Required Documents for Personal Loan Approval in India -Updated 2025 List for All Applicant Types

List of Documents Required for Self-Employed Individuals

The below-listed are documents which self employed individuals are expected to submit when applying for a personal loan:

1. Proof of Identity: Voter ID, Aadhaar card, Driving Licence, PAN card, Passport, etc.
2. Proof of Address: Government issued utility bills, PAN card, Passport, Aadhaar card, etc.
3. Proof of Income: Income Tax Returns, bank account statements, audited financials, etc.
4. Additional documents: Company registration papers, Office lease agreement, etc.
5. Multiple copies of passport-sized photographs.

List of Documents Required for NRI Applicants

The below-listed are documents which NRIs are expected to submit when applying for a personal loan:

1. Proof of Identity: Passport copy, Visa copy, etc.
2. Proof of Employment: Job letter, HR email ID, Office email ID, work permit, etc.
3. Proof of Indian Residence: Aadhaar card, Utility bills, Passport having Indian address, etc.
4. Proof of Overseas Address: Driving license issued onshore, Utility bills, etc.
5. Proof of Tax: Tax statements, bank account statements, documents with Tax Identification Number (TIN), etc.
6. Additional Documents: Details of pension number.
7. Multiple copies of passport-sized photographs.

List of Documents Required for Pensioners

The below-listed are documents which pensioners are expected to submit when applying for a personal loan:

1. Proof of Identity: Aadhaar card, Voter ID, PAN card, Passport, Employee card issued by government, etc.
2. Proof of Address: PAN card, Passport, Aadhaar card, etc.
3. Proof of Income: Form 16, copy of pension payment, etc.
4. Additional Documents: Details of pension number.
5. Multiple copies of passport-sized photographs.

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