Citi Bank RD Interest Rates 2025
Citibank offers a convenient and safe way of depositing your money into recurring deposits and earn higher rate of interest. It allows opening recurring deposits on the Citibank Online banking or Citi Mobile smart banking app. All deposit accounts are linked to a customer’s Savings or Current account in order to give them the benefits of higher Net Relationship Value (NAV). Higher the NAV, better privileges on all your investments.
Citibank offers recurring deposits for its customers for tenures ranging between 12 months and 24 months.
The rate of interest offered by the bank for these tenures range between 2.75% p.a. and 3.00% p.a.
Tenure | Rate of Interest (%) for deposits less than Rs.2 crore |
365 days to 400 days | 2.75% p.a. |
401 days to 540 days | 2.75% p.a. |
541 days to 731 days | 3.00% p.a. |
Get the Best Rates for a Citibank Recurring Deposit 2025
Citibank has been in India for well over a decade providing excellent banking products and services to millions of customers. Citibank offers appealing recurring deposit schemes to its customers which makes saving money much easier.
You can open a recurring deposit with as low as Rs. 1,000 per month. You can deposit a maximum of Rs. 20,000 per month. The tenure offered ranges from 12 months to 24 months.
The most convenient feature of the Citibank Recurring Deposit is that the money will be automatically debited from your bank account based on a standing instruction set by you.
When you book a Citibank RD, the rate of interest prevailing at the time of initiating the deposit will be applicable throughout the whole tenure. Citibank recurring deposits are available only to existing customers who hold a Citibank account.
If you do not have a Citibank account, you can apply for one easily online.
Citibank Short-Term RD Interest Rates 2025
Customers can open recurring deposits with Citibank for a minimum tenure of 365 days. A short-term tenure of 365 days to 400 days will fetch you an interest of 2.75% per annum for deposits below Rs.2 crore. The yield would be 2.78%.
Citibank Medium and Long Term RD Interest Rates
Citibank offers recurring deposits for a maximum tenure of 24 months. A medium-term RD of 401 - 540 days will attract the same interest rate as a short-term RD, i.e., 2.75% per annum.
But the yield on the total deposit will be slightly higher at 2.78%. If you choose to deposit money for a period of 541-731 days, you will get a much higher rate of interest of 3.00% p.a. The yield on the long-term RD will be 3.06%.
RD Articles Pages
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- Co-operative Bank Recurring Deposit
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FAQs on Citibank RD Interest Rates
- What about the interest rates offered on deposits made by senior citizens?
Citibank ensures that the Senior Citizens Deposits program provides a 0.5% higher interest rate than what other clients receive.
- What are the advantages of NRV for people?
A specialized relationship manager is provided for clients with a high NRV, who also benefit from special promotional offers, faster loan processing, bigger credit and withdrawal limits, and preferential rates and services.
- I don't currently do business with Citibank. Can I start a time deposit account right now?
After creating a Citibank Savings Account, a new client may open a time deposit account with the bank. Any form of savings account that the bank offers is yours to pick.
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