SBI Platinum International Card - Features, Benefits, & Charges

The SBI Platinum Debit Card allows you to earn SBI Rewardz points on all your purchases and offers complimentary airport lounge access. This card can be used for online payments as well as national and international purchases. Read on to learn more about the features and benefits of the SBI Platinum Debit Card.

Updated On - 06 Sep 2025
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The Platinum Debit Card offered by State Bank of India gives customers access to cashless transactions and benefits of ATMs. The card is issued either in association with VISA or MasterCard. High transaction and withdrawal limits make this debit card suitable for big spenders. Cardholders can also earn reward points as they shop with the State Bank Rewardz Scheme.

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Key Highlights of SBI Platinum International Debit Card

The SBI Platinum Debit Card comes with various benefits. The key benefits of this card are as follows: 

Feature

Charges

Daily cash withdrawal limit (at ATM)

Rs.100 – Rs.1,00,000

Daily Point of Sales (PoS)/ online transaction limit

Up to Rs.2 lakh

Online transaction limit in foreign country

Up to Rs.50,000

Point of Sales (PoS) transaction limit in foreign country

Up to Rs.2 lakh

Airport lounge access

Available

SBI Rewardz points

2 rewardz points for every Rs.200 spent

Bonus points

  1. Reward points earned in birthday month get doubled
  1. 200 points as activation bonus on completing first three transactions

Features and Benefits of SBI Platinum International Debit Card

SBI Platinum Debit Card Benefits

Airport Lounge Access: SBI Platinum Card debit offers you complimentary airport lounge access. You can avail of this facility as per the terms & conditions listed by the card network (RuPay/ MasterCard/ VISA)

Usage: It is enabled for international usage. Travel the world with your debit card and experience convenient cashless shopping anywhere.

Association: SBI Platinum Debit Card is available with RuPay, VISA or MasterCard association.

Access to ATMs: This card gives you access to ATMs all across the country and the world. You can withdraw limit up to Rs.1 lakh per day.

Purchase Transactions: You can use your debit card to make Online Transactions Limit for up to Rs.2 lakhs per day.

Rewards: This card is eligible to earn reward points under the State Bank Rewardz scheme. You will earn 2 points for every Rs.200 spent on your card.

State Bank Rewardz: 

  1. When you use your debit card to shop, fill fuel, transact online, book travel and dine out, and more, you can rack up reward points.
  1. You will earn 2 State Bank Rewardz points for every Rs.200 spent on your debit card.
  2. You can also earn points on your first three transactions from when you receive the debit card.
  3. Rewardz points earned in Birthday month will be doubled.
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Fees and Charges of SBI Platinum International Debit Card

Given below are some of the fees associated with the State Bank of India Platinum International Debit Card.

Details

Charges

Issuance Fee

Rs. 300 plus GST

Annual Maintenance Fee

Rs.250 plus GST

Card Replacement Fee

Rs. 300 plus GST

Cash limit at domestic ATMs

Rs.1 lakh

Cash limit at international ATMs

Subject to a maximum of foreign currency equivalent to Rs.1 lakh

POS limit at domestic outlets

Rs.2 lakhs

POS limit at international outlets

Subject to a maximum of foreign currency equivalent to Rs.2 lakh

Online transaction limit in foreign country 

Subject to a maximum of foreign currency equivalent to Rs.50,000 

Transaction charges at SBI ATMs

Free

Transaction charges at other ATMs

First 5 transactions are free for savings account holders.

Eligibility Criteria to Apply for SBI Platinum International Debit Card

The eligibility criteria to apply for SBI Platinum International debit card are as follows:

  1. Both Indians and NRE can apply for this debit card
  2. You should be a customer of SBI bank to apply for this debit card. That means you should hold Savings/ Current/ Super Saver/ Loan Against Shares (LAS) / Salary account with SBI.

How to Apply for SBI Platinum International Debit Card

Procedure to apply SBI Platinum Debit Card Offline: 

Step 1: To get the SBI Platinum Debit Card, you need to open a bank account with SBI.

Step 2: You can open a savings account or a current account to avail this card.

Step 3: Collect the Application form and fill up the form with all required Fields.

Step 4: Now, Submit it to an SBI branch along with the required documents and the initial deposit.

Procedure to apply SBI Platinum Debit Card Online:

Application forms are available online. Once your bank account is open, you will be issued the SBI debit card. Contact the bank for more details on eligibility requirements for the Platinum Debit Card.

Documents Required to Apply for SBI Platinum Debit Card

To open a bank account with SBI, the basic documentation required is listed below:

Any one ID Proof

  1. Driving Licence
  2. Passport (Mandatory for NRIs)
  3. Voter ID
  4. PAN Card
  5. Aadhaar Card
  6. Any document which has your photo on it and which has been attested by the Central/State government or any of its departments

Any one Address Proof

  1. Passport
  2. Driving Licence
  3. Voter ID
  4. Utility bill like electricity, phone, and water (not more than 3 months old)
  5. Ration Card
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How do I Contact the SBI Customer Care?

You can reach the SBI customer care on following: 

Toll free 24x7 helpline number: 1800110009 (dedicated helpline for pensioners) 

Or you can also reach them on toll free numbers: 18004253800 & 1800112211  

Email: contactcentre@sbi.co.in

*SBI may request for more documents at their own discretion

GST of 18% is applicable on all banking products and services from July 1, 2017 onwards.

FAQs on SBI Platinum International Debit Card

  • What should I do in case I lose my SBI debit card?

    If you have lost your SBI debit card, please contact the customer care immediately and inform them of the same. Your card will be blocked and you will be issued a new one.

  • How do I redeem my Rewardz points?

    You can redeem your points either through your SBI online account or by calling the customer care number.

  • Will I be charged for Rewardz points redemption?

    Yes, there is a fee of Rs.99 plus GST levied on Rewardz redemption. This will be charged to your SBI Card account.

  • How much is the annual maintenance charge of SBI Platinum International debit card?

    The annual maintenance charge of SBI Platinum International debit card is Rs.250. 

  • Can I use SBI Platinum International debit card to complete online transactions on foreign shores?

    Yes, you can use SBI Platinum International debit card to complete online transactions worth up to Rs.50,000 on foreign shores. 

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