IndusInd Bank Platinum Aura Credit Card

The IndusInd Bank Platinum Aura Credit Card offers lifestyle benefits. It comes with comprehensive insurance benefits, 24x7 concierge service, flexible reward plans, and fuel charge waiver.

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Features and Benefits of IndusInd Bank Platinum Aura Credit Card

Welcome Benefits

  1. You get EazyDiner vouchers as a welcome gift.
  2. You also get vouchers from Vero Moda and Bata.

Fuel benefits:

  1. Get 1% waiver on fuel surcharge when you use the credit card to buy fuel.

Reward point benefits:

  1. You get up to 4X reward points for every Rs.100 you spend on partner merchant categories.

Travel benefits:

Spend Category

Savings points on Rs.100 spent

Hotel expenses

4 savings points

Airline tickets

2.5 savings points

Car rental expenses

1.5 savings points

Rail tickets

1.5 savings points

All other spends

0.5 savings points

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Insurance benefits:

Insurance Cover

Sum Assured

Lost baggage

Rs.1 lakh

Delayed baggage

Rs.25,000

Loss of passport

Rs.50,000

Lost ticket

Rs.25,000

Missed connection

Rs.25,000

Air Accident Cover

Rs.25 lakh

Platinum Aura Shop Plan:

Spend Categories

Savings points on Rs.100 spent

Shopping in departmental stores

4 savings points

Purchase of consumer durables or electronic items

2 savings points

Restaurant bills

1.5 savings points

Books

1.5 savings points

All other spends on your card

0.5 savings points

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Platinum Aura Home Plan:

Spend Categories

Savings points on Rs.100 spent

Grocery shopping

4 savings points

Cellphone bills

2.5 savings points

Electricity bills

2.5 savings points

Insurance premium

1.5 savings points

Medical spends

1.5 savings points

All other spends

0.5 savings points

Platinum Aura Party Plan:

Spend Categories

Savings points on Rs.100 spent

Restaurant bills

4 savings points

Shopping in departmental stores

2 savings points

Payments in bars and pubs

2 savings points

Movie tickets

1.5 savings points

All other spends

0.5 savings points

Fees and Charges of IndusInd Bank Platinum Aura Credit Card

Type of Charge

Amount

Joining Fees

Rs. 500

Annual Fee

N/A

Annual Interest Rate

46%

Savings Plan Change

Rs.250

Charge for Add-on Card

Nil

Overlimit Charges

2.5% of the overlimit amount subjected to a minimum of Rs.500

Cash Advance Charges

2.5% of the advance amount subject to a minimum of Rs.300.

Returned Cheque

Rs.250

Late Payment Charges

  1. If outstanding balance is up to Rs.100 - Nil
  2. Between Rs.101 and Rs.500 - Rs.100
  3. Between Rs.501 and Rs.1,000 - Rs.350
  4. Between Rs.1,001 and Rs.10,000 - Rs.550
  5. Between Rs.Rs.10,001 - Rs.25,000 - Rs.800
  6. Between Rs.Rs.25,001 and Rs.50,000 - Rs.1,100
  7. Above Rs.50,000 - Rs.1,300
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FAQs on IndusInd Bank Platinum Aura Credit Card

  • Does the IndusInd Bank Platinum Aura Credit Card come with Lost Key assistance?

    If you do forget your keys in your car or even misplace them, Platinum Aura Auto Assist will arrange for a locksmith to make a new key or open your car.

  • Who should I call to apply for the IndusInd Bank Platinum Aura Credit Card?

    You can call IndusInd credit card customer care number at 1860 267 7777 and apply for the IndusInd Bank Platinum Aura Credit Card.

  • What do I get under the EazyDiner programme?

    EazyDiner offers table reservation in top 2,000 restaurants across 9 cities in India with a guaranteed meal offer.

  • What are the options available for redeeming my reward points?

    You can redeem your rewards points against any of the reward redemption options like IndusMoments, Airline miles on Intermiles, Airline miles on Vistara, and cash credit.

  • What is the Platinum Aura Party Plan?

    The Platinum Aura Party Plan is a unique feature under the IndusInd Bank Platinum Aura Credit Card Rewards Programme.

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