DBS Bank Home Loan
DBS Bank offers home loan at competitive interest rates starting from 8.70% p.a. with the processing fee ranging between 0.25% to 1% of the sanctioned loan amount. The loan tenure can be a maximum of 20 years. There are other benefits as well like no part payment fee and foreclosure charges.
We found 1 DBS Bank Home Loan
Balance Transfer
DBS Home Loan
Loan Amount
:₹50L -₹5Cr
Floating
:10.20%
Tenure
:1 - 25 Years
Processing Fee
:₹ 10,000
See Less
Documents
- KYC-PAN, address & ID proof
- Income proof, bank statement and one photograph
What you'll love
- No guarantor required
- No pre-closure and part payment fee
Perks
Balance Transfer
Top-up Loan Available
Part-Payment Available
No Guarantor Required
Door Step Service
E-Approval
DBS Bank Home Loans Schemes
DBS Bank offers home loans to suit your specific needs at very affordable interest rates and repayment options. The housing loans offered by the bank come with a smooth approval process and automated repayment. There are no hidden charges and you can apply for a loan online.
- Interest Rate: Up to 20% p.a.
- Processing Fees: 0.25% to 1% of the sanctioned loan amount
- Can be used for renovation of flats/houses.
- Maximum loan amount of Rs.5 crore.
- Maximum repayment of 240 EMIs (equated monthly instalments).
- DBS Home Loan Against Property
- Interest Rate: 9.40% p.a. onwards
- Processing Fees: 0.25% to 1% of the sanctioned loan amount
- Flexible repayment options
- Loan for up to 65% of the value of the property
Compare: Home Loan Interest Rate all Banks
DBS Bank Home Loan EMI Calculator
If you want to know what your EMI will work out to be before applying for a home loan, you can check the same using a home loan EMI calculator. Knowing what will go out of your bank account each month will help you better manage your finances and also plan better. You can use the Home Loan EMI Calculator to compute the same.
To calculate your EMI, you need to enter details about your total home loan amount, processing fee and the rate of interest. Once you choose the 'Calculate' option after entering all the above information, the EMI will be displayed. A detailed amortisation report will also be made available to understand the principal and interest components when it comes to your loan.
Documents Required for DBS Bank Home Loan Applicants
- ID proof documents.
- Address proof documents.
- Income proof documents.
- Property documents - the applicant must be the owner of the property.
FAQs on DBS Bank Home Loan
- How to apply for a DBS Bank home loan?
You can log on to the bank website, call the customer care or visit the nearest branch to get information about how to apply for a loan.
- What is the minimum amount that can be availed as a loan?
The minimum amount that can be availed as a loan is Rs.11 lakh.
- Who can become a co-applicant?
Any immediate relative such as a parent, spouse or a child. Siblings can also be co-applicants as long as they are co-owners.
- How long will it take for a loan to be approved?
DBS bank will take at least 15 working days for a home loan application to be approved. This will, however, vary depending on a case to case basis.
- Is it mandatory to insure the property?
Yes, this has to be done. Insurance has to be taken for hazards such as fire, etc, during the tenure of the loan. The insurance related documents have to be submitted to the bank.
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