ICICI Bank Coral Credit Card

Offers on movie tickets

1. A discount of 25% is offered on booking movie tickets with BookMyShow and Inox.
2. One can obtain up to 2 complimentary tickets worth Rs.400 every month
3. Tickets are handed out based on the availability.

ICICI Culinary Treats Programme

1. Cardholders can receive at least a discount of 15% while dining at over 2,500 restaurants across 12 cities in our country.

Exclusive access to Airport and Railway lounges

1. Every quarter the credit cards allows a user to gain one complimentary access to select domestic airport lounges or railway lounges.
2. The complimentary lounge access can be availed only by the main cardholder.

Secured transactions

1. The Coral Credit Card is modelled with a microchip which acts as an added protection against malicious use of the card.
2. A user is required to enter the Personal Identification Number (PIN) for transactions on card swipe machines.
3. In case of online purchases, one does not need to enter the PIN.
4. In order to avail 3D Secure, a cardholder must register their card through the official ICICI bank website.

Waiver on fuel surcharges

1. A user of the Coral Credit Card can get a waiver of 1% on fuel surcharges. This can be availed at HPCL outlets for a maximum transaction of Rs.4,000.
2. The waiver is applicable on card payments made through ICICI Merchant Services’ card swipe machines.

Savings on ICICI Bank Coral Credit Card

The table given below shows the estimated amount of savings that a cardholder can earn in a year:

Fees and Charges linked to the ICICI Bank Coral Credit Card

The following table indicates the fees that are associated with the credit card:

How to Apply for an ICICI Bank Coral Credit Card

The steps to apply for an ICICI Bank Coral Credit Card are mentioned below:

Step 1: Visit the official website of ICICI Bank.

Step 2: Click on the 'Cards' tab on the homepage.

Step 3: Click on the 'Credit Cards' option.

Step 4: Choose ICICI Coral Credit Card from the list of cards mentioned.

Step 5: Click on the 'Apply now' option.

Step 6: Fill in your details in the application form.

Eligibility and Documentation Required to Avail ICICI Bank Coral Credit Card

1. The primary card holder must be above 23 years of age.
2. The supplementary cardholder must be above 18 years of age.
3. The applicant must submit their Permanent Account Number along with an identity proof and address proof.
4. The net income of the primary cardholder must be above Rs.5 lakh.

How to Redeem ICICI Bank Coral Credit Card Rewards

1. Gifts - After accumulating reward points, you can check your balance by logging into your account on the ICICI Bank website. There is an option to redeem your points. You will be directed to the PAYBACK website where you can choose from a range of products according to the points you have.
2. Shopping - PAYBACK has partnered with stores like Big Bazaar, Central, Pantaloons, and others. Ask to use your PAYBACK points and swipe your PAYBACK card to redeem your points.
3. Shopping online - You can shop online at any of the partnered websites like makemytrip.com, bookmyshow.com and more. Under payment option, select 'PAYBACK points' and enter your details to redeem your points.
4. Cash - You can redeem your points for cash equivalent to Rs. 0.25 per point. Call the dedicated PAYBACK number and the amount will be credited to your credit card account within 7 working days. Cash back can be used to pay off outstanding balances, thus reducing your total amount due.

Credit cards make payments easy for all expenses online and offline while offering various benefits

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