The SBI Card Pulse launched by one of the largest banks in the country, the State Bank of India (SBI) is a fitness focused credit card, specifically designed for those who follow an active lifestyle. The card can be availed at an annual fee of Rs.1,499 and it offers health and wellness benefits, spend-based reward points, annual fee waiver facility and many other benefits.
The features and benefits offered by SBI Pulse credit card are mentioned below:
The fees and charges applicable on SBI Pulse credit cards are given below:
Fee Type | Charge |
Annual Fee | Rs.1,499 + taxes |
Renewal Fee | Rs. 1,499 + taxes |
Add-on Fee | Nil |
Cash Advance Fee | 2.5% of the amount withdrawn or Rs.500 (Domestic and international ATMs) |
Finance Charges | 3.75% per month or 45% per annum |
Payment dishonor fee | 2% of the payment amount; minimum of Rs.450 |
Statement request | Rs.100 per statement (more than 2 months old) |
Cash payment fee | Rs.199 to Rs.250 |
Late payment |
|
Cheque payment fee | Rs.100 |
Over limit fee | 2.5% of the over limit amount; minimum of Rs.600 |
Rewards redemption fee | Rs.99 |
Foreign currency transaction | 3.50% |
The general eligibility criteria for SBI credit cards are mentioned below:
Note: For details about the eligibility criteria for the SBI Pulse credit card, reach out to the bank.
The following documents are required for SBI Pulse Card:
The SBI Pulse Card gives its customers the facility to convert the outstanding balance into easy EMIs at a low rate of interest. To avail of this service, the customer is required to log onto sbicard.com with a valid username and password.
Follow the steps mentioned below to avail the Balance Transfer on EMI facility:
Alternatively, you can call up the SBI card helpline at 39 02 02 02 (prefix local STD code) /1860 180 1290 (from BSNL/MTNL lines) and make a request to avail the 'Balance Transfer on EMI' facility. You can also send an SMS BTEMI to 56767 from the registered mobile number.
The SBI Pulse Card gives its customers the 'Flexipay' facility. The 'Flexipay' facility allows the user to convert transactions worth Rs.2,500 or more into easy monthly installments. To avail of this service, the customer is required to log into sbicard.com and convert the transaction into 'Flexipay' within 30 days of purchase.
Follow the steps mentioned below to avail the Flexipay facility:
Alternatively, you can call up the SBI card helpline at 39 02 02 02 (prefix local STD code) /1860 180 1290 (from BSNL/MTNL lines) and make a request to avail the 'Flexipay' facility. You can also send an SMS FP to 56767 from the registered mobile number.
No, the add-on card holder cannot avail the Flexipay facility.
Yes, the contactless payment mode allows payment up to Rs.5,000 for a single transaction only. For payments above Rs.5,000, the customer has to swipe the credit card.
Yes, you can repay the amount before the EMI tenure ends. However, a charge of 1.70% per month for a tenure of 180 days and 0% for 60 days on the outstanding principal + GST will be applicable.
No, the add-on card holder cannot apply for the 'Easy Money' service.
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