IDBI Bank SuperShakti Account (For Women)
What is IDBI Bank's SuperShakti Account?
IDBI Bank’s SuperShakti Account is a women-centric savings account offering benefits like a low minimum balance, free child accounts, higher ATM limits, and discounts on locker services.
Overview of SuperShakti Account (For Women)
SuperShakti women's account is a unique savings account, tailor-made for women, which has been introduced by IDBI Bank. The IDBI savings account comes with a zero balance savings account for the women customer's child (below the age of eighteen years).
Bank | IDBI Bank |
Category | SuperShakti women account |
Minimum Balance Requirements (MAB) | Rs. 5000 is the MAB requirement for those in Metro & Urban area. Rs. 2500 for those in Semi Urban areas and Rs. 500 in Rural areas. |
Debit Card Offered | Specially designed Women's International ATM cum Debit card. |
Services offered withSuperShakti Account (For Women):
Passbook and e-Statements | Free Statement by e-mail. |
Cheque Book | Personalized PAP Cheque Book |
Internet Banking | Online options to pay your bills or tax |
Cash Withdrawal | Higher IDBI Debit Card cash withdrawal Limits- Rs. 40,000/- per day |
Features of IDBI SuperShakti Account:
Free Fund Transfer | Free ten transaction at other Bank ATM. Free amount transfer from Net Banking |
Cheque Book | Personalized PAP Cheque Book |
Locker Facility | 25% discount on Locker services |
Additional accounts for free | Two zero balance account the customer's children who are below the age of 18 years |
Auto Sweep out / sweep in facility | Auto Sweep out / sweep in facility available above Rs. 15,000 |
ATM Cash Withdrawal Limit | Rs 40,000/- (Per Day) |
POS Limit (Point of Sale) | Rs 40,000/- (Per Day) |
Fees and Charges for SuperShakti Account (For Women):
Annual Fee (Second year onwards for Womens Debit Cum ATM Card) | Rs. 220/- |
Additional add-on card for the account (Second year onwards) | Rs. 220/- |
Replacing a stolen/ lost card | Rs. 220/- |
IDBI Bank ATM Financial Transaction/ Non Financial | Free |
Re - generation of Pin/ Copy retrieval | Free |
Other Bank ATM | 10 transactions are free each month. Thereafter, you will be charged Rs 20 per transaction for Financial and Rs 8 per transaction for Non-Financial. |
International ATM | Rs 30 per transaction will be charged for Non-Financial and Rs 140 per transaction will be charged for Financial |
Passbook | Passbook can be availed for free. Duplicate passport will be charged Rs. 100 |
Demand Drafts (Branch/Non Branch Location)/ Payorder | Rs. 3/- per 1000 and part thereof. (Minimum Rs. 25/- & Maximum Rs. 25,000/-) |
ECS/ Cheque issued and returned due to Financial reasons | Rs 225 |
ECS/ Cheque issued and returned due to Technical reasons | Free |
Account closure within 14 Days | Free |
Account closure over 14 Days upto 6 Months | Rs. 100 |
Account closure over 6 Months upto 1 Year | Rs. 100 |
Account closure beyond 1 Year | NIL |
GST of 18% is applicable on all banking products and services from July 1, 2017 onwards.
FAQs on IDBI Bank SuperShakti Account (For Women)
- Who can open the IDBI SuperShakti Account?
Any woman above 18 years can open this savings account. It also allows her to open two zero-balance accounts for her children below 18 years.
- What is the minimum balance required in this account?
The MAB varies by location: ₹5,000 in Metro/Urban, ₹2,500 in Semi-Urban, and ₹500 in Rural areas.
- What kind of debit card is offered with this account?
Account holders get a Women’s International ATM-cum-Debit Card with a daily withdrawal limit of ₹40,000.
- Are there any special benefits for women?
Yes. Benefits include free e-statements, personalized chequebook, 25% locker discount, free fund transfers, and 10 free ATM transactions at other banks.
- Can I access online banking and bill payments with this account?
Yes. The account provides full access to IDBI’s net banking for fund transfers, bill payments, and other online services.
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