Aditya Birla Sun Life Insurance

Aditya Birla Sun Life Protection Plans

The protection plans offered under Aditya Birla Sun Life Insurance help ensure the financial security of one's family, especially during times of crisis. These protection solution plans offer your family total financial security, therefore, reducing the overall stress.

Aditya Birla Sun Life Savings With Protection Plans:

The savings with protection plans offered under Aditya Birla Sun Life Insurance provide the chance to save money in limited quantities, with the additional benefit of a large cover and tax free returns. These small savings go a long way in protecting one's family's future.

Aditya Birla Sun Life Savings With Health Plans:

Aditya Birla Sun Life Insurance offers three different types of health plans which can be utilised by the insured to insure himself/herself, and also offer coverage for hospitalisation, injuries, and major critical illnesses. With these health plans, one can focus on getting adequate treatment rather than worrying about organising funds.

Aditya Birla Sun Life Child Plans:

Aditya Birla Sunlife Child plans are highly useful insurance policies, wherein the child's future is secured through payments made at important junctions of his/her life. Some plans also offer the option of premium-payment by the company in case the insured doesn't survive the policy tenor.

1. BSLI Vision Star Plan.

Aditya Birla Sun Life Retirement Plans:

The Aditya Birla Sun Life retirement plans are meant to provide steady income for senior citizens who are not working anymore. The plans pay out fixed benefits at policy maturity or retirement, while also paying death benefits as applicable to the particular policy.

1. ABSLI Empower Pension Plan.
2. ABSLI Immediate Annuity Plan.
3. ABSLI Empower Pension- SP Plan.

Aditya Birla Sun Life Wealth With Protection Plans:

1. ABSLI Wealth Max Plan : An insurance plan with investment options that cater towards wealth protection with guaranteed additions and a life cover that is never less than 105% of the total premiums paid.
2. ABSLI Wealth Secure Plan: A life insurance plan that ensures financial management stays perfect through the choice of an investment option and also provides whole life cover.
3. ABSLI Wealth Assure Plan: A life insurance plan that provides the invested fund value upon maturity on survival and death benefit that includes the sum assured as well as fund value.
4. ABSLI Fortune Elite Plan: An insurance plan that allows the customer to choose an investment option to allow for maximum protection of wealth and additionally provides a life cover.
5. ABSLI Wealth Aspire Plan: it is a unit-linked insurance plan that offers multiple policy term options as well as top-up additions. Partial withdrawals can also be made.

Aditya Birla Sun Life Rural Insurance Plans:

1. ABSLI Bima Dhan Sanchay.
2. ABSLI Bima Suraksha Super.
3. ABSLI Bima Kavach Yojana.
4. ABSLI Grameen Jeevan Raksha Plan.

Aditya Birla Sun Life Insurance Group Plans:

1. Group Value Plus Plan: it is a gratuity solution plan that provides a number of plan options based on individual needs.
2. Group Unit Linked Plan: it is a gratuity solution plan that offers 10 investment fund options and added benefits up to 5% of the initial contribution.
3. Group Superannuation Plan: it is an insurance plan providing multiple investment options.
4. Group Asset Assure Plan: it is a non-linked, non-participating plan insurance plan providing flexible premium payment options and multiple benefit options.

Aditya Birla Sun Life Insurance Claims Process:

With the aim of providing policyholders with a hassle-free claims process, has set up an easy-to-understand and detailed claims process. Policyholders can file a claim either online or offline, based on their convenience.

How to File an Online Claim for Aditya Birla Sun Life Insurance

1. Policyholders who wish to file a claim online can intimate the company by sending an email to the Claims Department, mentioning the policy number as well as the policyholder's details such as name, address, date of birth etc.
2. Alternatively, policyholders can also notify Aditya Birla Sun Life Insurance by visiting the website and filling an online claim intimation. On the Aditya Birla Sun Life Insurance homepage, claimants will have to click on the 'Claims' option and select the 'Claims Process' tab, from where they can file an online intimation.
3. Once the claim has been authenticated and verified by the Claims Team, a decision is taken as to whether the claim will be accepted or rejected.
4. Payouts for accepted claims are generated and the beneficiary is sent an intimation as well as the payout.

Offline Claim Process for Aditya Birla Sun Life Insurance

1. Policyholders can visit a Aditya Birla Sun Life Insurance branch or office and file a claim by filling out a Claim Form.
2. The form and relevant documentation would be scrutinized and verified by the Claims Team, following which a decision would be taken.
3. If the claim is accepted, the payout would be generated and released and the beneficiary would be intimated regarding the same.

