How to Apply for an Axis Bank Fixed Deposit

Axis bank is one among the most reputed private sector banks in India with over 3,304 branches across the country. They offer a wide range of Fixed Deposit (FD) options such as Tax Saver Fixed Deposits, Fixed Deposit Plus, Flexi Deposit, etc. One can apply for an FD online through internet banking or mobile banking.

Updated On - 06 Sep 2025

An FD can also be opened by visiting the nearest Axis Bank branch. Axis Bank offers attractive interest rates, a low minimum investment and various other facilities such as short minimum tenure, reinvestment deposits, seamless fund transfer and automatic renewal.

Stepwise Process to Apply for an Axis Bank Fixed Deposit Online

Step 1: Visit the Axis Bank website and log in to the internet banking portal by providing username and password

Step 2: Choose the 'Deposit' option and click on 'Create Fixed Deposit'

Step 3: Fill in all relevant details and choose a nominee

Step 4: Verify details and click on 'Confirm'. After confirmation, the FD amount will be debited from the customer's savings account and a web receipt will be generated

Step 5: An FD advice will be mailed to the registered email- ID of the customer

Stepwise Process to Apply For an Axis Bank Fixed Deposit Offline

Step 1: Go to the nearest Axis Bank branch

Step 2: Meet with the respective banking officer and ask him/her for an FD application form

Step 3: Duly fill in the FD application form and furnish all accurate details. The bank officer will assist the customer in filling the form.

Step 4: Submit all required documents

Step 5: Make a deposit of the required funds

Step 6: An FD receipt will be provided to the respective customer

Eligibility

All individuals, joint account holders, Hindu Undivided Families, etc, are eligible to open an FD in Axis Bank. FDs can also be opened by those who are differently abled, blind or illiterate.

However, minors cannot open an FD with Axis Bank without having a legal guardian.

Documents Required for Axis Bank Fixed Deposit

Identity proof:

  1. Passport
  2. Aadhaar card
  3. PAN card
  4. Voter ID card
  5. Driving licence
  6. Government ID card
  7. Photo ration card
  8. Senior citizen ID card

Address proof:

  1. Passport
  2. Telephone bill
  3. Electricity bill
  4. Bank Statement with Cheque
  5. Certificate/ ID card issued by Post office

FAQs on Axis Bank Fixed Deposit Application

  • What is the minimum and maximum tenure period for an FD held in Axis Bank?

    The minimum period is 7 days, while the maximum period is 10 years.

  • Is it mandatory to have an internet banking account to open an FD online?

    Yes. Those who do not have an internet banking user ID and password can ask the bank for the same.

  • Is there an eligibility criteria for internet banking?

    All customers of Axis Bank are eligible to avail internet banking services.

  • Is there any fee or charges one has to pay for opening an FD?

    No.

  • List out the mandatory documents customers have to furnish for opening an FD?

    PAN, mobile number, and Aadhaar card details are a must and without these, in place, an FD cannot be opened. However, if the customer is already an account holder with the bank, there is no need to provide documentation as the bank already has all details.

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