HDFC MoneyBack Debit Card

The MoneyBack Debit Card offered by HDFC Bank comes with several features and benefits. Cashback benefits on grocery, education, insurance, and apparel spends are provided.

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Features of HDFC Money Back Debit Card

The main features of the MoneyBack Debit Card offered by HDFC Bank are mentioned below:

Category

Features

Cashback

Maximum of Rs.250 per month on grocery, education, insurance, and apparel spends.

Welcome Benefit

  1. Welcome voucher is provided once the first transaction has been made.
  2. The first transaction must be at least Rs.500.
  3. You must make the transaction within the first 60 days from the day the card has been issued.

Debit Card EMI

In case of any smartphones, apparel, furniture, and electronics spends above Rs.5,000, the transaction can be converted to EMIs at no additional cost.

Limits

  1. Daily Shopping Limit (Domestic): Rs.3 lakh
  2. Daily ATM Withdrawal Limit (Domestic): Rs.25,000

Security

With the help of encryption technology, the contactless chip card offers additional security.

Contactless Payments

Contactless payments can be made in a convenient and fast manner.

Fire and Burglary Protection

Sum assured of Rs.2 lakh is provided on any items that are purchased using the debit card.

Insurance

  1. Base Personal Accident Death Cover due to Rail/Road/Air: Rs.5 lakh
  2. Accelerated Personal Accident Death Cover: Up to Rs.10 lakh

Eligibility for Hdfc MoneyBack Debit Card

The eligibility criteria that must be met in order to apply for the MoneyBack Debit Card are mentioned below:

  1. NRE and residents can apply for this HDFC debit card.
  2. Resident Indians must have a Current Account, Savings Account, or Salary Account with the bank to apply for the debit card.

Fees and Charges

The below-mentioned fees and charges are levied by the bank on the MoneyBack Debit Card:

Annual Fee

Rs.200 plus taxes

Reissuance/ Replacement Charges

Rs.200 plus taxes

Documents needed for HDFC Money Back Debit Card

The documents that must be submitted when you apply for the MoneyBack Debit Card are mentioned below:

  1. No HDFC Bank Account: You must submit the application form to open an account with the bank. The debit card application will be included in the same form.
  2. With HDFC Bank Account: You must submit the application form at the nearest bank branch. The application form can be downloaded from the bank's official website.
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