Benefits of Aadhaar Card

Aadhaar number is a unique number that is issue to every citizen of India. It is a centralized number that is unique to every individual. This card stores an individual's details in a government database. This card has become the government's base for citizen services and public welfare.

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Aadhaar offers easy online verification, thereby eliminating the need of carrying multiple documents as it is a universal document. Here is more information about various benefits of Aadhar Card.

Benefits of Aadhaar for Availing Government Subsidies

Here are some of the programs or benefits that can be availed using Aadhaar:

Healthcare

  1. Janashree Bima Yojana
  1. Aam Aadmi Bima Yojana
  1. Rashtriya Swasthya Bima Yojana

Employment

  1. Indira Awas Yojana
  1. Swarnajayanti Gram Swarozgar Yojana
  1. Prime Minister’s Employment Generation Program

Food and Nutrition

  1. Public Distribution System
  1. Mid Day Meals
  1. Integrated Child Development Scheme
  1. Food Security

Education

  1. Sarva Shiksha Abhiyan (SSA)

Social Security

  1. Indira Gandhi National Old Age Pension Scheme
  1. Janani Suraksha Yojana
  1. Development of Primitive Vulnerable Tribal Groups
  1. Other Benefits of Aadhaar Card
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Benefits of Aadhaar Card for Government Process

An Aadhaar Card is an essential document when it comes to KYC, verification, and identification purposes. Following are the benefits of Aadhaar Card which can be used to speed up government and bureaucratic processes:

Acquisition of Passport

The acquisition of a passport can be a daunting endeavour as it requires plenty of time. Obtaining a passport includes getting an appointment with the authorities, processing your application, dispatching of the passport and police verification checks. It usually takes multiple weeks to complete all processes and avail yourself of a passport, but thanks to the increased uses of an Aadhaar Card, the process of obtaining a passport can be now expedited.

Individuals who wish to obtain a passport can apply for the same online by simply attaching their Aadhaar Card as the only residence and identity proof along with their application.

Opening Bank Accounts

Aadhaar Cards can come in handy when opening a bank account. The document can be used for KYC, identification and verification purposes. Financial institutions and banks consider Aadhaar Cards as valid address and photo ID proof during the time of opening a bank account.

Digital Life Certificate

The 'Jeevan Pramaan for Pensioners' or the Digital Life certificate as it is also called, was initiated by Narendra Modi, the Prime Minister of India. The certificate's aim was to abolish the need for the pensioner to be physically present to receive pension for the continuation of their scheme. Pensioners can now avail pension without having to leave their homes as their details can be digitally accessed by the agency through their Aadhaar Card numbers.

Jan Dhan Yojana

The Jan Dhan Yojna accepts your Aadhaar Card Number as the only document for the opening of a bank account. The scheme is said to offer considerable help to people in remote and rural areas to avail the services offered by banks.

Disbursing Provident Fund

Individuals who link their Aadhaar Card to their Pension Accounts can have their provident fund disbursed directly to their accounts through their PF organisation.

LPG Subsidy

By linking the Aadhaar number to the 17 digit LPG ID, users will be able to avail the LPG subsidy directly in their respective bank accounts.

Importance of Aadhaar Card

Identity Card

The Aadhaar card can be used as an identity card for the Indian citizens. With Aadhaar being connected to other identity cards like PAN, the Aadhaar card has slowly become the sole card accepted all over the country. With an Aadhaar card, you will not be required to register or apply for any other card for any services..

For example, an Aadhaar card can be used as proof of identity, proof of address as well as proof of age when applying for any government service.

In this way, it is a very versatile card, as it can be used for all government related services and programme.

Availing of Subsidies

One of the most important uses of Aadhaar card is that it permits the holder to avail of all government subsidies he/she is eligible for. Since the government already has all the necessary data on a particular individual, they need only produce their Aadhar card in order to avail themselves of the various subsidies or programmes.

The government has so far introduced schemes whereby the Aadhar can be linked to a bank account and LPG connection so individuals can receive their LPG subsidy directly into their bank accounts. This also negates the possibility of the funds being misappropriated or of individuals making fraudulent claims in order to claim benefits.

Ease of Availability

The Aadhaar card is the only government-issued ID that can be used anywhere in the country. An online application for an Aadhaar card is available. This digital version of the physical copy of Aadhaar is known as an e-Aadhaar and may be viewed anywhere, at any time. .

Individuals can always have a duplicate copy of the card as a result of this. Because the Aadhaar can be downloaded onto any device and presented when needed, the chance of an original document being stolen or misplaced is reduced.

