Can a customer open an FD account online in Karur Vyasa Bank?

Yes, Karur Vyasa Bank allows its customers to open an FD account online through their portal.

Can I avail myself of the nomination facility for Karur Vysya Bank Fixed Deposits?

Yes, The nomination facility can be availed for Karur Vysya Bank Fixed Deposit schemes.

Can I avail a loan against FD with Karur Vyasa Bank?

Yes, loan against FD facility is offered by Karur Vyasa Bank.

Is it necessary to provide PAN while applying for a KVB Fixed Deposit?

Yes, PAN is mandatory for KVB Fixed Deposits if the deposit amount exceeds the mark of Rs.50,000.

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Karur Vysya Bank Fixed Deposit Rates

Karur Vyasa Bank offers various types of fixed deposits such as KVB Tax Shield fixed deposit, regular FD, as well as term deposits for senior citizens. The highest rate of interest offered by KVB fixed deposits for regular citizens is 7.60% per annum.

Updated On - 06 Sep 2025

For senior citizens, the interest rate ranges from 6.65% per annum to 8.10% per annum.

Customers can apply for a fixed deposit by visiting the branch of the bank or can also do through internet or mobile banking.

KVB Domestic Term Deposit Rates

Fixed Deposit Interest Rates for Deposits of Less than Rs.3 crore

Tenure	Interest Rates
7 days to 14 days	4.00% p.a.
15 days to 30 days	4.00% p.a.
31 days to 45 days	5.25% p.a.
46 days to 90 days	5.25% p.a.
91 days to 120 days	6.00% p.a.
121 days to 180 days	6.00% p.a.
181 days to 270 days	6.25% p.a.
271 days to 332 days	6.50% p.a.
333 days	7.40% p.a.
334 days to less than 1 year	6.50% p.a.
1 year to 443 days	7.00% p.a.
444 days	7.50% p.a.
445 days up to 2 years	7.00% p.a.
Above 2 years up to 759 days	7.00% p.a.
760 days Special Deposit	7.60% p.a.
761 days up to 3 years	7.00% p.a.
Above 3 years up to 5 years	7.00% p.a.
Above 5 years up to 6 years	6.25% p.a.
Above 6 years	6.25% p.a.
For KVB - Tax Shield Deposits	7.00% p.a.
Rainbow Deposits (RBFD)	5.25% p.a.
KVB Green Deposits Scheme (2345 days)	6.25% p.a.

Note: The interest rates are applicable w.e.f. 23 January 2025.

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Senior Citizens' Domestic FD Rates Below ₹3 Crore

Tenure	Interest Rates
333 days	7.80% p.a.
1 year to 443 days	7.40% p.a.
444 days	8.00% p.a.
445 up to 2 years	7.40% p.a.
Above 2 years up to 759 days	7.40% p.a.
760 Days Special Deposit	8.10% p.a.
761 days up to 3 years	7.40% p.a.
Above 6 years up to 5 years	7.40% p.a.
Above 5 years up to 6 years	6.65% p.a.
Above 6 years up to 10 years	6.65% p.a.
For KVB - Tax Shield Deposits	7.40% p.a.
KVB Green Deposits Scheme (2345 days)	6.65% p.a.

Note:

The interest rates are applicable w.e.f. 23 January 2025.

The NRI customers are not eligible to avail themselves of the senior citizen rates.

