Which Bank of Baroda credit cards will give me dining benefits?

You can get dining benefits through reward points with Select and Premier credit cards.

What are the benefits of the Bank of Baroda Prime credit card?

Without submission of income proof, you will get a Prime against an FD of Rs.15,000 and more. With this card, you can get 4 reward points on every Rs.100 that you spend.

Are there any fuel charge benefits with Bank of Baroda Easy Credit Card?

Yes, you will get a waiver of 1% as fuel surcharge on all your fuel transactions between Rs.400 and Rs.5,000. The maximum amount of waiver is Rs.250 per month.

Bank of Baroda Credit Card Reward Points

Bank of Baroda offers its customers credit cards that come with exciting dining and online and in-store shopping benefits. Every time you use a Bank of Baroda Credit Card, you can earn reward points and redeem them.

Updated On - 06 Sep 2025

The bank offers four kinds of credit cards: Easy, Select, Premier and Prime.

BOB Credit Card Reward Points

Type of credit card	Reward points
Easy	5 reward points every time you spend Rs.100 at departmental stores, on groceries, and at the movies 1 reward point for evert Rs.100 spent in other categories 0.5% cashback on payment of credit card bill
Select	5 reward points for every Rs.100 worth transactions made dining, utility bills and online shopping 1 reward point for evert Rs.100 spent in other categories You can earn 1,000 reward points every month
Premier	Earn 10 reward points every time you make a purchase of Rs.100 on dining, and travel, and other international spends. 2 reward point for evert Rs.100 spent in other categories Complimentary access to airport lounge
Prime	Receive PRIME against a fixed deposit of worth Rs.15,000 and more (no income proof required) 1% cashback on all spend

Bank of Baroda credit card holders can earn Loyalty Points for every type of purchase done inclusive of shopping, dining, entertainment, travel bookings and much more. Customers can redeem accrued points for exciting gifts and merchandise from Bank of Baroda. Additionally, bonus points can also be got by customers making purchases with Bank of Baroda credit cards.

How can I earn reward points using Bank of Baroda Credit Cards?

Loyalty or reward points can be got by Bank of Baroda customers according to the type of credit card held by them. The rate at which loyalty points can be earned is given below.

Type of Bank of Baroda Credit Card	Rate at which loyalty points can be earned
BOB Platinum Visa Credit Card	2 Loyalty Point for every Rs. 100 spent.
BOB Signature Visa Credit Card	2 Loyalty Points for every Rs. 100 spent.
BOB Assure Credit Card	1 Loyalty Point for every Rs. 100 spent.
BOB Titanium MasterCard Credit Card	1 Loyalty Point for every Rs. 100 spent.

Bonus Points Redemption Offers

Bank of Baroda credit card customers can get a cashback of 100% when they redeem their bonus points at the rate of 1 Bonus Point for Rs. 0.25. Bonus Points are valid for the entire financial year and can be redeemed within two months after the year closes.

Every Rs. 100 spent on all types of credit card transactions, except fuel transactions and cash withdrawals can earn customers 1 to 2 bonus points.
BOB Titanium, and BOB Assure holders can get 1 bonus point for every Rs. 100 spent.
BOB Signature, BOB Platinum Visa, and BOB Platinum MasterCard holders can get 2 bonus points for every Rs. 100 spent.

How do you redeem Bank of Baroda bonus points?

Bonus Point redemptions can be done with the card holder placing a request at the online BOB portal or by sending an email to crm@bobcards.com. Redemptions can be done with a minimum of 500 bonus points by customers. Cancelled and blocked cards cannot be used for redemptions.

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FAQs on Bank of Baroda Credit Card Reward Points

Which Bank of Baroda credit cards will give me dining benefits?
You can get dining benefits through reward points with Select and Premier credit cards.
What are the benefits of the Bank of Baroda Prime credit card?
Without submission of income proof, you will get a Prime against an FD of Rs.15,000 and more. With this card, you can get 4 reward points on every Rs.100 that you spend.
Are there any fuel charge benefits with Bank of Baroda Easy Credit Card?
Yes, you will get a waiver of 1% as fuel surcharge on all your fuel transactions between Rs.400 and Rs.5,000. The maximum amount of waiver is Rs.250 per month.

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