SimplyCLICK Advantage SBI Credit Card

Welcome Gift

Apply for SimplyCLICK Advantage SBI Card and avail an e-gift Amazon voucher worth Rs.500.

Reward Points

Earn 10x Rewards on all your online purchases with partner stores such as Cleartrip, Bookmyshow, EazyDiner, Netmeds, Apollo 24/7 and Lenskart etc. Enjoy 5x Rewards on all your other online spends. For every Rs.100 you spend using this card, you will get 1 Reward Point.

Fuel Surcharge

Get 1% fuel surcharge waiver with your credit card.

Rewards

Spend Rs.1 Lakh or Rs.2 Lakh annually on online purchases to earn e-voucher worth Rs.2,000.

Reversal of Annual Fee

Spend Rs.1 Lakh annually to get your annual fee worth Rs.499 reversed.

Internationally Accepted

SimplyCLICK Advantage SBI Card is accepted all over world by more than 24 million merchant outlets

Easy Cash

Use this card to withdraw cash from more than a million Visa/MasterCard ATMs.

Add-on Cards

With this card you can avail add-on cards for your immediate family members.

Railway Ticket Booking

Use this card to book railway tickets online on the IRCTC website.

Utility Bill Payments

This card helps you pay your utility bills online and on time through its Easy Bill Pay Facility.

Balance Transfer Facility

This facility allows you to transfer your other banks' credit cards balance to your SimplyCLICK Advantage SBI card at low interest rates.

24x7 Customer Service

If you need any help with your SimplyCLICK Advantage SBI Card, you can contact on the 24x7 SBI Credit Card Customer Care.

Flexi Pay

You can choose to convert your transactions into monthly instalments. To do so, you have to make purchases worth Rs.2,500 or more using this card and initiate the Flexipay service within 30 days of the transaction

Easy Money

Using this facility, SimplyCLICK Advantage SBI Card holders can get a cheque or draft against their cash limit delivered to their addresses.

Annual Fee

Rs.499

Renewal fee

Rs.499. It will be reversed if the annual spends is Rs.1 Lakh or more.

Add-on Card Fee

NIL

Interest free credit period

20 to 50 days

Finance charge

2.5% every month

Limit on Cash Advance

Up to 80% of the credit limit (Maximum Rs.12,000 each day)

Minimum amount due

5% of the outstanding balance

Cash Advance fee

1. SBI ATM or Other ATM - 2.5% of the amount transacted (Minimum - Rs.300)
2. International ATMs - 3% of the amount transacted (Minimum - Rs.300)

Finance Charge on Cash Advance

2.5% every month

Cheque pick up fee

Rs.90

Payment Dishonour Fee

2% of the payment amount (Minimum - Rs.350)

Charge slip retrieval fee

Rs.225 for each charge slip

Statement retrieval fee

Rs.100 for each statement (in case the statement is a minimum of 2 months old)

Overlimit fee

2.5% of the overlimit amount (Minimum - Rs.500)

Late payment fee

1. Total amount due Rs.0 to Rs.200 - NIL
2. Rs.201 to Rs.500 - Rs.100
3. Rs.501 to Rs.1,000 - Rs.400
4. Rs.1,001 to Rs.10,000 - Rs.600
5. Rs.10,001 to Rs.25,000 - Rs.800
6. Rs.25,001 and above - Rs.950

Emergency card replacement fee (when out of India)

Actual cost of the card (Minimum $175)

Card replacement fee

Rs.100

Fee for redemption of rewards

Rs.99

Fee for transaction in foreign currency

Conversion mark up - 3.5%

Surcharge on railway tickets purchased at railway counters

Rs.30 plus 2.5% of the amount transacted

Fee for cash payment

Rs.100

Maximum fuel surcharge waiver

Rs.100 per statement cycle for each credit card account

Surcharge on railway tickets purchased on the website of IRCTC

1.8% of the amount transacted plus service charge