LIC Signature Credit Card

Fees & Charges of LIC Signature Credit Card

Type of Charge	Amount
Annual Fee	NIL
Interest-free Credit Period	Up to 50 days
Finance Charge	3.25% per month
Add-on Card Joining Fees / Annual Fees	NIL
Cash withdrawal Fee	2.5% of the cash limit / A minimum of Rs.250.
Duplicate Statement Fee	Waived off
Card replacement Fees	Waived off
Fuel Transaction Surcharge	Waived off
Late Payment Fee	If the outstanding payment is Rs.300 - Nil Between Rs.301 and Rs.500 - Rs.100 Between Rs.501 and Rs.1,000 - Rs.500 Between Rs.1,001 and Rs.10,000 - Rs.750 Between Rs.10,001 and Rs.25,000 - Rs.950 Between Rs.25,001 and Rs.50,000 - Rs.1,000 More than Rs.50,000 - Rs.1,200
Copy Request Fee / Charge slip Retrieval Fee	Waived off
Cheque return / dishonor Fee	Rs. 300
Balance Enquiry Charges	Waived off
Transaction Alert Charges	Waived
Dial-an-EMI: Interest rates	1.5% for 3, 6, 12 and 24 months Processing fee - 1.5% or Rs. 150, whichever is higher
Copy Request Fee	Waived off
PlusPoint Redemption Fee	Rs. 30 / request
Foreign Currency Transaction Fee	3.50% of the transaction amount

LIC Signature Credit Card Eligibility Criteria

The applicant for a Signature Credit card should furnish a net income of Rs. 15 lakh or above, per annum. The LIC Signature card can be procured at twenty-eight cities in India.

Documents required for LIC Signature Credit Card

The applicant's pay slip showing a gross salary of Rs. 1,25,000 should be furnished to LIC.

Credit cards make payments easy for all expenses online and offline while offering various benefits

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FAQs on LIC Signature Credit Card

• What is the type of purchases that can be made using a LIC Signature credit card?

  A Signature credit card can be used to book travel and movie tickets, make online transactions, retail purchases, and also make reservations for services.

• Can LIC Signature credit card applicants track the status of their card applications online?

  Yes, customers can track the status of their Signature card application on the LIC card website, by just entering their application ID.

• Is the e-statement facility available to Signature credit card customers?

  Yes, customers can get e-statements from the LIC card site, by entering certain details like the credit card number, card holder's name, the date of birth and the card validity date.

• What are the different offline payment options for LIC Signature Credit Card customers?

  These offline services can be used by LIC Signature Credit Card holders - Draft, Cheque and Cash Payments

• What are the different online payment options for LIC Signature Credit Card customers?

  These online services can be used by LIC Signature Credit Card holders - Visa Money Transfer, NEFT Payment and  Online payments from other Bank Accounts