RBL Bank Icon Credit Card

The RBL Bank Icon Credit Card is designed to complement an individual’s lifestyle. It gives maximum benefits and discounts when used during weekends. The joining fee of the card is Rs.5,000.

In addition, customers can avail these complimentary services:

  1. Lounge access
  2. Gifts and cashback
  3. Discounts on services
  4. Concierge services
  5. Gold privileges
  6. Entertainment offers
  7. Milestone benefits (for accomplishing the annual spends)
Updated On - 06 Sep 2025
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Features and Benefits of RBL Bank Icon Credit Card

The features and benefits of RBL Bank Icon credit card are mentioned below:

  1. Offers movie tickets (1+1) worth up to Rs.200 on BookMyShow twice a month.
  2. This offer can be availed under the Offers/Discounts section at the BookMyShow website or mobile app by selecting RBL Bank Buy 1 Get 1 Offer.
  3. Offers two complimentary domestic airport lounges access every quarter.
  4. Cardholders can access over 1,400 international airports using this card and each visit will cost 35 USD.
  5. Offers concierge services, such as:
  6. Flower and Gift Delivery Assistance
  7. Business Services
  8. Dining Referral and Reservation Assistance
  9. Hotel Referral and Reservation Assistance
  10. Fitness Centre, Spa, and Sports Centre Information and Referral Assistance
  11. Car Rental and Limousine Referral and Reservation Assistance
  12. Golf Course Referral and Reservation Assistance
  13. Special Events and Performance Assistance
  14. Offers golf course access and complimentary golf rounds with discount on green fees.
  15. Offers access to global iconic events such as special awards nights, Formula 1 races, and other exclusive sports events.
  16. Provides fuel surcharge waiver on fuel transactions between Rs.500 and Rs.4000 at all fuel stations (maximum waiver offered is up to Rs.200 per month).
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Rewards of RBL Bank Icon Credit Card

The rewards offered by the RBL bank on the Icon Credit Card are amazing. The earned reward points can be redeemed for shopping vouchers, hotel stays, air travel, etc.

The cardholder can earn a maximum of 2,000 reward points every month, especially on weekend dining and international spends. The reward program includes the following:

  1. The card offers welcome benefit of 20,000 bonus reward points which will be credited to the cardholder’s account within two months of card issuance.
  2. It offers 2 reward points for every Rs.100 that you spend.
  3. It offers 20 reward points for every Rs.100 that you spend on international and weekend dining.
  4. It offers 10,000 reward points if you spend Rs.3 lakh in a year.
  5. It offers an extra 15,000 reward points if you spend Rs.5 lakh in a year.
  6. It offers an additional 20,000 reward points if you spend Rs.8 lakh in a year.

Note that within 45 days of crossing the milestone benefit, the cardholder will receive the milestone benefit reward points.

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Fees and Charges of RBL Bank Icon Credit Card

Particulars

Charge

Annual Fee

Rs.5000 plus GST (Goods and Services Tax)

Reward redemption fee

Rs.99 plus GST 

Finance charges (Retail and Cash)

APR up to 3.99% p.m. (47.88% p.a.)

Cash Advance Transaction fee

2.5% (min Rs.500) of the cash amount

Over Limit Fee

Nil as of 2 August 2024

Cash Payment at branches

Rs.100 cash deposit transaction at RBL Bank branch

Surcharge on Purchase / Cancellation of Railway Tickets

IRCTC Service charges and Payment Gateway. Transaction charge [Up to 1.8% of (ticket amount +IRCTC service charge)]

Fuel Transaction Charge for transaction made at petrol pumps to purchase fuel

1% Surcharge on Fuel transaction value or Rs.10, whichever is higher

Foreign Currency Transaction

Up to 3.5%

Documents For RBL Bank Icon Credit Card

The mandatory documents required for applying the RBL Bank Icon credit card are as follows:

  1. A copy of the ID proof (PAN card or Aadhar card or Driving Licence).
  2. A copy of the address proof (electricity bill or rent agreement or passport).
  3. A copy of the salary slips for the last three months or bank statements
  4. A passport size photograph.
  5. Form 16 for salaried individuals 

How to Apply for RBL Bank Icon Credit Card Online?

The process to apply for the RBL Icon Credit Card is simple and quick. The steps are explained below:

  1. Step 1: Go to the official website of RBL Bank. (https://www.rblbank.com/product/credit-cards/rbl-bank-icon-card)
  2. Step 2: From the menu, click on Personal > Credit Cards > choose RBL Icon Credit Card.
  3. Step 3: The webpage redirects to the detailed page of the Icon Credit Card, which upon scrolling shows an option ‘Apply Now’. Click on it.
  4. Step 4: An alert message pops up, saying that it is going to redirect to a new webpage. Click ‘Proceed’.
  5. Step 5: The personal details are to be entered next. Enter the city name, gender, date of birth, first and last name, contact number, and email address.
  6. Step 6: Click on ‘Get OTP’ to get the One Time Password (OTP). 
  7. Step 7: Similarly, the work details have to be entered. This includes the organization, salary or annual income, and other essential information.
  8. Step 8: Once that is done and the information is approved, the approval is instant.
  9. Step 9: Click on the Check boxes.
    1. Step 10: Click on ‘Submit’
  10. Step 11: Once that is done and the information is approved, the approval is instant. 

FAQs on RBL Bank Icon Credit Card

  • How to maximize the benefits of this credit card?

    The benefits can be maximized if you use the card for international expenses, use the card whenever you dine, utilize the complimentary golf benefits, or use the card most during weekends.

  • When is this card useful?

    The RBL bank Icon credit card is useful only for people who are looking for a better reward plan with added benefits. Also, if the lifestyle calls for it and if you are ready to pay the additional charges that come with it, it is certainly worth it.

  • Is there a credit card that offers cashback on movie tickets?

    No, the RBL Bank Icon credit card does not offer cashback but provides 1+1 offer on movie tickets booked from BookMyShow twice a month.

  • How does the overseas transaction work on this card?

    For every international transaction, the card charges 3.5% of the transaction amount. If the international transaction is other than the US currency, then the total transaction amount will be first converted to US dollars and then the 3.5% FTF (Foreign Transaction Fee) will be charged.

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