Aditya Birla Sun Life Claim Settlement Ratio:

Aditya Birla Sun Life Insurance's claim settlement ratio for the past two financial years is given below:

Documents Required for Aditya Birla Sun Life Insurance:

Individuals who wish to purchase a Aditya Birla Sun Life Insurance policy are required to submit a list of documents to verify their identity and personal details. The documentation to be submitted is as follows:

1. Recent passport-sized photograph.
2. Proof of identity: any 1 of the below mentioned documents can be submitted towards proof of identity:
   1. Passport.
   2. Driving licence.
   3. PAN card.
   4. Aadhaar card.
   5. Voter's identity card.
   6. Job card issued by NREGA, signed by a State Government officer.
3. Proof of residence: Any one of the below mentioned documents are to be submitted towards proof of residence.
   1. Property tax or municipal tax receipt.
   2. Bank account or post office account statement.
   3. Rent agreement.
   4. Utility bills (electricity, gas, telephone) not more than 2 months old.
   5. Letter of allotment or accommodation from State or Central government, financial institutions or listed companies.

Checking Aditya Birla Sun Life Insurance Policy Status:

Checking the status of a Aditya Birla Sun Life Insurance policy has been made simpler and more convenient with the company offering policyholders a number of channels. Policyholders can check the status of their life insurance policy through the following methods mentioned below.

Steps to Check Aditya Birla Policy Status Online

Policyholders can check the status of their Aditya Birla Sun Life Insurance policies online by registering on the insurer's homepage.

On registration, policyholders can sign in to their accounts and click on the 'Policy Details' tab from the options listed.

The current status of the policy in question will be displayed onscreen.

Policyholders can also email the insurance company to receive details as to the status of their policies.

Policyholders will have to provide information such as the policyholder's name, date of birth, address, policy number etc. in the email.

How to Check Aditya Birla Policy Status Offline

Policyholders can also call on the toll-free number provided by Aditya Birla Sun Life Insurance to get details on the current status of their life insurance policies. The toll-free number is serviced during working hours from Monday to Friday.

Policyholders will have to provide their name, policy number and additional information for authentication purposes.

Aditya Birla Sun Life Insurance Online Payment:

To make it easier for policyholders to make their premium payments on time and ensure that the payment channel is secure, Aditya Birla Sun Life has introduced online premium payments. Through this channel, policyholders can make their premium payments wherever they are and ensure they do not miss a payment and incur a penalty.

Policyholders who wish to avail of this service can follow the procedure given below:

1. Visit the Aditya Birla Sun Life Insurance website and click on the 'Pay Premium' option under the 'Quick Links' section.
2. Enter the policy number and the insured' date of birth, email address and mobile number and click on 'Submit'.
3. Confirm the amount to be paid as premium and choose a premium payment option.
4. Complete the transaction through the selected payment option.
5. An acknowledgement of the transaction will be displayed on screen, confirming the payment.

Aditya Birla Sun Life Insurance Premium Calculator:

Investing in life insurance is a long term plan for most policyholders, and comes at a significant cost in terms of premium payments. To ensure that policyholders are aware of the amount they would have to pay as premium throughout the policy term, Aditya Birla Sun Life Insurance has designed a premium calculator.

The calculator computes the amount that would have to be paid as premium for a particular policy based on certain factors and variables.

This helps individuals budget and plan for this regular expense, as well as pick policy terms that will suit their financial condition.

The Aditya Birla Sun Life Premium Calculator can be found on the insurer's website and requires the individual to enter certain basic details such as date of birth, gender, desired life cover (in Rupees) and if they are a smoker/no-smoker.

The premium is then calculated based on the information provided.

Aditya Birla Sun Life Insurance Customer Care:

When it comes to insurance, post sales service can make or break the reputation of a company. Having complete understanding of this, Aditya Birla Sun Life has established a dedicated customer support team which is responsible only for assisting policyholder with all their policy related queries and grievances. In an effort to provide maximum convenience to their customers, the insurer has set up not only a special toll free helpline for customers within and outside India, but also set up an email ID where customers can direct all their policy related queries. Customers can also use the branch locator service on the website to find the nearest BSLI branch and meet a customer service team member. In addition to these services, BSLI has also set up a number of self-service options on their website for life insurance policy holders. Customers can easily manage all major aspects of their policy using options on the website such as payment of premiums, update contact details, change premium payment frequency, subscribe to receive e-statements, track their application, find out the claims procedure, subscribe to alerts, and give feedback. There is also on an online chat service where customer can submit their queries and will be offered immediate assistance.