Bank of Maharashtra Credit Card

The Bank of Maharashtra is among the major public sector banks in the country and offers a wide variety of products to its customers. Among the range of products, the bank offers various credit cards which comes with a range of features and benefits, and are curated specially to suit the needs of their customers.

Updated On - 06 Sep 2025
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Bank of Maharashtra Credit Card Details

Bank of Maharashtra offers two credit cards to its customers; these SBI co-branded credit cards are:

  1. Bank of Maharashtra - SBI Credit Card - Gold & Others
  2. Bank of Maharashtra SBI Platinum Credit Card

Each of them has its unique features and benefits that can give you the cutting edge advantage with your shopping experience, both in and outside the country.

Bank of Maharashtra Credit Card

Joining Fee

Annual Fee

Bank of Maharashtra SBI Platinum Card

Rs. 2,999

Rs. 2,999

Bank of Maharashtra SBI Card

Rs. 499

Rs. 499

Bank of Maharashtra Credit Card Extended Credit

Bank of Maharashtra Credit Card

Interest Free Credit Period

Finance Charges

Minimum Amount Due

Bank of Maharashtra SBI Platinum Card

20-50 days (applicable only on retail purchases and if previous months outstanding balance is paid in full)

Up to 3.35% p.m. (40.2% p.a.) from the transaction date

5% of Total Outstanding (Min Rs. 200) + GST

Bank of Maharashtra SBI Gold Card

20-50 days (applicable only on retail purchases and if previous months outstanding balance is paid in full)

Up to 3.35% p.m. (40.2% p.a.) from the transaction date

5% of Total Outstanding (Min Rs. 200) + GST

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Bank of Maharashtra Eligibility & Documentation

Eligibility

  1. Card holder should be in the age bracket of 18 years to 70 years.
  2. Should have a fixed monthly income.
  3. Should have a good CIBIL credit score.

Documentation

  1. PAN card
  2. Any one Id proof from; passport number, voter ID, license, PAN Card, UID Aadhar Number.

FAQs on Bank of Maharashtra Credit Card

  • What is the interest-free credit period on these cards?

    The interest-free credit period ranges from 20 to 50 days for both cards.

  • What is the cash advance limit?

    The cash advance limit is up to 80% of the credit limit.

  • Can I avail of balance transfer facility?

    Yes, in order to save yourself money, you can transfer your outstanding amount from the other card to Bank of Maharashtra - SBI cards at lowest interest rates.

  • Can I get an add-on card?

    Yes, you have the option of getting add-on cards for your spouse, children, parents and siblings over the age of 18 to take care of their financial needs.

  • Can I get mobile alerts for my transactions?

    Yes, you can get information regarding your credit card status as text messages on your mobile phones.

  • How to check the status of my application?

    You can check the status of your application by calling the respective bank and providing them with your application number.

  • Do I need to provide my PAN card number or can I provide it later?

    Yes, you will be required to provide your PAN card number.

  • What are the documents required to avail a Bank of Maharashtra Credit Card?

    If you want to opt for a Bank of Maharashtra Credit Card, you have to submit the soft copies of your PAN card, passport, Aadhar card, PIO card, driving licence, ration card, electricity bill, bank account statement, last three months' salary slips, latest form 16, etc.

  • Can I apply for a Bank of Maharashtra credit card offline?

    Yes. You can get a Bank of Maharashtra credit card offline by visiting your home branch and submitting all the required documents to the bank's executive.

  • I have some queries regarding my Bank of Maharashtra credit card application. Whom shall I contact?

    If you have any queries on your Bank of Maharashtra credit card application, you can dial 18601801290 or you can send an email via creditcardcell@mahabank.co.in.

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