Bajaj Allianz Two-Wheeler Insurance

Available Plans Under Bajaj Allianz Bike Insurance Policy

Key Features of Bajaj Allianz Two-Wheeler Insurance Policy

The significant benefits of the Bajaj Allianz two-wheeler insurance policy are as indicated in the table below: 

1. Multi-year insurance for three years
2. Easy and hassle-free claim settlement process
3. Purchase Two-Wheeler Insurance policy online with ease
4. Round-the-clock customer care support
5. Multiple add-on covers including zero depreciation cover are available

Key Benefits of Bajaj Allianz Two-Wheeler Insurance

1. Purchase or renew your Two-Wheeler Insurance policy online in a few easy steps
2. Up to 50% of the existing No Claim Bonus can be transferred from any two-wheeler insurer
3. Round-the-clock customer care support over telephone, email, and more.
4. 24x7 claim assistance and SMS update facilities
5. High service standards and hassle-free claim settlement and vehicle inspection process

Documents Required for Bajaj Allianz Two-Wheeler Insurance

1. Identity Proof: Voter ID, driving licence, Aadhar card, etc.
2. Address Proof: Ration card, electricity bill, etc.
3. Old policy number (if any)
4. Two-wheeler registration certificate

Coverage Offered Under Bajaj Allianz Two-Wheeler Insurance Policy

1. Damage or Loss to the Two-Wheeler Due to Natural Disaster: Bajaj Allianz bike insurance policy covers your vehicle against losses and damages as a result of natural disasters such as explosion, fire, lightning, floods, earthquakes, hurricanes, storms, landslides, rockslides, cyclone, frost, hailstorm, and others.
2. Damage or Loss to the Two-Wheeler Due to Man-Made Calamities: The bike insurance policy covers losses or damages caused to the vehicle due to man-made incidents such as theft, strikes, riots, malicious acts, damages in transit, terrorist acts, and more.
3. Personal Accident Cover: Bajaj Allianz motorcycle insurance policy provides coverage of Rs.1 lakh for personal accidents of the individual driver/owner of the motorcycle taken place during mounting, dismounting, or riding the vehicle. You may also buy the add-on covers to protect the pillion riders/unnamed hirers, and more.
4. Third Party Liability: The policy covers the insured against any financial or legal liabilities due to accidental damage or loss caused to a third person or their property.
5. Theft or Burglary: The insurance company pays compensation if an insured two-wheeler is stolen.

Bajaj Allianz bike insurance policy covers your vehicle against losses and damage as a result of natural disasters such as explosions, fire, lightning, floods,

earthquakes, hurricanes, storms, landslides, rockslides, cyclone, frost, hailstorm, and others.

Exclusions in Bajaj Allianz Two-Wheeler Insurance

1. Wear and tear of the vehicle due to ageing.
2. Electrical/mechanical breakdown.
3. Two-wheelers are being used for purposes that are limited in the policy.
4. Damage done to/by a person riding the bike or scooter without a valid driving license.
5. Damage done to/by a person riding the bike or scooter under the influence of alcohol or drugs.
6. Loss or damage caused to the vehicle due to mutiny, war, or nuclear risk.
7. Loss or damage to the vehicle accessories as a result of house breaking, burglary, or theft (except if the vehicle is stolen).
8. General wear and tear of consumables like tyres and tubes (in case the vehicle is damaged at the same time, the liability of the insurer will be limited to 50% of the replacement cost.

Add-On Covers Available for Bajaj Allianz Two-Wheeler Insurance

Bajaj Allianz offers certain add-on covers which you may opt for to enhance the scope of your Two-Wheeler Insurance policy. Some of the add-on covers are explained below:

1. Flat Battery: If a vehicle cannot be moved due to a flat battery, the insurer will make alternative arrangements to move the vehicle under this add-on cover. This add-on cover has certain conditions which can be found in the policy document.
2. Spare Keys: In case of loss of keys of the insured bike or scooter, the insurer under this add-on cover will arrange for the pickup and delivery of the spare keys with respect to certain conditions.
3. Flat Tyre: If the vehicle cannot be moved due to a flat tyre, the insurer will arrange for a technician to fix the tyre with respect to conditions as mentioned in the policy document.
4. Minor Repairs: The insurer will provide for technical assistance in case the vehicle becomes immobilised due to an electrical or mechanical failure.

Other than the add-on covers mentioned above, the insurer also offers add-on covers that include breakdown support over phone, fuel assistance, urgent message relays, towing facility and more.

Bajaj Allianz Two-Wheeler Insurance Claim Process

In case of a vehicle breakdown, accident, or theft of the vehicle, policyholders can make insurance claims in three simple steps as mentioned below:

How to Register Your Claim

It is advisable to make the insurance claim as soon as possible after any incident that causes loss or damage to your vehicle. You may register your claim in the following ways:

1. Visit the official website of Bajaj Allianz and register your claim online.
2. Call Bajaj Allianz customer care executive who will guide you with the claims process on 1800-209-5858 (toll-free number).

While registering the claim, you must keep the following information handy:

1. Engine and Chassis Number of the vehicle
2. Date and time of accident
3. Location and description of the accident
4. Address for the inspection of vehicle
5. Kilometer reading of the vehicle
6. Police FIR, in case of vehicle theft

Take Your Vehicle to the Garage

If the vehicle gets damaged due to a collision or any other reason, the same should be carried to the garage to avoid further damage.

Submit the Necessary Documents

The last step for claim settlement is to submit the necessary documents to the insurer. The same may include the Registration Certificate of the vehicle, copy of police FIR, policy document, driving license, and more as prescribed by the insurer.

Bajaj Allianz Customer Care Contact Details

In case you have any concern or issue with respect to the Two-Wheeler Insurance policy offered by Bajaj Allianz General Insurance Company, you may contact the insurer using the details given below:

Bajaj Allianz Customer Care Telephone Number

Landline/Mobile: 1800 209 0144/1800- 209- 5858/1800- 102- 5858/020-30305858

Check - Bajaj Allianz Two Wheeler Insurance Customer Care 

Bajaj Allianz Branch Offices in Important Cities

If you wish to buy or renew your motor insurance policy or have queries or concerns that need to be resolved, you may also visit your nearest Bajaj Allianz branch to get the assistance needed. Below are the addresses and phone numbers of branch locations in some important cities in India. You may use the 'Branch Locator' feature on the official website of Bajaj Allianz General Insurance to locate the nearest branch office.