YES Bank Add-On credit cards

YES Bank offers add-on credit cards under the primary credit card account that provides multiple benefits including reward points on transactions made and have a shared credit limit with the primary card.  

Updated On - 06 Sep 2025
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What is YES Bank Add-On Credit Card?

YES Bank add-on credit card is a secondary card issued under the primary credit card account. Up to three add-on cards are issued to eligible primary cardholders and are offered to the immediate family members like a spouse, parents, children or siblings. 

The add-on card shares the credit limit of the primary card and earns rewards at the same rate as offered to the primary card. The primary cardholder remains responsible for paying the bills and managing the account, including the usage of the add-on card. 

Features of YES Bank Add-On Credit Card

The features of YES Bank Add-On credit cards are given below:

  1. The add-on cardholders do not need any credit history to get approved for a supplementary credit card.
  2. The rewards offered to add-on cardholders are the same as offered to the primary cardholders.
  3. The add-on cardholders need not worry about bill payment as it is paid by the primary cardholder.
  4. These cards can be used for international transactions only if international transactions are active for primary cards.
  5. No additional documents are required other than the KYC (Know Your Customer) documents.
  6. No additional costs required for add-on credit cards.

Note: Delayed or missed payments will impact the credit score of both the primary as weel as the add-on cardholders.

Eligibility Criteria for YES Bank Add-On Credit Cards 

To apply for YES Bank add-on credit cards, the eligibility criteria that must be fulfilled are given below: 

  1. The add-on cardholder should be at least 18 years of age.
  2. The add-on cardholder should be related to the primary cardholder (parent, spouse, children, or sibling).

Note: YES Private Prime Credit Cardmember are eligible for up to three add-on credit cards under one primary card.

Documents Required for YES Bank Add-On Credit Cards 

The applicants must provide the following documents to apply for YES Bank add-on credit cards:

  1. Identity proof: Voter ID, Aadhar card, etc.
  2. Address proof: Utility bills, Passport, etc.
  3. Duly signed Add-on card application form.
  4. Relevant document to prove the relationship with the primary cardholder.
  5. Photo of the add-on applicant

Note: In case the add-on applicant (wife, student, or retired individual) fails to provide PAN card, then Form 60 will be accepted as address proof. 

How to Apply for YES Bank Add-On Credit Card?

The applicants can apply for YES Bank add-on credit card by the following ways:

  1. Applicants can apply for add-on cards offline by visiting the nearest YES Bank branch with the required documents.
  2. Add-on credit cards can be applied through online mode by visiting the official website.
  3. Applicants can also contact the customer care center by calling 1800 121 4444 and provide them with necessary details, such as the name of the primary card holder, account number, etc.

How to Generate PIN for YES Bank Add-On Credit Card? 

The ways to generate PIN (Personal Identification Number) for YES Bank add-on credit card are given below:

  1. You can contact the YES Bank customer care center and request them to guide you to generate PIN for add-on credit card.
  2. You can also visit your nearest YES Bank ATM to generate PIN for YES Bank add-on credit card.

YES Bank Customer care

You can contact the YES Bank Customer care number 1800 103 6000 (toll free in India) for any credit card related queries.

For queries outside Indian, you can call on the number +91 (22) 50795101.

You can also write your queries and email at yesfirstcc@yesbank.in or nri@yesbank.in (for NRI customers).

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Yes Bank Customer Care/ Complaints

FAQs on YES Bank Add-on Credit Cards

  • What is the minimum age required to avail yourself of a YES Bank add-on credit card?

    The minimum age required to avail yourself of a YES Bank add-on credit card is 18 years.

  • Will I get a separate credit limit for add-on credit card?

    No, you will not get a separate credit limit for YES Bank add-on credit card as the credit limit for add-on credit cards depends on the primary credit card.

  • How can I make YES Bank credit card bill payment?

    You can pay YES Bank credit card bills via Net Banking, NEFT/RTGS/IMPS, cheque payment, cash payment or by giving standing instructions at the bank.

  • Can I earn reward points on YES Bank add-on credit card?

    Yes, you can earn spend-based reward points on YES Bank add-on credit card and the reward rate offered will be same as offered to primary credit card.

  • Do I have to pay any additional charges to avail myself of add-on credit cards?

    No, you do not need to pay any additional charges, such as joining or annual fee for YES Bank add-on credit cards.

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