Bank of India (BOI) Balance Check Number

Step 1: Make sure your mobile number is registered with Bank of India.

Step 2: Give a missed call to 9015135135.

Step 3: You will receive a message with your account balance shortly after.

How to Activate Bank of India SMS Banking Service to Check Account Balance

Before using the SMS service to find out one's account balance, Bank of India customers have to follow the steps to activate the SMS Banking service:

Customers can activate the SMS banking service either by visiting your local bank branch or through internet banking.

To activate via internet banking:

Step 1: Log in to your Bank of India net banking account using your username and password.

Step 2: Click on the "Request" menu and select the "BTM Mobile Banking" tab.

Step 3: Download the app, fill in the required details, and send an SMS with the text "STAROTP" to +919810558585.

Step 4: You will receive an OTP from the bank.

Step 5: Enter the OTP and your MPIN to complete the activation

How to Check Bank of India Cheque Status and Balance via SMS

Once you’ve activated the SMS service and registered your mobile number, all that the customer has to do is:

✔️  Send BALANCE <4-digit SMS Password> to +919810558585 to check the balance of all your accounts, including BOI debit card accounts.  

If you have multiple accounts:

✔️  Send BAL <SMS Password> <Account Number> to +919810558585.

How to Check Bank of India SMS Banking Password

To check the status of a cheque:

✔️ Send CHQSTS <Your SMS Password> <Cheque Number> to +919810558585.

How to Change Bank of India Password via SMS

To enhance the security of the account and change one's password:

✔️ Send CHGPWD <Old Password> <New Password> to +919810558585.

Once the password is changed, the customer will receive a message from the bank stating that the account password has been changed.

Note: Contact the bank immediately, If you did not request a password change.

How to Check Bank of India Balance via ATM

Bank of India account holders could check their account balance by going to an ATM. The steps are listed below:

Step 1: Insert the ATM card and swipe it.

Step 2: Enter your 4-digit ATM PIN.

Step 3: Select the ‘Balance Inquiry’ option.

Step 4: Your account balance will be displayed on the Screen.

Steps to Check Bank of India Balance via Netbanking

If you're registered for net banking:

1. Visit Bank of India official website
2. Log in using your net banking username and password (the same for mobile and online banking)
3. Once logged in, you can check your account balance, view statements, make payments, and more.

Steps to Check Bank of India Balance via Passbook

You can check your account balance by reviewing your updated passbook,  which consists all debit and credit transactions since your account was opened.

However, you'll need to visit your bank branch to update your passbook regularly. Most customers now prefer checking their balance using more convenient methods like ATMs, net banking, or mobile banking.

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