How To Purchase A Mobile Phone on IDBI Debit Card EMI
Purchasing a mobile phone doesn’t always have to involve a big one-time payment. With the IDBI Debit Card EMI facility, you can buy your preferred smartphone and pay in easy monthly installments—without the need for a credit card.
You really don't need to buy a credit card if all that you want to do is buy a phone on EMI. You can buy your favourite phone using a debit card and convert the same into easily repayable EMIs. Here is how to buy a smartphone on EMIs using your IDBI debit card.
Eligibility Criteria to Apply for IDBI Debit Card EMI
The following are the eligibility criteria to apply for IDBI Bank debit card:
- An individual should be an Indian resident.
- They should have savings or a current account with the bank.
How to Apply for IDBI Debit Card EMI
- Purchase the phone through the online/offline partners of your EMI facility provider.
- Upload and submit your KYC (Know your customer) documents.
- After your application is accepted and analysed, you may determine the EMI amount to be paid and sign the agreement.
Things To Keep in Mind
- A certain amount of down-payment has to be made.
- A certain percentage of interest will be applicable on your purchase.
So there is nothing to worry if you do not have a credit card. With the online technology platforms mentioned above, you can surely get your favourite smartphone on EMI through your IDBI debit card.
FAQs on IDBI Debit Card EMI
- What happens if there is not enough balance for the EMI amount?
If your bank account does not have enough balance as the EMI amount, you need to pay the late payment charges.
- What are the toll-free numbers of IDBI Bank?
The toll-free numbers of IDBI Bank are 1800-209-4324 and 1800-22-1070.
- Can I get an IDBI Bank debit card with No Cost EMI options?
There is no No Cost EMI option on an IDBI Bank debit card.
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