Axis Bank Privilege Credit Card

1. Activation benefit: On completion of the first transaction within 30 days of card issuance and on joining fees, 12,500 EDGE Reward points will be offered worth Rs.2,500.
2. Milestone benefit: On achieving spending limits of Rs.2.50 lakh in a card anniversary year, an additional 10,000 Edge reward points will be offered to the card holders which is worth Rs.2000.
3. Dining Benefits: Through Axis Bank Dining Delights program with EazyDinner, card holders will receive discounts of Rs.800 and more.
4. Annual Benefit: On spending Rs.5 lakh in the previous card anniversary year, annual fees of Rs.1,500 will be reversed.
5. Airport Lounge Access: This card offers two complimentary airport lounge access to select domestic airports per quarter in a calendar year, on spending Rs.50,000 in past three months
6. EDGE reward points: For every Rs.200 that you spend with the card, you get 10 points. This applies to both domestic and international transactions. The accumulated points can be redeemed for an exclusive list of products. For credit card transactions which are converted into EMI will offer EDGE REWARD points. This reward will not be applicable for transactions, such as utilities, education services, insurance, rent, fuel, and government MCC (Merchant Category Codes).
7. Fuel surcharge waiver: For fuel transactions between Rs.400 and Rs.4,000 with the Axis Bank Privilege credit card at all fuel stations in India, you enjoy a waiver of the fuel surcharge. However, the maximum waiver per month will be Rs.400. Service tax on fuel transactions is non-refundable and no reward is earned on such transactions.
8. Comprehensive insurance: The Privilege Credit Card is accompanied with insurance covers such as purchase protection of Rs.1 lakh and credit shield worth Rs.1 lakh.
   1. Loss of travel documents: Up to $300
   2. Delay in check-in baggage: Up to $300
   3. Loss of check-in baggage: Up to $500

1. Wednesday Delight: These offers can be availed by the cardholders on making transactions using this card on Wednesday. 

1. On booking flights and hotel booking via Goibibo and Makemytrip, the card offers a discount of 15%. 

1. On orders made via Swiggy and Amazon Fresh, the card offers a 10% discount. 

1. On orders at Tira, the card holders will get 10% off, of up to Rs.1000. 

Revised Features and Benefits of Axis Bank Privilege Credit Card

The following is the list of revised features of Axis Bank Privilege credit card which are into effect from 20 June 2025:

1. Movie ticket offer: 

1. Offers ‘Buy-one-get-one-free' on movie tickets with 100% discount on second ticket purchased via District app. 

1. Per month up to Rs.250 discount is offered on movie ticket bookings. 

1. The offer is valid once per month on a minimum purchase of two tickets purchased via District app. 

Steps to redeem the offer: 

1. Download 'District’ app 

1. To select the preferred movie, click on the ‘Movies’ tab. 

1. Select the show timing and seats. 

1. Click on ‘Proceed’. 

1. Click on ‘View all’ in the ‘Offers’ section, on ‘Review your booking’ page. 

1. Select the applicable promo code. 

1. To verify, enter your PRIVILEGE Credit Card details. 

1.  The offer will be applied after successful verification and then you can make payment to book your tickets. 

1. Reward earns and spends based fee waiver calculation 

1. No change to the spend categories and is excluded from earning rewards and spend based fee waiver calculation and the excluded categories are as follows: 

1. Utility & Telecom 

1. Rent 

1. Wallet 

1. Government services 

1. Insurance 

1. Gold & Jewellery 

1. Fuel 

1. Educational services 

1. EDGE REWARD Points 

1. Unredeemed EDGE REWARD Points or EDGE Miles will be forfeited by the bank after 30 days of credit card closure or if the minimum due amount is outstanding for more than 90 days. 

1. It is recommended by the bank to redeem your EDGE REWARD Points or EDGE Miles within 30 days of closure of credit card. 

1. The changes are effective from 1 October 2025. 

Axis Bank Privilege Credit Card Fees and Charges

The fees and charges of Axis Bank Privilege credit card: 

Eligibility to Apply for Axis Bank Privilege Credit Card

To be eligible for the Axis Bank Privilege Credit Card, you need to meet to following criteria

1. You should be between 18 to 70 years of age. For add-on cardholders, they should be over the age of 15 years.
   
2. You are a resident of India.

**The criteria mentioned here are only indicative. Axis Bank reserves the right to decline or approve applications for the card.

Documents Required for Axis Bank Privilege Credit Card

You need to following documents while applying for the Privilege Credit Card

Identity proof: Your PAN card photocopy or Form 60

Income proof: Your latest payslip / IT return copy/ Form 16

Residential proof (any one of the following):

1. Ration Card
2. Passport
3. Landline telephone bill
4. Driving Licence
5. Electricity bill

**This list is only an indicative list. The documents required might vary on a case-to-case basis.

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