Bank of Baroda Debit Card - Check Latest Offers and Charges

Bank of Baroda has introduced a variety of PIN and EMV Chip-based debit cards in VISA, MasterCard, and RuPay variations for use in cashless banking.

These debit cards offer convenience in transactions by allowing purchases at merchant outlets and online shopping platforms in addition to cash withdrawals at 6900+ ATMs.

Features and Benefits of Bank of Baroda Debit Card

There are multiple benefits which accompany the Bank of Baroda range of debit cards. Some of the notable benefits are as follows:

  1. Quick and hassle-free access to cash at over 6900 ATMs across the country.
  2. Enjoy shopping to the hilt with high withdrawal and spending limits at merchant locations and online.
  3. High per day transaction/purchase and cash withdrawal limits.
  4. Safe transactions with a PIN or Chip based security verification process.
  5. Make the most of your card by availing a host of exciting deals, offers and discounts meant only for Bank of Baroda debit cardholders.

Types of Bank of Baroda Debit Cards

BOB RuPay Platinum Debit Card

  1. It was launched by Bank of Baroda to enhance the convenience of cashless purchases.
  2. Additionally, the RuPay Debit Card can be used worldwide at ATMs.
  3. Daily withdrawal Limits: Rs.50,000
  4. Purchase Limit: Rs.1 lakh

Also read more on Bank of Baroda rupay debit card

BOB Visa Platinum DI Debit Card

  1. BOB Visa Platinum DI Debit Card is built on Near Field Communication (NFC) technology.
  2. It offers and discounts on merchants like EaseMyTrip, Swiggy, MediBuddy, Cult.fit and many more.
  3. You can make International & domestic transactions easily.
  4. Cash Withdrawal at ATM: Rs.50,000 per day
  5. Purchase Limit:Rs.2,00,000 per day (POS)
  6. Contactless Transactions: up to Rs.5,000 (without PIN at POS )

BOB Visa Classic DI Debit Card

  1. It is designed for buying books online, securing hotel reservations and for all online purchases.
  2. It has exciting offers on shopping, travelling, dining categories.
  3. Quick and easy on online shopping
  4. Contactless Transactions: up to Rs.5,000 (without PIN at POS )
  5. Cash Withdrawal: Rs.25,000 per day
  6. Shopping Limits: Rs.50,000 per day 

BOB MasterCard Classic DI Debit Card

  1. To make customer satisfaction they have introduced “MasterCard Classic Chip” debit card for domestic usage.
  2. It come up with Secured PIN and CVV2 for safe online transactions.
  3. Cash Withdrawal at ATM: Rs.25,000 per day
  4. Purchase Limit: Rs.50,000 per day at POS/E-commerce merchants
  5. Contactless Transactions: up to Rs.5,000 (without PIN at POS )

BOB VISA Vyapaar DI Debit Card

  1. Visa Vyapaar Debit Card comes with high transaction limits and Issued only to current account holders.
  2. It is convenient for shopping, dining out at millions of outlets.
  3. It is used for both Domestic & international transactions.
  4. It can be used for all e-commerce transactions.
  5. Cash Withdrawal at ATM: Rs.2 lakh per day
  6. Purchase limit:  Rs.5 lakh per day (POS/eCom)
  7. Cash Deposit limit : Rs.3 lakh per day
  8. Withdrawal Frequency: 20
  9. Contactless transactions: up to Rs.5,000 (without PIN at POS )

BOB RuPay Classic Debit Card

  1. RuPay Classic Debit Card is the India's first domestic card with NPCI.
  2. Grab exiciting offers on activation of debit card.
  3. It is convenient for shopping, dining out at outlets.
  4. It comes up with additional security  and accepted only at PIN based POS.
  5. Cash Withdrawal at ATM: Rs.25,000 per day
  6. Purchase limit: Rs.50,000 per day at POS

Visa Electron Debit Card

  1. A flexible debit card designed for convenience while shopping, travelling and dining.
  2. Features a daily spending limit of Rs.50,000 and cash withdrawal limit of Rs.25,000.
  3. This is a PIN based card which works with security verification to secure all your transactions.

