Axis Bank XPress FD Scheme

The Axis Bank XPress Fixed Deposit is a digital product especially designed for individuals who do not have an Axis Bank savings account but who want to avail the benefits of the Axis Bank fixed deposit.

This FD does not require a savings account with the bank to be opened. Along with attractive interest rates and flexible repayment tenures, the FD also comes with zero issuance fee.

Updated On - 06 Sep 2025

Features and Benefits of Axis Bank XPress FD

Axis Bank XPress FD Scheme

The features and benefits of this FD are:

  1. You can fund your FD through a savings account from any bank in India.
  2. Instant online opening of account.
  3. No premature withdrawal penalty up for to 25% of the deposit amount.
  4. Senior citizens get 0.25% additional interest rate.

Interest Rate of Axis Bank XPress FD

The Axis Bank XPress FD offers interest rates ranging from 3.00% p.a. to 7.10% p.a. Senior citizens get 0.25% additional interest rate.

Eligibility Criteria to Open Axis Bank XPress FD

The eligibility criteria to open an Axis Bank XPress FD are:

  1. Indian resident
  2. Age above 18 years
  3. Valid Aadhaar card
  4. Valid PAN card
  5. Mobile number linked to Aadhaar card
  6. Not an Axis Bank customer

Documents Required for Axis Bank XPress FD

The documents required for individuals to open an Axis Bank XPress FD account are as follows:

  1. Valid driving licence or passport as identity or address proof.
  2. Introduction by another bank or an Axis Bank savings account holder with more than 6 months validity.
  3. Photograph.

How to Apply for Axis Bank XPress FD

To open an Axis Bank XPress FD, all you have to do is follow the steps given below:

  1. Step 1: Visit the official website of Axis Bank.
  2. Step 2: Hover the cursor over the link ''Explore Products''.
  3. Step 3: Click on Deposits.
  4. Step 4: Select ''Express FD''
  5. Step 5: You will be redirected to an online form; fill in the details required.
  6. Step 6: Click on ''Next''.
  7. Step 7: You will be guided to the next steps to open the FD instantly.

FAQs on Axis Bank XPress FD Scheme

  • What is the minimum FD amount required to open an Axis Bank Xpress FD?

    The minimum amount required to open an Axis Bank Xpress FD is Rs.5,000.

  • What is the maximum amount that can be deposited in the Axis Bank Xpress FD?

    The maximum amount that can be deposited in an Axis Bank XPress FD is Rs.90,000.

  • What is the tenure available in Axis Bank XPress FD?

    The tenure range offered by Axis Bank XPress FD is 6 months up to 10 years.

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