Tata Neu Plus HDFC Bank Credit Card

The Tata Neu HDFC Bank credit card offered by HDFC Bank in collaboration with Tata Neu is designed to enhance the customer’s shopping experience. This credit card is available in two variants: Tata Neu Infinity HDFC Bank Credit Card and Tata Neu Plus HDFC Bank Credit Card, both of which can be availed through the Tata Neu app. With this credit card, the user earns NeuCoins on a wide range of transactions and get various travel and lifestyle benefits.  

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Features of Tata Neu Plus Credit Card

The main features of the Tata Neu Plus HDFC Bank Credit Card are mentioned  below:

  1. Zero Joining Fee: As a limited-period offer, both the variants of Tata Neu credit cards are offered at a zero-joining fee. 
  1. Welcome benefit: Get a welcome benefit of 499 NeuCoins with Tata NeuCard Plus on completing the first transaction within 30 days of card activation. 
  1. Rewards: With Plus credit card, get up to 7% NeuCoins which is inclusive of 5% NeuCoins with NeuPass membership on selected categories. You also earn 2% NeuCoins as reward on shopping with Tata partner brands like Croma, Westside, etc. Earn 2% reward points on making bill payment using Tata Neu, 1% NeuCoins on Tata Neu UPI spends and 0.25% NeuCoins on other UPI spends. 
  1. Lounge Benefits: You get up to 4 domestic lounge access in a year, one every quarter, with NeuCard Plus. Do note that you will have to make transactions worth Rs.50,000 in a calendar quarter to avail yourself of the domestic lounge benefits.  
  1. Fuel Surcharge Waiver: Get a 1% fuel surcharge waiver at all fuel stations across India, applicable on transactions between Rs.400 and Rs.5,000. The maximum waiver you can get is Rs.250 per statement cycle. 
  1. Waiver on Renewal Fees: Get your renewal fees waived off on spending Rs. 1 lakh or more in the previous year. 
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Eligibility Criteria for Tata Neu Plus HDFC Bank Credit Card

The eligibility criteria that must be met to apply for the credit card are mentioned below: 

  1. The applicant should be an existing HDFC bank customer. 
  1. The age requirement for applicants is 18 to 65 years. 
  1. The salaried applicant should have a monthly income of Rs.25,000 or more. 
  1. For the self-employed, a minimum annual Income Tax Return (ITR) of Rs.6 lakhs is required. 
  1. The Tata Neu HDFC Bank Credit Card will share the credit limit with the applicant’s existing HDFC Bank Credit Card. 

Documents required to apply for Tata Neu Plus HDFC Bank Credit Card

The below-listed documents are required to apply for Tata Neu Plus credit card: 

  1. Valid ID proof: Aadhaar card, Voter ID, etc. 
  1. Address proof: Aadhaar card, Voter ID, Driving Licence, etc. 
  1. PAN card. 
  1. Multiple copies of passport-sized photographs. 

How to Apply for a Tata Neu Plus HDFC Bank Credit Card

Follow the steps given below to apply for Tata Neu Plus HDFC Bank credit card: 

Step 1: You need to download the Tata Neu application. 

Step 2: Login on the Tata Neu app and navigate to the ‘Finance’ section. 

Step 3: Click on the option ‘Credit Cards’. 

Step 4: Enter all the details in the Tata Neu credit card application form. 

Step 5: Submit the application form. 

Step 6: You will get your Tata Neu credit card once the verification process is complete. 

You must complete your Tata Neu HDFC Bank Credit Card application within 10 days of initiating it. 

Fees and Charges for Tata Neu Plus HDFC Bank Credit Card

The fees that are levied for the Tata Neu Plus HDFC Bank Credit Card are mentioned below:

Joining Fee

Rs.499 plus taxes.

Add-on card Fee

Free

Renewal Fee

Rs.499 plus taxes. In case Rs.1 lakh and above is spent before the renewal date, the renewal fee need not be paid.

Cash Processing Fee

Rs.100

Balance Transfer Processing Charges

1% of the amount of Rs.250 (whichever is higher)

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NeuCoins Redemption

You can use the NeuCoins on the Tata Neu website/app for purchases on brands such as:

  1. Qmin
  2. TATA 1MG
  3. AirAsia India
  4. Hotel purcahses/bookings on IHCL
  5. TATA CLiQ Luxury
  6. Westside
  7. Croma
  8. TATA CLiQ
  9. Bigbasket

The NeuCoins that are available and that have been accumulated will be mentioned on the monthly statement.

NeuCoins Validity

Your NeuCoins will expire 365 days after your last transaction where you either earned or used any NeuCoins. For any special promotional NeuCoins, their specific expiry date will be clearly stated when they are issued. 

FAQs for Tata Neu Plus HDFC Bank Credit Card

  • What should I do in case my Tata Neu Plus HDFC Bank Credit Card is lost or stolen?

    In case your Tata Neu Plus HDFC Bank Credit Card is lost or stolen you will need to contact the bank's customer care number on 1800 202 6161 or block the card via net banking.

  • In case there is a transaction dispute, can I report the same online?

    Yes, you can report a transaction dispute on the bank's official website.

  • On what spends will I not get NeuCoins?

    NeuCoins will not be provided on Smart EMI, card fees payments, clearing outstanding balance, cash advances, voucher purchase, and fuel spends. 

  • How much is the minimum age criteria to apply for a Tata Neu Plus credit card?

    The minimum age criteria to apply for a Tata Neu Plus credit card is 18 years. 

  • Does the Tata Neu Plus credit card offer lounge access benefits?

    Yes, you get up to four complimentary lounge access with the Tata Neu Plus credit card. 

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