KVB Bulk Fixed Deposit Rates

Karur Vysya Bank Fixed Deposit Interest Rates - Premature Withdrawal Allowed

Tenure	Rs.3 crore to less than Rs.5 crore	Rs.5 crore to less than Rs.10 crore	Rs.10 crore to less than Rs.25 crore	Rs.25 crore to less than Rs.50 crore	Rs.50 crore to less than Rs.100 crore	Rs.100 crore and above
7 days to 14 days	5.00% p.a.	5.00% p.a.	5.25% p.a.	5.25% p.a.	5.50% p.a.	5.50% p.a.
15 days to 30 days	5.25% p.a.	5.25% p.a.	5.25% p.a.	5.50% p.a.	5.50% p.a.	5.50% p.a.
31 days to 45 days	5.75% p.a.	6.00% p.a.	6.00% p.a.	6.25% p.a.	7.00% p.a.	6.25% p.a.
46 days to 90 days	6.25% p.a.	6.25% p.a.	6.25% p.a.	6.50% p.a.	6.50% p.a.	6.50% p.a.
91 days to 180 days	6.50% p.a.	6.50% p.a.	6.50% p.a.	6.50% p.a.	6.75% p.a.	6.75% p.a.
181 days to 270 days	6.75% p.a.	6.75% p.a.	6.75% p.a.	6.75% p.a.	6.75% p.a.	6.75% p.a.
271 days to less than 1 year	6.75% p.a.	6.75% p.a.	6.75% p.a.	6.75% p.a.	6.75% p.a.	6.75% p.a.
12 months	7.25% p.a.	7.25% p.a.	7.80% p.a.	7.25% p.a.	7.25% p.a.	7.25% p.a.
12 months 1 day to less than 15 months	7.25% p.a.	7.50% p.a.	7.25% p.a.	7.25% p.a.	7.25% p.a.	7.25% p.a.
15 months	7.25% p.a.	7.25% p.a.	7.25% p.a.	7.25% p.a.	7.25% p.a.	7.25% p.a.
15 months 1 day to less than 18 months	7.25% p.a.	7.25% p.a.	7.25% p.a.	7.25% p.a.	7.25% p.a.	7.25% p.a.
18 months	7.25% p.a.	7.25% p.a.	7.25% p.a.	7.25% p.a.	7.25% p.a.	7.25% p.a.
18 months 1 day to less than 24 months	7.25% p.a.	7.25% p.a.	7.25% p.a.	7.25% p.a.	7.25% p.a.	7.25% p.a.
2 years to < 3 years	7.75% p.a.	7.00% p.a.	7.00% p.a.	7.00% p.a.	7.00% p.a.	7.00% p.a.
3 years to 5 years	6.75% p.a.	6.75% p.a.	6.75% p.a.	6.75% p.a.	6.75% p.a.	6.75% p.a.

Note: The interest rates are applicable w.e.f. 23 January 2025.

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Karur Vysya Bank Fixed Deposit Interest Rates - Premature Withdrawal Not Allowed

Tenure	Rs.3 crore to less than Rs.5 crore	Rs.5 crore to less than Rs.10 crore	Rs.10 crore to less than Rs.25 crore	Rs.25 crore to less than Rs.50 crore	Rs.50 crore to less than Rs.100 crore	Rs.100 crore and above
7 days to 14 days	5.25% p.a.	5.25% p.a.	5.50% p.a.	5.50% p.a.	5.75% p.a.	5.75% p.a.
15 days to 30 days	5.50% p.a.	5.50% p.a.	5.50% p.a.	5.75% p.a.	5.75% p.a.	5.75% p.a.
31 days to 45 days	6.00% p.a.	6.25% p.a.	6.25% p.a.	6.50% p.a.	7.00% p.a.	6.50% p.a.
46 days to 90 days	6.50% p.a.	6.50% p.a.	6.50% p.a.	6.75% p.a.	6.75% p.a.	6.75% p.a.
91 days to 180 days	6.75% p.a.	6.75% p.a.	6.75% p.a.	6.75% p.a.	7.00% p.a.	7.00% p.a.
181 days to 270 days	7.00% p.a.	7.00% p.a.	7.00% p.a.	7.00% p.a.	7.00% p.a.	7.00% p.a.
271 to less than 1 year	7.00% p.a.	7.00% p.a.	7.00% p.a.	7.00% p.a.	7.00% p.a.	7.00% p.a.
12 months	7.40% p.a.	7.40% p.a.	7.80% p.a.	7.40% p.a.	7.40% p.a.	7.40% p.a.
12 months 1 day to less than 15 months	7.40% p.a.	7.75% p.a.	7.40% p.a.	7.40% p.a.	7.40% p.a.	7.40% p.a.
15 months	7.40% p.a.	7.40% p.a.	7.40% p.a.	7.40% p.a.	7.40% p.a.	7.40% p.a.
15 months 1 day to less than 18 months	7.40% p.a.	7.40% p.a.	7.40% p.a.	7.40% p.a.	7.40% p.a.	7.40% p.a.
18 months	7.40% p.a.	7.40% p.a.	7.40% p.a.	7.40% p.a.	7.40% p.a.	7.40% p.a.
18 months 1 day to less than 24 months	7.40% p.a.	7.40% p.a.	7.80% p.a.	7.40% p.a.	7.40% p.a.	7.40% p.a.
2 years to < 3 years	7.25% p.a.	7.25% p.a.	7.25% p.a.	7.25% p.a.	7.25% p.a.	7.25% p.a.
3 years to 5 years	7.00% p.a.	7.00% p.a.	7.00% p.a.	7.00% p.a.	7.00% p.a.	7.00% p.a.

Note: The interest rates are applicable w.e.f. 23 January 2025.

Karur Vyasa Bank Tax Saving FD Rates - KVB Tax Shield Scheme

Tenure	Interest rate for the general public (p.a.)	Interest rate for senior citizens (p.a.)
5 years	7.00%	7.40%

Note: The interest rates are applicable w.e.f. 23 January 2025.

