IOB Balance Check Number Via Mobile Banking, SMS & ATM

Stay on top of your Indian Overseas Bank (IOB) account balance using your IOB debit card, mobile banking, SMS, or missed call services. This 2024 guide explains all the methods you can use to check your balance quickly and securely.

Updated On - 06 Sep 2025
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The Following are the Toll-Free Numbers for Indian Overseas Bank (IOB):

  1. Indian Overseas Bank (IOB) Check Number (Toll free): 9210622122
  2. SMS Banking8424022122
  3. Missed Call: 9210622122

Customers can inquire about their IOB balance online by using the IOB mobile banking app and internet banking services.

Different Ways to Check IOB Balance in 2024

The various ways in which one can check their IOB balance are mentioned below:

Through SMS Banking

Clients of Indian Overseas Bank can text the IOB Balance enquiry number, 8424022122, to check the balance of their account. The user's registered mobile number must be used to send a message in the format shown below:

                                             BAL<Last four digits of Account Number>

Through ATM

Use an ATM to check the balance on your Indian Overseas Bank account by following these steps:

  1. Visit the ATM that is closest to you.
  2. Enter the 4-digit ATM PIN after swiping your IOB Bank ATM card.
  3. Choosing "Balance Enquiry" is what you should do from the options on the ATM screen.
  4. The balance of your Indian Overseas Bank account will show up on the screen.
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IOB Balance Check

Through Missed Call

For balance inquiries, Indian Overseas Bank provides a missed call service. Customers of IOB can use their registered mobile number to place a missed call to the Indian Overseas Bank Balance Check number, 9210622122. A message with the user's account balance will be sent to the registered mobile number shortly.

Through Net Banking

To view their IOB account balance, users of IOB online banking or Internet banking can use their net banking account. The steps to check your IOB balance via IOB Internet Banking are as follows:

  1. Visit the internet banking portal of Indian Overseas Bank.
  2. Enter your password and Net Banking user ID to log in.
  3. Select the 'View Account Details' option after logging in.
  1. Give "Check Account Balance" a try. Your account's available balance will show up on the screen.
Read more info about  Debit Card  

Through mPassbook

Every detail of the customer's debit and credit transactions is contained in their IOB m-Passbook. Since it's an electronic passbook, or e-passbook, all of the customer's transaction information is instantly updated here. In order to check their balance, customers can also download the Indian Overseas Bank m-Passbook app and log in with their MPIN.

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FAQs on IOB Balance Check Number

  • Is it possible for me to check my IOB account balance offline?

    Yes, you can use IOB's missed call or SMS services to check your account balance without needing to access to the internet. You can also check your balance by going to any ATM in the area.

  • How can I use net banking to check my IOB balance?

    By entering your user ID and password to access your IOB online banking account, you can utilise net banking to check the amount of your IOB account. To retrieve your account balance after logging in, you need to choose the 'View Account Details' option.

  • Is it possible to check my last 5 transactions made through IOB?

    Using IOB ATMs or IOB net banking, you can review your previous five transactions on IOB. Using these services, you can also create a mini-statement to record all of your transactions.

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