City Union Bank Personal Loan 2025 - Fast, Flexible & Reliable

1. Easy online eligibility check process.
2. Lucrative interest rates.
3. Flexible repayment options within the stipulated tenure.
4. Nominal processing charges.
5. Online application process.
6. Online application tracking.
7. Hassle-free application process.

Fees and Charges of City Union Bank Personal Loan

1. Processing charges: 1.25% of the loan amount subject to a minimum of Rs.750
2. Unit inspection charges: Nil to Rs.10,000 p.a.

Eligibility Criteria for City Union Bank Personal Loan

1. Age: As per the eligibility criteria set by most lenders, the age of the applicant should be between 21 years and 60 years. However, it might differ from lender to lender.
2. Income: The applicant should have a regular and steady source of income.
3. Jewellery: The applicant will be required to pledge some jewellery in order to avail the loan.

Documents required to Apply City Union Bank Personal Loan

Proof of identity

The following documents can be provided as proof of identity:

1. Passport
2. Aadhaar card
3. PAN card
4. Driving license
5. Election Commission Card or Voters ID
6. Ration Card
7. ID card issued by the employer or other banks
8. Job card issued by NREGA
9. A letter of referral issued by the Unique Identification Authority of India
10. ID card issued by a recognised educational institution
11. A letter of referral issued by a public authority or servant who is recognised

Proof of Address

The following documents can be provided as a proof of identity:

1. Passport
2. Aadhaar card
3. PAN card
4. Driving license
5. Election Commission Card or Voters' ID
6. Ration Card
7. Job card issued by NREGA
8. Latest electricity bill
9. Consumer passbook issued by a gas agency
10. Bank account statement
11. Telephone bill (not more than 2 months old)
12. Rent agreement with full address of the applicant (duly registered with the authority)
13. A letter of referral issued by the Unique Identification Authority of India and so on

Documents to be Executed

The following documents are required to be executed:

1. Demand Promissory Note
2. Quotation from the vendor
3. Loan cum Hypothecation Agreement

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