party liability motor insurance policy which protects the insured against financial and legal liabilities arising out of loss or damage caused to a third person or their property in an accident involving their vehicle. It also offers a comprehensive bike insurance policy which covers the insured against a wide range of incidents that result in loss or damage to the vehicle or personal loss due to an accident. The table below depicts the difference between both the policies:

Benefits of Reliance Two-Wheeler Insurance

Having a comprehensive insurance policy can be of great help in case you encounter an untoward incident on the road. Reliance Two-Wheeler Insurance offers both the comprehensive insurance policy and the minimum third-party liability cover. The cost involved in holding an insurance will also come down if you do not make claims with the No Claim Bonus benefit. Listed here are some of the advantages including No Claim Bonus that will be available if you opt for Reliance Two-Wheeler Insurance.

Add-On Covers Available

Zero Depreciation Cover: The add-on cover removes the effects of depreciation on the Insured Declared Value (IDV) of the vehicle.

Medical Cover: This add-on cover ensures that a policyholder gets sufficient medical assistance at the time of an accident. It covers the medical costs for treatment in case of an accident.

Cashless Hospitalisation: The add-on cover assures medical treatment at network hospitals without the need of advance cash payments at the hospital.

Personal Accident Cover: This add-on cover covers the rider of the vehicle against an accident anywhere in the globe. The cover also ensures financial compensation in case of accidental death or permanent total disability. Below are the details of benefits under the personal accident add-on cover:

Coverage Offered Under Reliance Two-Wheeler Insurance Policy

The two-wheeler insurance policy offered by Reliance General Insurance Company covers the insured against losses or damages caused to the vehicle due to any of the following incidents:

Natural Calamities: The policy covers the insured against damages or losses caused to the vehicle due to natural calamities such as fire, frost, flood, tempest, earthquake, explosion, cyclone, lightning, landslide, rockslide, hailstorm, hurricane, and more.

Man-Made Calamities: Man-made calamities include theft, vandalism, terrorism, self-ignition, riots & strikes, malicious acts, and more.

Other incidents: Loss or damage to the vehicle due to other incidents such as accident, loss or damage in transit, self-ignition, and others too are covered under the policy.

Exclusions Under Reliance Two-Wheeler Insurance

The following instances are not covered under the two-wheeler insurance policy offered by Reliance General Insurance Company.

1. Depreciation in the value of the vehicle
2. Breakdown of electrical/mechanical nature
3. Use of vehicle against its limitations
4. Damage caused to the vehicle by a person driving the vehicle under the influence of any intoxicating substance
5. Damage caused to the vehicle be a person driving the vehicle without a valid driving license
6. Consequential loss
7. Compulsory deductibles at the time of insurance claim
8. Damage caused to tyres and tubes (unless the vehicle is also damaged at the same time)
9. Loss or damage to the vehicle accessories

No Claim Bonus for Reliance Bike Insurance

The No Claim Bonus is provided by the insurer to its customers if there are no claims made on the two-wheeler insurance policy during the preceding years. The same can be transferred to the new vehicle. The NCB is accumulated on an annual basis as shown in the table below.

How to Buy/Renew Reliance Two-Wheeler Insurance Policy Online?

You can buy or renew your two-wheeler insurance policy with minimum documentation through the official website of Reliance general Insurance. 

The steps to purchase Reliance Two-Wheeler Insurance online are as follows: 

Steps to Purchase Reliance Two-Wheeler Insurance Online

Step 1 - Visit the official website of Reliance Two-Wheeler Insurance.  

Step 2 -  Enter the requested details such as your name, mobile number, registration number, bike make and model, etc.  

Step 3 - Choose the optional add-on covers you wish to avail.  

Step 4 -Select the duration of your policy and pay the premium.  

Step 5 - After the payment is made, a soft copy of your bike insurance policy will be sent to your email address. It can also be downloaded from the Reliance Two-Wheeler Insurance website.  

Renew your Reliance Two-Wheeler Insurance Online

Step 1 - Visit the official website of Reliance Two-Wheeler Insurance.

Step 2 - Enter the requested details about your policy.  

Step 3 - Click the 'Proceed to Renew' option.  

Step 4 - Choose the optional add-on covers you wish to avail. 

Step 5 -  Select the duration of your policy and pay the premium. 

Step 6 - After the payment is made, a soft copy of your bike insurance policy will be sent to your email address. You can also log in to your account to download it.  

Registration of Claims

In any incident resulting in damage or loss to the vehicle, you may register your insurance claim by calling on the below-mentioned toll-free number: 1800 3009

Reliance General Two-Wheeler Insurance Claim Settlement Process

1. Register your bike insurance claim by calling on 1800 3009 (toll-free number)

2. Take your two-wheeler to any of the nearest authorised network garage for repair.

3. Submit the required documents to the surveyor.

4. The insurer confirms the liability.

5. The repairs can be done at the authorised cashless garages of the company.

6. In absence of cashless facility, the insured needs to make payment for the repairs. The bills of the same can be submitted to the insurer for final settlement.

Delivery of the vehicle.

Documents Required to File an Insurance Claim

1. For Damages Due to Accident:

1. Duly-filled claim form
2. Insurance certificate
3. Copy of vehicle Registration Certificate (RC)
4. Copy of Driving License
5. Police FIR (for third-party property damage/body injury/death)
6. Repair bills and payment receipts
7. Any other document as required by the insurer

2. Theft Cases:

1. Insurance Certificate/Policy Document
2. Vehicle RC (original)
3. Theft endorsement from the concerned RTO
4. Tax payment receipt
5. Details of existing insurance
6. Policy number
7. Details of the insurer
8. Validity of insurance
9. Sets of keys/service book/warranty cards
10. Police FIR and FIR
11. Copy of letter intimating the RTO about the theft
12. Any other document as required by the insurer

Reliance Bike Insurance Contact Details

For any queries or concerns related to two-wheeler insurance or any other general insurance solution offered by Reliance General Insurance Company, you may reach out to the customer care team using the following contact information Email Address: rgicl.services@relianceada.com Toll-free Number: 18003009

Reliance Bike Insurance Branches in Major Cities

You may also visit your nearest Reliance General Insurance branch office to buy or renew your two-wheeler insurance policy or to get assistance with any other related issue. Here is the list of branch offices in important Indian cities:

New Delhi

Pune

Ahmedabad

Chennai

Hyderabad

Bangalore

Kochi

Kolkata

Mumbai