Best Debit Cards For Fuel Saving

Fuel is one of the most important components of everyone’s monthly budget. Be it travelling to work, on leisure, routine grocery shopping or anything else, fuel is definitely an indispensable commodity.

Updated On - 06 Sep 2025
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However, unlike other countries, fuel doesn’t exactly come cheap. The going price for a litre of fuel range anywhere from Rs 100 and above per litre, making it an independent yet major expense. Wouldn’t it be great if you could save , even a small percentage, on your monthly fuel expenses? 

Features & Benefits of Fuel Debit Cards

  1. Avoid minimum surcharges on fuel purchases
  2. Get cashback points on money you spent on fuel
  3. It have been designed to fulfill that very purpose, which is, to help you make savings on your fuel bills. 
  4. Fuel debit cards issued by banks in India carry a uniform benefit of providing surcharge on fuel at varying percentages.

Best Debit Cards for Fuel in India

Debit Card For Fuel Saving

There are many leading banks in India which offer fuel debit cards, in association with fuel companies. Among them a few are best performing fuel debit cards are:

  • SBI IOCL Co-Branded Contactless RuPay Debit Card
  • ICICI HPCL Debit Card
  • HDFC EasyShop Debit Card
  • Kotak Mahindra Platinum Debit Card
  • YES Bank EMV Chip Gold Debit Card
  • YES Bank EMV Platinum Debit Card

1. SBI IOCL Co-Branded Contactless RuPay Debit Card

  1. It have been launched by SBI and IOCL. When using the debit cards at IOCL outlets, you can swipe the card to collect reward points.
  2. Daily Cash Withdrawal Limit at ATMs is Rs. 40,000 
  3. Embedded with EMV chip.
  4. Anyone with exisitng/new account are eligible to this sbi debit card.

2. ICICI HPCL Debit Card

This co-branded card with HPCL has been launched by the ICICI Bank keeping in mind your comfort has been taken into consideration throughout design.

Just hand it over at any HPCL pump to avoid paying for fuel. In fact, you may use the card for all of your dining, shopping, and travel needs, giving you complete control over your spending. 

3. HDFC EasyShop Debit Card

One of the several debit cards the bank provides is the HDFC EasyShop Debit Card. When paying for petrol at specific BPCL fuel stations throughout India with their cards, cardholders can additionally save money through Fuel Surcharge Reversal.

Given below are its features: 

  1. In a month, the money you spent on fuel with the EasyShop Debit Card at one of the chosen BPCL Fuel Stations will be returned to you (from the date that you used the card to fill fuel).
  2. In light of the current increase in fuel prices, this feature can be very helpful.
  3. With this feature, you can get monthly benefits worth up to Rs.750.00.  
  4. The EasyShop Debit Card user can be sure to get support from the very effective Visa and MasterCard teams wherever they are in the world.  

4. Kotak Mahindra Platinum Debit Card

A variety of exclusive services are included with your Kotak Platinum Debit Card, so get accustomed to being pampered. Both the VISA and MasterCard versions of this debit card are offered. The following are the important features of this card: 

  1. It offers fuel surcharge waiver of 2.5% on every fuel purchase across the country. 
  2. Both VISA and MasterCard variants are available 
  3. Use your card to pay bills, shop online, and make online payments. 
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5. YES Bank EMV Chip Gold Debit Card

Yes Bank EMV Chip Gold  debit card gives you the freedom to carry your account with you and includes special value-added services and improved functionality.

Given below are its features: 

  1. With this debit card, you are eligible for a waiver on any fuel purchases you make.
  2. You can instantly avoid surcharges of up to 2.5% on fuel purchases by paying using this card at any gas stations across the nation.
  3. The waiver is only valid for transactions involving up to Rs.5,000 in purchases. 
  1. Cash withdrawals are permitted from any ATMs bearing the Maestro, MasterCard, Cirrus, CashTree, and NFS brands by holders of the Yes Bank Gold Debit Card.
  2. The card's purchasing cap has also been raised to Rs.75,000 at any place of business that displays the MasterCard mark.  

6. YES Bank EMV Platinum Debit Card

This Card offers enhanced transaction limits for POS purchases and ATM cash withdrawals, access to the best airport lounges, waiver of fuel surcharges, convenience of cashless online transactions, insurance for card-related transactions, and much more.

Given below are its features: 

  1. When you use this card to buy fuel, you'll get a waiver on all of your transactions.
  2. You are immediately exempt from up to 2.5% of the fuel surcharge at any refuelling station in India. 
  3. In addition to giving you easy access to cash at more than 100,000 ATMs spread throughout India.
  4. The EMV Platinum Debit Card also makes it simple for you to make cashless transactions at more than 8 lakh Point Of Sale terminals. 
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FAQs on Debit Cards For Fuel

  • What are the two variants of SBI IOCL contactless RuPay Debit Card?

    The two variants of SBI IOCL contactless RuPay debit card are Global card and Premium card. 

  • Can I get fuel surcharge waiver in all debit cards?

    No. This facility is provided only in the selected debit cards. 

  • What is the enrollment fee of ICICI HPCL debit card?

    There is no enrollment fee for ICICI HPCL debit card. 

  • What is the benefit of Axis Bank Priority Debit Card?

    Similar to other bank debit cards, the Axis Bank Priority Debit Card offers fuel benefits. It grants a remission of the fuel surcharge at all gas stations. Additionally, it provides 25% cashback on both online and offline (box office) movie purchases. Gain eDge loyalty points for all of your debit card purchases, which may be exchanged for 500 plus offers. 

  • What is the contactless transaction limit provided by HDFC EasyShop Debit Card?

    You can do contactless transaction of up to Rs.5,000 with HDFC EasyShop Debit Card. 

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