Bank of Baroda Credit Card Application Status

1. Approved

1. Rejected

How to Check BOB Credit Card Application Status Online?

If you have internet access, knowing the status of your credit card application is just a few clicks away. Mentioned below is a step-to-step guide to check the status online.

Step 1: Visit BOB official website dedicated for cards

Step 2: In the home page, if you scroll down you find 'Track your Card Application'. Then click on the link under that section

Step 3: You will be redirected to 'Track Application Status' page, which prompts for details such as your application number.

Step 4: Enter the details and click on 'Get Details'

In case you are not eligible for the credit card as per the bank's norms, your application will get rejected and you will see the same status. Once your credit card application is rejected, you need to wait 3-6 months to re-apply again. It's always better to call customer care and check the reason for rejection so that you can be a little cautious while applying it next time.

You will receive the 'no records found' option, if the details you entered are incorrect or when the bank hasn’t received your application yet. Re-enter your details with the correct information and also make sure to check the status a week after submitting your application allowing the bank to update the details.

How to Check the Status of BOB Credit Card Application Offline?

If you don't have internet access, you can use the offline channels to check the status of your credit card application.

Customer Care

1. If you're unable to check your Bank of Baroda credit card application status online, you can reach out to their 24×7 helpline at 1800 2665 100 or 1800 2667 100.
2. Have your application reference number ready, as the customer care representative will need it to provide you with the status of your application.
3. It's recommended to call from your registered mobile number, which you provided in your Bank of Baroda credit card application.

Branch Visit

1. Visit the nearest Bank of Baroda branch and speak with a bank official to inquire about your credit card application status.
2. You will need to provide your application number and a valid photo ID to the bank official, who will then assist you with your request and inform you of your application status.

Factors to Consider when Applying for Bank of Baroda Credit Card after Rejection

When reapplying for a Bank of Baroda credit card after a rejection, consider the following factors:

1. Credit Score
   1. Your credit or CIBIL score is crucial in determining your eligibility for a credit card.
   2. It provides insight into your creditworthiness.
   3. Bank of Baroda will check your credit score with the credit bureau.
   4. Any errors in your credit report can impact your score negatively; correct any inaccuracies before reapplying.
   5. Maintaining a good credit history and score improves your chances of approval.
2. Eligibility
   1. Ensure that you meet all the eligibility criteria for a Bank of Baroda credit card.
   2. Applicants should be between 18 years old and 65 years old.
3. Spending Patterns
   1. Credit cards are tailored to suit different spending habits, such as travel or shopping, offering rewards like miles or cashback.
   2. Identify the type of credit card that best matches your spending patterns.
4. Income Status
   1. Owning a credit card can increase expenses, so it's important to manage it responsibly.
   2. Assess whether you genuinely need a new credit card, as having multiple cards can be risky.

Credit cards make payments easy for all expenses online and offline while offering various benefits

Find a Card >>