HDFC Pixel Play Credit Card
HDFC Bank has introduced two digital credit cards, PIXEL Play and PIXEL Go. Both cards can be availed and managed entirely through the PayZapp app. These HDFC PIXEL cards offer cashback benefits, with PIXEL Play cardholders enjoying additional options to customise their cashback categories, card design, and preferred billing cycle date.
HDFC PIXEL Play Credit Card is a digital card that allows you to manage cashback points, card controls and transactions, EMI dashboard, credit statements, repayments, and all other card services through the all-in-one PayZapp app. HDFC PIXEL Play Credit Card provides cashback in the form of CashPoints. The HDFC Bank PIXEL Go Credit Card is an entry-level card offering a base cashback rate of 1% on all spends. In contrast, the HDFC Bank PIXEL Play Credit Card offers a higher value-back of up to 5% cashback.
The PIXEL Play Credit Card also features a unique customisation facility, allowing you to select spending categories and corresponding brands for accelerated cashback based on your spending habits and brand preferences. The CashPoints earned with these HDFC credit cards can be redeemed as PayZapp CashPoints balance at a 1:1 ratio, which can be used for bill payments, recharges, and shopping for vouchers from over 100 brands.
Key Highlights of HDFC Bank PIXEL Play Credit Card
Annual Fee | Rs. 500 |
E-commerce Cashback | Get a 3% cashback on one e-commerce merchant (Amazon, Flipkart, or PayZapp) |
Two pack Cashback | Get a 5% cash back on any two packs:
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Annual Fee Waiver | On Rs. 1 lakh annual card spends |
Cashback Rate | Up to 5% cashback on select brands & 1% base rate |
Dining Benefits | Up to 25% off via Swiggy Dineout |
HDFC Bank PIXEL Play Credit Card Features & Benefits
Experience the first all-digital credit card with HDFC PIXEL Play, designed to tailor benefits to your lifestyle.
- Seamless Digital Onboarding: Enjoy a smooth digital onboarding process via the PayZapp app and receive an instant digital credit card.
- Customise Your Card: Choose your preferred merchants to earn cashback, select your card design, and pick your preferred billing cycle date.
- All-in-One App: Manage your HDFC PIXEL Play credit card through the PayZapp app. Access features like Card Controls, Rewards, EMI Dashboard, Statements, Repayments, Recent Transactions, Disputes, Hotlisting, Help Center, Notifications, and more.
Rewards on HDFC PIXEL Play Credit Card
Get a 5% cash back on any two packs:
- Dining & Entertainment: BookMyShow & Zomato
- Travel: MakeMyTrip & Uber
- Grocery: Blinkit & Reliance Smart Bazaar
- Electronics: Croma & Reliance Digital
- Fashion: Nykaa & Myntra
Get a 3% cashback on one e-commerce merchant: Choose from Amazon, Flipkart, or PayZapp.
Get a 1% unlimited cashback: On all other spending.
Pay in Parts
- Instant EMI Conversion: Convert your PIXEL Play Credit Card outstanding balance to EMIs with one click via PayZapp.
- EMI Dashboard: Manage all your live EMIs within the EMI dashboard from PayZapp.
- Flexible Tenures: Choose low-cost and flexible repayment tenures for selected transactions or outstanding balances.
- 100% Digital: No documentation, emails, or calls required. Convert to EMI and manage repayments fully through PayZapp.
Additional Features
- Zero Lost Card Liability: Report a lost PIXEL Play Credit Card immediately to our 24-hour call centre to avoid any liability for fraudulent transactions.
- Interest-free Credit Period: Enjoy up to 50 days of interest-free period from the date of purchase.
- Revolving Credit: Available at a nominal interest rate. Refer to the Fees and Charges section for more details.
- Exclusive Dining Privileges: Save up to 25% on restaurant bills via Swiggy Dineout (inclusive of Restaurant and Swiggy Discounts).
- Pixel CashPoints: Cashback is credited as PIXEL CashPoints, manageable in the PayZapp app. Redeem them for brand vouchers or other purchases within PayZapp. CashPoints are valid for two years from the date of accumulation.
Fuel Surcharge Waiver
- Get a 1% waiver at all fuel stations across India on transactions between Rs. 400 and Rs. 5,000 (maximum waiver of Rs. 250 per statement cycle).
