IndusInd Bank Credit Card Reward Points

IndusInd Bank Credit Card customers earn reward points whenever they spend money using their card to purchase a product or service. Cardholders can earn the following points on the credit cards issued by the bank.

Savings Points

Owners of IndusInd Bank Platinum Aura Credit Card earn savings points (instead of Reward points) when they spend money using their card. One savings point is equal to Rs.0.5 or 0.5 airline miles. The spending has been divided into 4 plans, which are listed below:

Platinum Aura Shop Plan: As per this plan, cardholders can earn savings points on every Rs.100 they spend using their card. The number of points they earn in each category are mentioned below:

Platinum Aura Home Plan: As per this plan, cardholders earn the following number of savings points on every Rs.100 they spend using their card in each category.

Platinum Aura Travel Plan: As per this plan, cardholders earn the following number of savings points on every Rs.100 they spend using their card in each category.

Platinum Aura Party Plan: As per this plan, cardholders earn the following number of savings points on every Rs.100 they spend using their card in each category.

How to Redeem IndusInd Bank Credit Card Reward Points?

To redeem their reward points, IndusInd Bank credit cardholders have to contact the Phone Banking service of the bank and place a redemption request.

IndusInd Bank Credit Cardholders can also redeem their points online on the official website of Indus Moments by visiting www.indusmoments.com. There are two options for redeeming the points on this website. The first one is Redemption only and the second one is Redemption plus Shopping. Redemption plus Shopping, in simple words is the website's points plus pay option.

Convert IndusInd Reward Points to InterMiles – A Step-by-Step Guide

If you are an IndusInd Bank InterMiles credit cardholder (Odyssey and Voyage), you can convert the reward points earned on your credit card against miles on partner airline services. For both the Odyssey and Voyage Series InterMiles credit cards, 100 reward points is equivalent to 100 InterMiles. You can follow the steps mentioned below the redeem your reward points:

1. Collect a total of at least 500 reward points on the card.
2. Get in touch with IndusInd Bank through the phone banking number 1860 267 7777.
3. Provide your IndusInd Bank credit card number along with your InterMiles membership number.
4. Mention the number of points that you would like to redeem. Please note that the points will be redeemed only in multiples of 100.
5. The points that are redeemed will be automatically added to your InterMiles membership account in the form of miles within 15 working days.

How to Convert IndusInd Credit Card Reward or Savings Points to Cash Credit

IndusInd Bank credit cardholders can consider converting their reward points and/or savings points to cash credit and use the same to adjust their credit card outstanding bills. Each reward points are valued at the rate of Re.1 in cash value. You can follow the steps mentioned below the redeem your reward points for cash credit:

1. Get in touch with IndusInd Bank through the phone banking number 1860 267 7777.
2. Provide your IndusInd Bank credit card number.
3. Place a request for the conversion of the reward points to cash credit.

How to Check IndusInd Credit Card Reward Points?

Follow the steps given below to check IndusInd credit card reward points: 

1. You need to log in to your net banking or mobile banking account and navigate to the ‘Reward Points’ section to view your rewards. 

1. You can also check your monthly credit card statement, which includes reward point details such as balance and expiry date. 

1. Another way is to log in to the IndusInd Bank rewards portal to view and manage your reward points. 

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