BOB World Agniveer Debit Card

  1. This debit card is intended only for AGNIVEERS hired through the Government of India's AGNIPATH Scheme.
  2. It does not have any annual or issuance fee.
  3. Cash withdrawal limit: Rs.50,000 per day
  1. Purchase limit: Rs.1 lakh per day
  2. Contactless transactions: up to Rs.5,000 (without PIN at POS)

BOB World VISA Opulence Debit Card

  1. It is a debit card designed with a top-notch shopping and lifestyle experience.
  2. Get access to four complimentary golf games and 12 complimentary lessons annually.
  1. Enjoy complimentary Club Marriott membership for one year.
  2. Cash withdrawal limit: Rs.5 lakh per day
  3. Purchase limit: Rs.10 lakh per day
  4. Contactless transactions: up to Rs.5,000 (without PIN at POS)

BOB World VISA Sapphire Debit Card

  1. The bob World VISA Sapphire debit card has been designed to offer travel benefits, luxurious lodging, carefully curated experiences with top brands, etc. 
  2. Get one complimentary visit to domestic airport lounges and one complimentary airport drop/pick-up every quarter. 
  3. Cash withdrawal limit: Rs.3 lakh per day
  4. Purchase limit: Rs.5 lakh per day
  5. Contactless transactions: up to Rs.5,000 (without PIN at POS)

Baroda BPCL Debit Card

  1. Bank of Baroda has introduced the Baroda BPCL Co-branded Debit Card with National Common Mobility Card (NCMC) feature.
  2. This card can be used to make purchases at BPCL retail fuel outlets and earn cashback and loyalty points.
  3. Maximum offline purchase transactions: 20 per day
  4. Maximum stored value balance: Rs.2,000
  1. Number of money add transactions: 4 per day

BOB World Yoddha Debit Card

  1. Defence personnel who maintain a salary or pension account under SB-186 are eligible for the bob World Yoddha Debit Card.
  2. No annual fee or issuance fee.
  3. Get two complimentary visits to domestic airport lounges per quarter and two complimentary visits to international airport lounges per year.
  1. Cash withdrawal limit: Rs.1.5 lakh per day
  2. Purchase limit: Rs.5 lakh per day
  3. Contactless transactions: up to Rs.5,000 (without PIN at POS)
Know more Information on  How to Generate BOB PIN Online  

 Cash Withdrawal Limitations for Bank of Baroda Debit Card

  1. Free Bank of Baroda ATM Transactions: 5
  2. Free  BOB Transactions at other Bank ATMs (Metro): 3
  3. Free  BOB Transactions at other Bank ATMs (Non Metro): 5
    1. Cash Withdrawal Charges: Rs.21 

Eligibility Criteria for BOB Debit Card

  1. Customers having  individual accounts, savings, overdraft, and current accounts can issued ATM cards
  2.  Issued to anyone or all the joint account holders

Steps to Apply Bank of Baroda Debit Card?

The steps to apply for a Bank of Baroda debit card online are as follows:

Step 1: Visit the official website of Bank of Baroda.

Step 2: Under ‘Digital Products,’ click on the ‘Debit Cards’ option.

Step 3: Select a debit card and click on the ‘Apply Now’ option.

Step 4: Enter your name, mobile number, and email address.

Step 5: Select your state, city, and branch.

Step 6: Enter the verification code and click on the ‘Submit’ button.

Bank of Baroda Debit Card Offers

For offers and deals on BOB debit cards visit offers page at https://www.bankofbaroda.in/personal-banking/offers.

Note : For terms and conditions visit the official website and all the offers are given with respective to BOB website.

How to Make Avail of Offers?

Steps to avail the offers on using BOB Debit Cards:

Step 1: Visit the merchants official website and place the order

Step 2: Then, Select the items you want to purchase

Step 3: Apply coupon or promo code from above available offers

Step 4: Choose payment option and click on checkout

Step 5: To make avail offers use your BOB debit cards to make the payment.

How to Activate Bank of Baroda Debit Card

To activate your Bank of Baroda debit card, follow the steps mentioned below:

Step 1: Visit any Bank of Baroda ATM.

Step 2: Insert your debit card and choose the ‘Set/Re-Generate PIN’ option.

Step 3: Enter your credentials and the activation passcode or OTP that was sent to your registered mobile number.

Step 4: Enter your preferred Debit Card PIN.

You can also activate your debit card using Bank of Baroda IVR, mobile banking, and internet banking.

Also, Read our articles on Different Process to Generate PIN for Bank of Baroda ATM Card via the BOB Contact Centre IVR, going to a nearby BoB ATM, Internet Banking, M-Connect Plus Mobile Banking, and other methods.

