Amazon Pay Features & Benefits

Amazon Pay is a type of digital payment app that can be used to pay for online purchases. Payments can be made on the Amazon app or on other partner apps and websites for goods and services. Customers can choose their payment method, be it, debit/credit card, net banking or Amazon Pay Balance.

What is Amazon Pay and How It Works

Some of the main advantages of using Amazon Pay Balance include immediate checkout facility, speedier refunds, and balance tracking, among others. The two things that make up the pay balance include 'Money' and 'Gift & Cards'. Through the Money feature users will be able to add money using internet banking.

How to Register for Amazon Pay?

Those with an Amazon account need not register and can use their existing credentials and payment information. On the other hand, those without an Amazon account will have to create one.

Make Payments Using Amazon Pay

Step 1: Tap the Amazon Pay option, which can be found under the payment method options on other websites

Step 2: Proceed to login to Amazon account by keying in email address and password

Step 3: Choose the appropriate payment method

Step 4: Key in PIN and confirm the payment

Amazon Pay Transaction Limits

  1. Amazon Money: A maximum of Rs.10,000 can be added on a per month basis. While the minimum amount that can be added is Rs.1. on the other hand, the maximum amount of money that can be loaded in a financial year is Rs.1 lakh.
  2. Gifts & Cards: The maximum amount that can be added in a single transaction is Rs.10,000.

Transaction limit

Amount (in Rs)

Annual top up limit

Rs.1 lakh

Per month spend limit

Rs.10,000

Per month load limit

Rs.10,000

Features and Benefits of Amazon Pay

  1. Convenient and easy to use
  2. Payment methods can be chosen as per convenience
  3. No need to have multiple accounts
  4. Safe and secure

How to Check Amazon Pay Balance?

Checking your Amazon Pay balance is simple and can be done in just a few taps. Here’s how:

Steps to Check Balance on Amazon App:

  • Open the Amazon App on your mobile device.
  • Tap the three horizontal lines (menu) on the bottom right.
  • Select “Amazon Pay” from the list of options.
  • Your Amazon Pay balance will be displayed on the top of the screen.
  • To view detailed transaction history, tap on “Passbook” under Amazon Pay.

Tip: Ensure you are logged in to the correct Amazon account to see the accurate wallet balance.

Steps to Add Money to Amazon Pay Wallet

Adding money to your Amazon Pay wallet allows you to make quick payments without re-entering payment details every time.

How to Add Money:

  • Open the Amazon App and go to Amazon Pay.
  • Tap on “Add Money” under the wallet section.
  • Enter the amount you want to add.
  • Choose your preferred payment method (Debit Card, Credit Card, UPI, or Net Banking).
  • Tap “Continue” and complete the transaction securely.

Note:

  1. Amazon may offer cashback offers when you add money to your wallet.
  2. You can save your payment method for faster top-ups in the future.

FAQs on Amazon Pay

  • Can those without an Amazon account still use Amazon Pay?

    Customers will not be able to use Amazon Pay unless they register themselves with Amazon. It is a prerequisite to have an Amazon account first in order to use this payment method.

  • Can Amex cards be used to make payments?

    No.

  • How can a user change Amazon account details?

    All information relating to passwords, address, payment information, etc can be edited by going to the 'My Account' section.

  • Can Amazon Pay balance be used to make payments through this service?

    Yes, Amazon Pay will accept all payments made through this method.

  • How can a user make payments using Amazon Pay on other websites?

    Just key in the Amazon account information such as email address and password and proceed to make the payment just like how it is made in Amazon.

  • How to use the 'Money' feature?

    This feature allows customers to make payments after adding funds through 'Money'.

  • What are the payment methods that can be used for Amazon Pay?

    Payments can be made through debit and credit cards and all other methods that are available through Amazon.

  • Does Amazon pay provide cash-on-delivery services?

    This feature is not yet available on Amazon Pay.

  • Is there any service fee levied for using Amazon Pay?

    No. The service can be used free of cost as of now. However, some vendors or merchants will charge a certain fee.

  • Is the service available on mobile browsers?

    Yes. This can be used on both iOS and Android platforms.

News on Amazon Pay

For Loan Repayments, Amazon Pay Collaborates with NPCI's Bharat BillPay

To improve its loan repayment option, Amazon Pay has partnered with Bharat BillPay, the biller platform of the National Payments Corporation of India (NPCI). More than 200 lenders have signed up for the facility, including Bajaj Finance, Cholamandalam Investment & Finance, HDB Financial Services, Home Credit, and IIFL Finance. Among other options like paying for electricity or local taxes, loan repayment is one of the most popular types of bill payment that customers will be given. 

23 March 2023
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