Karur Vyasa Bank NRI FD Rates

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Interest Rates for NRE Deposits of Less than Rs.3 Crore - General Public

Tenure	Interest Rates
1 year up to 443 days	7.00% p.a.
444 days	7.50% p.a.
445 days up to 2 years	7.00% p.a.
Above 2 years up to 759 days	7.00% p.a.
760 Days Special Deposit	7.60% p.a.
761 days up to 3 years	7.00% p.a.
Above 3 years up to 5 years	7.00% p.a.
Above 5 years up to 6 years	6.25% p.a.
Above 6 years	6.25% p.a.
KVB Green Deposits Scheme (2345 days)	6.25% p.a.

Note: The interest rates are applicable w.e.f. 23 January 2025.

Interest Rates for NRO Deposits of Less than Rs.3 Crore - General Public

Tenure	Interest Rates
7 days to 14 days	4.00% p.a.
15 days to 30 days	4.00% p.a.
31 days to 45 days	5.25% p.a.
46 days to 90 days	5.25% p.a.
91 days to 120 days	6.00% p.a.
121 days to 180 days	6.00% p.a.
181 days to 270 days	6.25% p.a.
271 days to 332 days	6.50% p.a.
333 days	7.40% p.a.
334 days to less than 1 year	6.50% p.a.
1 year to 443 days	7.00% p.a.
444 days	7.50% p.a.
445 days up to 2 years	7.00% p.a.
Above 2 years up to 759 days	7.00% p.a.
760 Days Special Deposit	7.60% p.a.
761 Days up to 3 years	7.00% p.a.
Above 3 years up to 5 years	7.00% p.a.
Above 5 years up to 6 years	6.25% p.a.
Above 6 years	6.25% p.a.
For KVB - Tax Shield Deposits	57.00% p.a.
Rainbow Deposits (RBFD)	5.25% p.a.
KVB Green Deposits Scheme (2345 days)	6.25% p.a.

Note: The interest rates are applicable w.e.f. 23 January 2025.

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Karur Vysya Bank FCNR (B) Deposit Interest Rates

The FD rates for Karur Vyasa Bank deposits against specific foreign currency are as follows:

Tenure	Interest Rates
USD	GBP	EUR	JPY	CAD	AUD
1 year and above but less than 2 years	5.75	4.95	3.42	0.48	3.31	4.60
2 years and above but less than 3 years	4.49	4.70	2.42	0.48	2.81	4.35
3 years and above but less than 4 years	3.71	3.70	1.92	0.48	2.81	4.35
4 years and above but less than 5 years	3.46	3.70	1.92	0.33	2.81	4.10
5 years only	3.46	3.70	1.92	0.33	2.81	4.10

Note: The interest rates are applicable from 23 January 2025

Experience Fixed Deposit Calculator Online: FD Calculator

Features and Benefits of Karur Vyasa Bank Fixed Deposits

The features and benefits of Karur Vyasa Bank Fixed Deposit Schemes can be summed up as follows:

Loan facility available on deposits
Can be opened by individuals, HUF, Trust, etc.
Nomination facility is available
Premature closure is allowed
Half-yearly, quarterly, and monthly interest payout options available

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Eligibility Criteria and Documents Required

The following are eligible to invest in a Karur Vyasa Bank Fixed Deposit Scheme:

Individuals
Sole proprietorships
HUFs
Limited companies
Partnership firms
Trusts
Associations, etc.

The following documents are required to start investing in a Karur Vyasa Bank Fixed Deposit Scheme:

Proof of Identity:
1. PAN card
2. Driving licence
3. Aadhaar card
4. Senior citizen ID (if applicable)
5. Photo ID card issued by the government
6. Passport
Proof of Address:
1. Utility bills such as electricity bill and telephone bill
2. Passport

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Type of Karur Vyasa Bank Fixed Deposit Schemes

Karur Vyasa Bank offers the following categories of Fixed Deposit Schemes:

Fixed Deposits for general citizens, NREs, and NROs
Fixed Deposits for senior citizens
KVB Tax Shield Scheme
Karur Vyasa Bank Flexi Term Deposit scheme

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FAQs on Karur Vyasa Bank Fixed Deposits

Can a customer open an FD account online in Karur Vyasa Bank?
Yes, Karur Vyasa Bank allows its customers to open an FD account online through their portal.
Can I avail myself of the nomination facility for Karur Vysya Bank Fixed Deposits?
Yes, The nomination facility can be availed for Karur Vysya Bank Fixed Deposit schemes.
Can I avail a loan against FD with Karur Vyasa Bank?
Yes, loan against FD facility is offered by Karur Vyasa Bank.
Is it necessary to provide PAN while applying for a KVB Fixed Deposit?
Yes, PAN is mandatory for KVB Fixed Deposits if the deposit amount exceeds the mark of Rs.50,000.

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