Benefits of Aadhaar for Residents

The following are some of the significant benefits of Aadhaar for residents:

  1. One Aadhaar number of a resident ensures no duplicates number in the government database, as it is linked to the biometric information
  2. Aadhaar is extremely portable as it can be kept as a soft copy for easy verification and agents contact the UIDAI database anywhere for authentication.
  3. Aadhaar offers self-service facility such as assuring security for mobile banking and payment through two-factor authentication
  4. The Aadhaar card acts as a universally accepted document used as proof of identity, address, and age.
  5. Enables economically backwards residents of the country to avail themselves of various government schemes using Aadhaar card.
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The Following are Some Other Benefits of having Aadhaar Card

Create Your Ayushman Bharat Health Account (ABHA) using Aadhaar - ABHA is a 14 digit number, which is similar to a bank account number, is used for linking the health records of the patients, authenticating and identifying them by linking it with Aadhaar.

Driving license - Linking Aadhaar with driving license will ensure the prevalence of multiple licenses.

SEBI - Having Aadhaar is useful for those who wish to invest in stock market, as it will now be accepted as a proof of address and identity by Securities and Exchange Board of India.

Mobile number - New mobile numbers require Aadhaar linking and existing mobile subscribers, including both prepaid and postpaid users, need to link their Aadhaar with their mobile number.

Book up to 12 tickets on the IRCTC website in a month by linking Aadhaar - If users get verified with Aadhaar, they can book 12 tickets in a month. While only 8 tickets per month are allowable for users who have not verified themselves using Aadhaar.

Passport in 10 days - Aadhaar number is compulsory to get passport as per the new government rule, and passport will be provided in just ten days. As per the new format, the police verification can be done later.

Voter Card Linking - Linking Aadhaar card with voter ID will prevent an individual from having multiple voter ID cards.

Disclaimer
This article is intended for informational purposes only. For more information please refer the link(s) provided above or visit https://uidai.gov.in/

FAQs on Benefits of Aadhaar Card

  • What is Jan Dhan Yojana, and how is Aadhaar Card related to it?

    Jan Dhan Yojana accepts the Aadhaar Card number as the only document for opening a bank account, which offers considerable help to people in remote and rural areas to avail of the services offered by banks

  • What is the importance of Aadhaar Card in availing subsidies?

    Aadhaar Card permits the holder to avail of all government subsidies they are eligible for. Individuals need to produce their Aadhaar card to avail of various subsidies or programs

  • What is the Digital Life Certificate, and how is it related to Aadhaar Card?

    The Digital Life Certificate is a certificate that pensioners can avail of without having to be physically present by digitally accessing their details through their Aadhaar Card numbers. 

  • What is the benefit of having an e-Aadhaar card?

    An e-Aadhaar card is a digital version of the physical copy of Aadhaar that can be viewed anywhere, at any time, reducing the chance of an original document being stolen or misplaced. 

  • How can Aadhaar Card be used as an identity card?

    Aadhaar Card can be used as proof of identity, proof of address as well as proof of age when applying for any government service. 

  • How can Aadhaar Card help in obtaining a passport?

    Individuals who wish to obtain a passport can apply for the same online by attaching their Aadhaar Card as the only residence and identity proof along with their application

  • How can linking Aadhaar Card to pension accounts help in disbursing provident funds?

    Individuals who link their Aadhaar Card to their Pension Accounts can have their provident fund disbursed directly to their accounts through their PF organization. 

  • How can linking Aadhaar Card to LPG ID benefit users?

    By linking the Aadhaar number to the 17-digit LPG ID, users will be able to avail the LPG subsidy directly in their respective bank accounts. 

  • How does Aadhaar Card help in availing government subsidies?

    Aadhaar Card permits the holder to avail of all government subsidies he/she is eligible for. Individuals need only produce their Aadhaar Card in order to avail of the various subsidies or programs. 

  • How does Aadhaar Card help pensioners receive their pension without being physically present?

    Pensioners can now avail pension without having to leave their homes as their details can be digitally accessed by the agency through their Aadhaar Card numbers, which is called the 'Jeevan Pramaan for Pensioners' or the Digital Life certificate. 

  • Can Aadhaar Card be used for opening bank accounts?

    Yes, Aadhaar Card can be used as a valid address and photo ID proof for opening bank accounts. 

About the Author

Author

Prerna Surana

Prerna Surana is a Finance Content Writer with over three years of experience at Bank Bazaar. She specialises in creating insightful content on Credit Cards, Debit Cards, Taxes, and other BFSI products. Beyond finance, Prerna also writes about non-financial utility products such as Aadhar Card, Voter ID, and Government Certificates.

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