How to Block Bank of Baroda Debit Card

The different ways of blocking a Bank of Baroda debit card are listed below:

IVRS:

You can use the IVR facility to block your debit card. For this, you need to dial 1800 5700 and select the ‘Option’ in the IVR.

Mobile Banking App:

  1. You can log in to the bobWorld app to block your debit card conveniently.
  2. Under Quick Actions, go to ‘More’ and tap on the ‘Debit card block/hotlist’ option.

Internet Banking:

  1. If you wish to block your debit card via internet banking, log in to bob World Internet
  1. Now, Go to the ‘Services’ section.
  2. Under ‘My Accounts,’ click on ‘Debit Card Blocking’ option.

Bank Branch

  1. Blocking of a debit card can be done by visiting the home branch and filling out a form.
  2. You must keep in mind that once the card is blocked, no further banking transactions can be made with it.
  3. However, before visiting, make sure to be informed about the timings of the bank.

How to Track Bank of Baroda Debit Card Status

To track the status of your Bank of Baroda debit card, follow the steps mentioned below:

Step 1: Log in to the BOB internet banking portal.

Step 2: Navigate to the ‘card’ section and select the ‘debit card status’ option.

Step 3: Click on the 'track card delivery status' option.

Step 4: The status of your debit card will be displayed on the screen.

Quick Tips for Using Your BOB Debit Card

  1. To ensure the safety of your debit card, never disclose your debit card PIN number to anyone.
  2. .It is advisable to carry out online transactions with merchants whose websites employ adequate transaction security services like Verified by Visa or MasterCard SecureCode.
  3. In case of loss or theft of card, please inform the bank immediately so your card may be blocked to prevent misuse of funds.

FAQs on Bank of Baroda Debit Card

  • How to check bank of baroda debit card status using mobile number?

    Customers can check check the status by calling the centre/toll free numbers 1800 258 44 55 or 1800 102 44 55 from your registered mobile number.

  • Can I apply for a Bank of Baroda debit card online?

    Yes, you can apply for a Bank of Baroda debit card online. 

  • What are the fee and charges of Bank of Baroda debit card?

    Customers would be charged Rs.20 for every financial transaction after the third and Rs.10 for every non-financial transaction after that. The bank offers five free transactions (financial and non-financial) per month to customers in non-metropolitan areas.

  • Will I get a physical pin while applying for a Bank of Baroda debit card?

    No, you will not get a physical pin with your Bank of Baroda debit card. Instead by using the M-Connect Plus App, Baroda Connect, IVR, or by going to the closest Bank of Baroda ATM, you can generate a debit card pin. 

  • Where can I use my Bank of Baroda RuPay debit card?

    Since RuPay is a domestic card scheme, your Bank of Baroda RuPay debit card can be used only in India to withdraw money, make purchases and e-payments at RuPay enabled ATMs, merchant outlets and Points of Sale.

  • Is it mandatory to use the PIN number while making purchases with my Bank of Baroda Debit Card?

    Yes, according to the RBI mandate, the PIN number is a must for all PoS transactions carried out with Bank of Baroda Debit cards.

  • Can I receive the OTP for transactions carried out with my Bank of Baroda Debit Card on my mobile phone?

    Yes, you can choose to receive the OTP for a transaction on your mobile number which is registered with the Bank of Baroda.

  • Do I need to have a separate password to use the RuPay PaySecure service with my Bank of baroda RuPay Debit Card?

    No. You do not need a separate password to use the RuPay PaySecure service. All you need is the ATM PIN number of your Bank of Baroda RuPay Debit Card. The authentication process for the transaction requires other credentials like image selection and a pass phrase.

  • How can I secure my Bank of Baroda Visa debit card transactions while shopping online?

    Customers holding a Bank of Baroda Visa debit card must sign up for the Verified by Visa (VBV), a secured online payment process which allows you to shop securely online.

  • In case money has been wrongly debited from your account, how many days will it take the bank to recredit to account?

    In case of a wrong debit from your account, as per the regulations of the RBI, the bank may take up to 12 working days to re-credit the deducted amount back into your account.

  • In case the bank takes more than 12 working days to re-credit , will I be eligible for any compensation caused due to this delay?

    Yes, in case the bank takes more than 12 working days to re-credit the amount that has been wrongly deducted from a user's account, the customer will be eligible to receive Rs.100 per day after the period of 12 working days. The amount will directly be credited to the user's bank account, for which the customer will not have to make any claim.

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