Joining Benefit
- Get a joining fee waiver by spending Rs. 20,000 within 90 days of issuance.
Renewal Waiver
- Spend Rs. 1 lakh or more in the preceding 12 months to waive the renewal membership fee for the next year.
Contactless Payment
- Swipe to Pay: Make quick and secure online payments without an OTP.
- Tap & Pay: Enable contactless payments for fast, convenient, and secure retail transactions.
Statements & Repayments
- View and download digital statements via PayZapp. Check outstanding balances and make repayments using UPI, Debit Card, or Netbanking.
How to Apply
- Download or Update PayZapp: Get the PayZapp app from the Google Play Store or the App Store.
- Apply: Click the 'Apply Now for PIXEL Play' banner on the PayZapp homepage.
Eligibility
For Salaried Individuals
- Age: Minimum 21 years, Maximum 60 years
- Income: Gross monthly income greater than Rs. 25,000
For Self-employed Individuals
- Age: Minimum 21 years, Maximum 65 years
- Income: Annual income as per ITR greater than Rs. 6 lakh
Fees & Charges
Factors | Amount Charged |
Joining Fee | Rs. 500 (waived off on Rs. 20,000 spends within the first 90 days) |
Annual Fee | Rs. 500 (waived on Rs. 1 lakh annual spends) |
Forex Mark-up Fee | 3.5% |
Finance Charges | 3.6% per month, or 43.2% per annum |
Late Payment Charges |
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FAQs on HDFC Pixel Play Credit Card
- What is the annual fee for the HDFC Bank PIXEL Play Credit Card?
The annual fee for the HDFC Bank PIXEL Play Credit Card is Rs. 500. However, this annual fee can be waived if you spend Rs. 20,000 within the first 90 days of issuance.
- How can I earn cashback with the HDFC PIXEL Play Credit Card?
You can earn cashback through various means, like a 5% cashback on any two chosen categories, such as Dining & Entertainment, Travel, Grocery, Electronics, or Fashion. You can receive 3% cashback on transactions made with one e-commerce merchant, including Amazon, Flipkart, or PayZapp. You can also receive a 1% unlimited cashback on all other spending.
- Is there an annual fee waiver for the HDFC PIXEL Play Credit Card?
Yes, the annual fee, which is of Rs. 500, will be waived if you spend Rs. 1 lakh or more on the card within a year.
- Can I customise my HDFC PIXEL Play Credit Card?
Yes, you can customise your card by choosing your preferred merchants for cashback, selecting your card design, and picking your billing cycle date.
- How can I manage my HDFC PIXEL Play Credit Card?
You can manage your HDFC PIXEL Play Credit Card entirely through the PayZapp app. Access features like Card Controls, Rewards, EMI Dashboard, Statements, Repayments, Recent Transactions, Disputes, Hotlisting, and more.
- What are Pixel CashPoints, and how can I redeem them?
Pixel CashPoints are the cashback rewards earned with the HDFC PIXEL Play Credit Card. You can redeem them within the PayZapp app for brand vouchers or other purchases. CashPoints are valid for two years from the date of accumulation.
- Does the HDFC PIXEL Play Credit Card offer any joining benefits?
Yes, you can avail of a joining fee waiver by spending Rs. 20,000 within the first 90 days of issuance of the card.
- Is there a fuel surcharge waiver with the HDFC PIXEL Play Credit Card?
Yes, you can earn a 1% fuel surcharge waiver across India at all fuel stations on transactions between Rs. 400 and Rs. 5,000, with a maximum waiver of Rs. 250 per statement cycle.
- How can I convert my outstanding balance into EMIs with the HDFC PIXEL Play Credit Card?
You can instantly convert your outstanding balance into EMIs with one click through the PayZapp app. The EMI dashboard allows you to manage all your live EMIs conveniently.
- What is the eligibility criteria to apply for the HDFC PIXEL Play Credit Card?
The eligibility criteria to apply for the HDFC PIXEL Play Credit Card for salaried individuals, the minimum age requirement is 21 years and the maximum of 60 years, and the gross monthly income should be greater than Rs. 25,000. For self-employed applicants, the minimum age is 21 years with a maximum of 65 years, and the annual income as per ITR should be greater than Rs. 6 lakh.
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